SAP Concur Expense vs Expensya

SAP Concur Expense8.9Visit Expensya8.6Visit

Higher score SAP Concur Expense #4 in Expense Reimbursement Software 8.9/10 Paid ✓ 3 of 3 features Visit SAP Concur

vs

Expensya #7 in Expense Reimbursement Software 8.6/10 30-day trial Free trial✓ 3 of 3 features Visit Expensya

• SAP Concur Expense fits best

  Enterprise expense and travel programs

• Expensya fits best

  European teams seeking low-cost full coverage

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Side by side

Feature	SAP Concur Expense 8.9/10 Visit ↗	Expensya 8.6/10 Visit ↗
At a glance
Editor score	8.9	8.6
Ranking	#4 in Expense Reimbursement Software	#7 in Expense Reimbursement Software
Best for	Enterprise expense and travel programs	European teams seeking low-cost full coverage
Pricing model	Paid	Paid
Starting price	$7/unit usage-based	€4/user/mo
Free plan	—	—
Free trial	—	30 days
Deployment	Cloud, Mobile	Cloud, Mobile
Platforms	Web, iOS, Android	Web, iOS, Android
Compliance	SOC 2, ISO 27001, PCI DSS	ISO 27001
Integrations	300+ integrations	12 integrations
Built for	Small business, Mid-market, Enterprise	Small business, Mid-market, Enterprise
Features SAP Concur Expense 3/3 · Expensya 3/3
Receipt capture	✓	✓
Mileage reimbursement	✓	✓
Per diem support	✓	✓
Specs
Approval levels	Custom	Custom
Payout methods	Both	Bank
Mobile platforms	Both	Both
Our review
Pros	Automated receipt capture and corporate-card transaction integration Custom approval workflows with real-time policy controls Web, iOS, Android, API, and broad business-system integrations	OCR, policy checks and multi-level approval workflows Mileage, per diem and SEPA reimbursement support Web, mobile, API and broad finance integrations
Cons	No free plan; an active SAP Concur subscription is required Usage-based pricing charges per report rather than per user Travel and intelligence features are included only in Premium	No free plan is available Enterprise pricing requires contacting sales Listed plans have repeated names with different prices
Our verdict	SAP Concur Expense is cloud-based software for organizations managing employee expenses and reimbursements. It captures receipts, extracts receipt data, imports corporate-card transactions, checks expenses against policies, routes reports… Read the review →	Expensya is cloud-based expense management software for small businesses and larger organizations. It supports employee expense submission through web, iOS and Android applications, while finance teams can manage policies, approvals,… Read the review →

Strengths and trade-offs

• SAP Concur Expense — where it wins

  • Automated receipt capture and corporate-card transaction integration
  • Custom approval workflows with real-time policy controls
  • Web, iOS, Android, API, and broad business-system integrations

  Where it doesn't

  • No free plan; an active SAP Concur subscription is required
  • Usage-based pricing charges per report rather than per user
  • Travel and intelligence features are included only in Premium

• Expensya — where it wins

  • OCR, policy checks and multi-level approval workflows
  • Mileage, per diem and SEPA reimbursement support
  • Web, mobile, API and broad finance integrations

  Where it doesn't

  • No free plan is available
  • Enterprise pricing requires contacting sales
  • Listed plans have repeated names with different prices

• SAP Concur Expense8.9/10 · Paid

  A broad enterprise system for receipts, policy controls, approvals, travel, and reimbursement.

  Visit SAP ConcurFull verdict →
• Expensya8.6/10 · 30-day trial

  A broad reimbursement platform with OCR, approvals, mileage and SEPA export at €4 annually.

  Visit ExpensyaFull verdict →