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Head-to-head · Expense Reimbursement Software

Zoho Expense vs Workday Expenses

  • Updated Oct 2026
  • Both researched from official sources
  • 4 checks side by side
Higher score Zoho Expense #1 in Expense Reimbursement Software 9.4/10 Free plan · 14-day trial Free planFree trial✓ 3 of 3 features Visit Zoho Expense
Workday Expenses #5 in Expense Reimbursement Software 8.8/10 Pricing on request ✓ 3 of 3 features Visit Workday

Zoho Expense leads on 0 checks, Workday Expenses on 0, and 4 are even. Who comes out ahead on the 4 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreZoho Expense · 9.4/10
  • Free planonly Zoho Expense
  • Free trialonly Zoho Expense

Zoho Expense scores higher on our rubric for expense reimbursement software: 9.4 against 8.8 out of 10; our editors rank them #1 and #5.

Zoho Expense is the better fit for affordable, feature-rich reimbursement teams. Workday Expenses is the better fit for workday-centered expense operations.

  • Zoho Expense fits best

    Affordable, feature-rich reimbursement teams

  • Workday Expenses fits best

    Workday-centered expense operations

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Side by side

Feature Zoho Expense 9.4/10 Visit ↗ Workday Expenses 8.8/10 Visit ↗
At a glance
Editor score 9.4 8.8
Ranking #1 in Expense Reimbursement Software #5 in Expense Reimbursement Software
Best for Affordable, feature-rich reimbursement teams Workday-centered expense operations
Pricing model Free plan + paid Paid
Starting price $3/user/mo Pricing on request
Free plan ✓ (best) Not checked yet
Free trial 14 days —
Deployment Cloud, Mobile Cloud, Mobile
Platforms Web, iOS, Android Web, iOS, Android
Support Email, Live chat, Phone, Tickets, Community, Docs Docs
Compliance SOC 2, ISO 27001, GDPR, SSO/SAML, 2FA SOC 2, ISO 27001, GDPR
Integrations 2,500+ integrations 7 integrations
Built for Solo, Small business, Mid-market, Enterprise Mid-market, Enterprise
Features Zoho Expense 3/3 · Workday Expenses 3/3
Receipt capture ✓ ✓
Mileage reimbursement ✓ ✓
Per diem support ✓ ✓
Specs
Approval levels Custom Custom
Payout methods Both Both
Mobile platforms Both Both
Our review
Pros
  • Free plan includes reports, mileage, multi-currency expenses, and accounting integrations
  • Custom approval workflows support hierarchical, parallel, and delegated approvals
  • iOS and Android apps plus broad accounting, ERP, HRMS, and banking integrations
  • Covers receipts, cards, mileage, per diem, approvals, auditing, and reporting
  • Supports configurable single- and multi-level approval workflows
  • Offers check or direct-deposit reimbursement with web and mobile access
Cons
  • The $3 starting price requires annual billing
  • Premium features may exceed the needs of simple reimbursement programs
  • Pricing varies by region and local editions may use different currencies
  • Pricing requires contacting sales rather than choosing a published plan
  • Some mobile and reimbursement capabilities depend on configuration and enabled modules
  • Organizations outside the Workday ecosystem may find its fit less direct
Our verdict

Zoho Expense is a cloud-based travel and expense management platform for businesses handling employee reimbursements, corporate cards, mileage, per diem allowances, and business travel. It suits small businesses, growing companies, and…

Read the review →

Workday Expenses is an enterprise expense management product for organizations that need to collect, review, approve, audit, and reimburse employee and other payee expenses. It is suited to Workday-centered operations, including…

Read the review →
  1. Zoho ExpenseExpense Reimbursement Software 9.4Free plan · 14-day trial
  2. Workday ExpensesExpense Reimbursement Software 8.8Pricing on request

Strengths and trade-offs

  • Zoho Expense — where it wins

    • Free plan includes reports, mileage, multi-currency expenses, and accounting integrations
    • Custom approval workflows support hierarchical, parallel, and delegated approvals
    • iOS and Android apps plus broad accounting, ERP, HRMS, and banking integrations

    Where it doesn't

    • The $3 starting price requires annual billing
    • Premium features may exceed the needs of simple reimbursement programs
    • Pricing varies by region and local editions may use different currencies
  • Workday Expenses — where it wins

    • Covers receipts, cards, mileage, per diem, approvals, auditing, and reporting
    • Supports configurable single- and multi-level approval workflows
    • Offers check or direct-deposit reimbursement with web and mobile access

    Where it doesn't

    • Pricing requires contacting sales rather than choosing a published plan
    • Some mobile and reimbursement capabilities depend on configuration and enabled modules
    • Organizations outside the Workday ecosystem may find its fit less direct
  • Zoho Expense9.4/10 · Free plan · 14-day trial

    A feature-rich reimbursement platform with a free plan and custom approval workflows.

    Visit Zoho ExpenseFull verdict →
  • Workday Expenses8.8/10 · Pricing on request

    A broad expense platform for organizations centered on Workday operations.

    Visit WorkdayFull verdict →

More comparisons

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update