Head-to-head · Expense Reimbursement Software
Zoho Expense vs Expensify
Zoho Expense leads on 1 check, Expensify on 0, and 4 are even. Who comes out ahead on the 5 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.
Our verdict
- Highest scoreZoho Expense · 9.4/10
- Lowest starting priceZoho Expense · $3/user/mo
- Free planboth
- Free trialboth
Zoho Expense scores higher on our rubric for expense reimbursement software: 9.4 against 9.2 out of 10; our editors rank them #1 and #2.
Zoho Expense is cheaper to start at $3/user/mo against $5/user/mo.
Zoho Expense is the better fit for affordable, feature-rich reimbursement teams. Expensify is the better fit for flexible reimbursement for growing businesses.
- Zoho Expense fits best
Affordable, feature-rich reimbursement teams
- Expensify fits best
Flexible reimbursement for growing businesses
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Side by side
| Feature | Zoho Expense 9.4/10 Visit ↗ | Expensify 9.2/10 Visit ↗ |
|---|---|---|
| At a glance | ||
| Editor score | 9.4 | 9.2 |
| Ranking | #1 in Expense Reimbursement Software | #2 in Expense Reimbursement Software |
| Best for | Affordable, feature-rich reimbursement teams | Flexible reimbursement for growing businesses |
| Pricing model | Free plan + paid | Free plan + paid |
| Starting price | $3/user/mo (best) | $5/user/mo |
| Free plan | ✓ | ✓ |
| Free trial | 14 days | 30 days |
| Free trial length | 14 days · no card needed | 30 days |
| Deployment | Cloud, Mobile | Cloud, Desktop, Mobile |
| Platforms | Web, iOS, Android | Web, Windows, macOS, iOS, Android |
| Support | Email, Live chat, Phone, Tickets, Community, Docs | Live chat, Email, Docs |
| Compliance | SOC 2, ISO 27001, GDPR, SSO/SAML, 2FA | SOC 2, GDPR, PCI DSS, SSO/SAML, 2FA |
| Integrations | 2,500+ integrations | 50+ integrations |
| Built for | Solo, Small business, Mid-market, Enterprise | Solo, Small business, Mid-market, Enterprise |
| Features Zoho Expense 3/3 · Expensify 3/3 | ||
| Receipt capture | ✓ | ✓ |
| Mileage reimbursement | ✓ | ✓ |
| Per diem support | ✓ | ✓ |
| Specs | ||
| Approval levels | Custom | Custom |
| Payout methods | Both | Both |
| Mobile platforms | Both | Both |
| Our review | ||
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| Our verdict | Zoho Expense is a cloud-based travel and expense management platform for businesses handling employee reimbursements, corporate cards, mileage, per diem allowances, and business travel. It suits small businesses, growing companies, and… Read the review → |
Expensify is an expense management and reimbursement platform for individuals, employees, finance teams, and businesses. It captures receipts, extracts expense data, tracks mileage and distance, creates expense reports, and supports… Read the review → |
Strengths and trade-offs
Zoho Expense — where it wins
- Free plan includes reports, mileage, multi-currency expenses, and accounting integrations
- Custom approval workflows support hierarchical, parallel, and delegated approvals
- iOS and Android apps plus broad accounting, ERP, HRMS, and banking integrations
Where it doesn't
- The $3 starting price requires annual billing
- Premium features may exceed the needs of simple reimbursement programs
- Pricing varies by region and local editions may use different currencies
Expensify — where it wins
- Free Submit workspace for individual employees
- Receipt capture, mileage tracking, and AI-assisted categorization
- Web, desktop, mobile, API, and broad accounting integrations
Where it doesn't
- Free Submit excludes approvals, payments, Per Diem, and accounting integrations
- Control costs $36 per active member monthly on monthly billing
- Pricing can vary by billing currency and qualifying card usage
- Zoho Expense9.4/10 · Free plan · 14-day trial
A feature-rich reimbursement platform with a free plan and custom approval workflows.
Visit Zoho ExpenseFull verdict → - Expensify9.2/10 · Free plan · 30-day trial
Flexible expense collection and reimbursement with free access and paid team controls.
Visit ExpensifyFull verdict →
More comparisons
- Zoho Expense vs Sage Expense Management
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- Zoho Expense vs Emburse Enterprise
- Zoho Expense vs Expensya
- Zoho Expense vs SutiExpense
- Expensify vs Sage Expense Management
- Expensify vs SAP Concur Expense
All expense reimbursement software comparisons → · Full ranking →
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Last updated · How we research and update