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Head-to-head · Expense Reimbursement Software

Expensify vs SAP Concur Expense

  • Updated Oct 2026
  • Both researched from official sources
  • 4 checks side by side
Higher score Expensify #2 in Expense Reimbursement Software 9.2/10 Free plan · 30-day trial Free planFree trial✓ 3 of 3 features Visit Expensify

Expensify leads on 1 check, SAP Concur Expense on 0, and 3 are even. Who comes out ahead on the 4 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreExpensify · 9.2/10
  • Free planonly Expensify
  • Free trialonly Expensify

Expensify scores higher on our rubric for expense reimbursement software: 9.2 against 8.9 out of 10; our editors rank them #2 and #4.

Expensify offers free plan; SAP Concur Expense doesn't.

Expensify is the better fit for flexible reimbursement for growing businesses. SAP Concur Expense is the better fit for enterprise expense and travel programs.

  • Expensify fits best

    Flexible reimbursement for growing businesses

  • SAP Concur Expense fits best

    Enterprise expense and travel programs

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Side by side

Feature Expensify 9.2/10 Visit ↗ SAP Concur Expense 8.9/10 Visit ↗
At a glance
Editor score 9.2 8.9
Ranking #2 in Expense Reimbursement Software #4 in Expense Reimbursement Software
Best for Flexible reimbursement for growing businesses Enterprise expense and travel programs
Pricing model Free plan + paid Paid
Starting price $5/user/mo $7/unit usage-based
Free plan ✓ (best) —
Free trial 30 days —
Deployment Cloud, Desktop, Mobile Cloud, Mobile
Platforms Web, Windows, macOS, iOS, Android Web, iOS, Android
Compliance SOC 2, GDPR, PCI DSS, SSO/SAML, 2FA SOC 2, ISO 27001, PCI DSS
Integrations 50+ integrations 300+ integrations
Built for Solo, Small business, Mid-market, Enterprise Small business, Mid-market, Enterprise
Features Expensify 3/3 · SAP Concur Expense 3/3
Receipt capture ✓ ✓
Mileage reimbursement ✓ ✓
Per diem support ✓ ✓
Specs
Approval levels Custom Custom
Payout methods Both Both
Mobile platforms Both Both
Our review
Pros
  • Free Submit workspace for individual employees
  • Receipt capture, mileage tracking, and AI-assisted categorization
  • Web, desktop, mobile, API, and broad accounting integrations
  • Automated receipt capture and corporate-card transaction integration
  • Custom approval workflows with real-time policy controls
  • Web, iOS, Android, API, and broad business-system integrations
Cons
  • Free Submit excludes approvals, payments, Per Diem, and accounting integrations
  • Control costs $36 per active member monthly on monthly billing
  • Pricing can vary by billing currency and qualifying card usage
  • No free plan; an active SAP Concur subscription is required
  • Usage-based pricing charges per report rather than per user
  • Travel and intelligence features are included only in Premium
Our verdict

Expensify is an expense management and reimbursement platform for individuals, employees, finance teams, and businesses. It captures receipts, extracts expense data, tracks mileage and distance, creates expense reports, and supports…

Read the review →

SAP Concur Expense is cloud-based software for organizations managing employee expenses and reimbursements. It captures receipts, extracts receipt data, imports corporate-card transactions, checks expenses against policies, routes reports…

Read the review →
  1. ExpensifyExpense Reimbursement Software 9.2Free plan · 30-day trial
  2. SAP Concur ExpenseExpense Reimbursement Software 8.9Paid

Strengths and trade-offs

  • Expensify — where it wins

    • Free Submit workspace for individual employees
    • Receipt capture, mileage tracking, and AI-assisted categorization
    • Web, desktop, mobile, API, and broad accounting integrations

    Where it doesn't

    • Free Submit excludes approvals, payments, Per Diem, and accounting integrations
    • Control costs $36 per active member monthly on monthly billing
    • Pricing can vary by billing currency and qualifying card usage
  • SAP Concur Expense — where it wins

    • Automated receipt capture and corporate-card transaction integration
    • Custom approval workflows with real-time policy controls
    • Web, iOS, Android, API, and broad business-system integrations

    Where it doesn't

    • No free plan; an active SAP Concur subscription is required
    • Usage-based pricing charges per report rather than per user
    • Travel and intelligence features are included only in Premium
  • Expensify9.2/10 · Free plan · 30-day trial

    Flexible expense collection and reimbursement with free access and paid team controls.

    Visit ExpensifyFull verdict →
  • SAP Concur Expense8.9/10 · Paid

    A broad enterprise system for receipts, policy controls, approvals, travel, and reimbursement.

    Visit SAP ConcurFull verdict →

More comparisons

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update