Head-to-head · Expense Reimbursement Software
Expensify vs SAP Concur Expense
Expensify leads on 1 check, SAP Concur Expense on 0, and 3 are even. Who comes out ahead on the 4 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.
Our verdict
- Highest scoreExpensify · 9.2/10
- Free planonly Expensify
- Free trialonly Expensify
Expensify scores higher on our rubric for expense reimbursement software: 9.2 against 8.9 out of 10; our editors rank them #2 and #4.
Expensify offers free plan; SAP Concur Expense doesn't.
Expensify is the better fit for flexible reimbursement for growing businesses. SAP Concur Expense is the better fit for enterprise expense and travel programs.
- Expensify fits best
Flexible reimbursement for growing businesses
- SAP Concur Expense fits best
Enterprise expense and travel programs
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Side by side
| Feature | Expensify 9.2/10 Visit ↗ | SAP Concur Expense 8.9/10 Visit ↗ |
|---|---|---|
| At a glance | ||
| Editor score | 9.2 | 8.9 |
| Ranking | #2 in Expense Reimbursement Software | #4 in Expense Reimbursement Software |
| Best for | Flexible reimbursement for growing businesses | Enterprise expense and travel programs |
| Pricing model | Free plan + paid | Paid |
| Starting price | $5/user/mo | $7/unit usage-based |
| Free plan | ✓ (best) | — |
| Free trial | 30 days | — |
| Deployment | Cloud, Desktop, Mobile | Cloud, Mobile |
| Platforms | Web, Windows, macOS, iOS, Android | Web, iOS, Android |
| Compliance | SOC 2, GDPR, PCI DSS, SSO/SAML, 2FA | SOC 2, ISO 27001, PCI DSS |
| Integrations | 50+ integrations | 300+ integrations |
| Built for | Solo, Small business, Mid-market, Enterprise | Small business, Mid-market, Enterprise |
| Features Expensify 3/3 · SAP Concur Expense 3/3 | ||
| Receipt capture | ✓ | ✓ |
| Mileage reimbursement | ✓ | ✓ |
| Per diem support | ✓ | ✓ |
| Specs | ||
| Approval levels | Custom | Custom |
| Payout methods | Both | Both |
| Mobile platforms | Both | Both |
| Our review | ||
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| Our verdict | Expensify is an expense management and reimbursement platform for individuals, employees, finance teams, and businesses. It captures receipts, extracts expense data, tracks mileage and distance, creates expense reports, and supports… Read the review → |
SAP Concur Expense is cloud-based software for organizations managing employee expenses and reimbursements. It captures receipts, extracts receipt data, imports corporate-card transactions, checks expenses against policies, routes reports… Read the review → |
Strengths and trade-offs
Expensify — where it wins
- Free Submit workspace for individual employees
- Receipt capture, mileage tracking, and AI-assisted categorization
- Web, desktop, mobile, API, and broad accounting integrations
Where it doesn't
- Free Submit excludes approvals, payments, Per Diem, and accounting integrations
- Control costs $36 per active member monthly on monthly billing
- Pricing can vary by billing currency and qualifying card usage
SAP Concur Expense — where it wins
- Automated receipt capture and corporate-card transaction integration
- Custom approval workflows with real-time policy controls
- Web, iOS, Android, API, and broad business-system integrations
Where it doesn't
- No free plan; an active SAP Concur subscription is required
- Usage-based pricing charges per report rather than per user
- Travel and intelligence features are included only in Premium
- Expensify9.2/10 · Free plan · 30-day trial
Flexible expense collection and reimbursement with free access and paid team controls.
Visit ExpensifyFull verdict → - SAP Concur Expense8.9/10 · Paid
A broad enterprise system for receipts, policy controls, approvals, travel, and reimbursement.
Visit SAP ConcurFull verdict →
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All expense reimbursement software comparisons → · Full ranking →
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Last updated · How we research and update





