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Head-to-head · Expense Reimbursement Software

Sage Expense Management vs SAP Concur Expense

  • Updated Oct 2026
  • Both researched from official sources
  • 4 checks side by side

Sage Expense Management leads on 0 checks, SAP Concur Expense on 0, and 4 are even. Who comes out ahead on the 4 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreSage Expense Management · 9.0/10

Sage Expense Management scores higher on our rubric for expense reimbursement software: 9.0 against 8.9 out of 10; our editors rank them #3 and #4.

Sage Expense Management is the better fit for mature teams wanting broad expense controls. SAP Concur Expense is the better fit for enterprise expense and travel programs.

  • Sage Expense Management fits best

    Mature teams wanting broad expense controls

  • SAP Concur Expense fits best

    Enterprise expense and travel programs

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Side by side

Feature Sage Expense Management 9.0/10 Visit ↗ SAP Concur Expense 8.9/10 Visit ↗
At a glance
Editor score 9.0 8.9
Ranking #3 in Expense Reimbursement Software #4 in Expense Reimbursement Software
Best for Mature teams wanting broad expense controls Enterprise expense and travel programs
Pricing model Paid Paid
Starting price — $7/unit usage-based
Free plan — —
Free trial — —
Deployment Cloud, Mobile, Browser extension Cloud, Mobile
Platforms Web, iOS, Android, Chrome extension Web, iOS, Android
Compliance SOC 2, GDPR, PCI DSS SOC 2, ISO 27001, PCI DSS
Integrations 13 integrations 300+ integrations
Built for Small business, Mid-market, Enterprise Small business, Mid-market, Enterprise
Features Sage Expense Management 3/3 · SAP Concur Expense 3/3
Receipt capture ✓ ✓
Mileage reimbursement ✓ ✓
Per diem support ✓ ✓
Specs
Approval levels Custom Custom
Payout methods Both Both
Mobile platforms Both Both
Our review
Pros
  • Captures receipts across email, text, Gmail, Outlook, and mobile
  • Supports policy checks, custom approvals, mileage, and per diem
  • Connects accounting, cards, payroll, and API-based workflows
  • Automated receipt capture and corporate-card transaction integration
  • Custom approval workflows with real-time policy controls
  • Web, iOS, Android, API, and broad business-system integrations
Cons
  • No free plan is available
  • Enterprise pricing is custom
  • ACH reimbursements are limited to the US
  • No free plan; an active SAP Concur subscription is required
  • Usage-based pricing charges per report rather than per user
  • Travel and intelligence features are included only in Premium
Our verdict

Sage Expense Management is cloud-based expense software for finance teams and employees across small businesses, mid-market organizations, accounting teams, and larger enterprises. It captures receipts through text messages, email, Gmail,…

Read the review →

SAP Concur Expense is cloud-based software for organizations managing employee expenses and reimbursements. It captures receipts, extracts receipt data, imports corporate-card transactions, checks expenses against policies, routes reports…

Read the review →
  1. Sage Expense ManagementExpense Reimbursement Software 9.0Paid
  2. SAP Concur ExpenseExpense Reimbursement Software 8.9Paid

Strengths and trade-offs

  • Sage Expense Management — where it wins

    • Captures receipts across email, text, Gmail, Outlook, and mobile
    • Supports policy checks, custom approvals, mileage, and per diem
    • Connects accounting, cards, payroll, and API-based workflows

    Where it doesn't

    • No free plan is available
    • Enterprise pricing is custom
    • ACH reimbursements are limited to the US
  • SAP Concur Expense — where it wins

    • Automated receipt capture and corporate-card transaction integration
    • Custom approval workflows with real-time policy controls
    • Web, iOS, Android, API, and broad business-system integrations

    Where it doesn't

    • No free plan; an active SAP Concur subscription is required
    • Usage-based pricing charges per report rather than per user
    • Travel and intelligence features are included only in Premium
  • Sage Expense Management9.0/10 · Paid

    Broad expense controls for mature teams, with paid plans and enterprise options.

    Visit SageFull verdict →
  • SAP Concur Expense8.9/10 · Paid

    A broad enterprise system for receipts, policy controls, approvals, travel, and reimbursement.

    Visit SAP ConcurFull verdict →

More comparisons

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update