Head-to-head · Expense Reimbursement Software
Sage Expense Management vs SAP Concur Expense
Sage Expense Management leads on 0 checks, SAP Concur Expense on 0, and 4 are even. Who comes out ahead on the 4 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.
Our verdict
- Highest scoreSage Expense Management · 9.0/10
Sage Expense Management scores higher on our rubric for expense reimbursement software: 9.0 against 8.9 out of 10; our editors rank them #3 and #4.
Sage Expense Management is the better fit for mature teams wanting broad expense controls. SAP Concur Expense is the better fit for enterprise expense and travel programs.
- Sage Expense Management fits best
Mature teams wanting broad expense controls
- SAP Concur Expense fits best
Enterprise expense and travel programs
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Side by side
| Feature | Sage Expense Management 9.0/10 Visit ↗ | SAP Concur Expense 8.9/10 Visit ↗ |
|---|---|---|
| At a glance | ||
| Editor score | 9.0 | 8.9 |
| Ranking | #3 in Expense Reimbursement Software | #4 in Expense Reimbursement Software |
| Best for | Mature teams wanting broad expense controls | Enterprise expense and travel programs |
| Pricing model | Paid | Paid |
| Starting price | — | $7/unit usage-based |
| Free plan | — | — |
| Free trial | — | — |
| Deployment | Cloud, Mobile, Browser extension | Cloud, Mobile |
| Platforms | Web, iOS, Android, Chrome extension | Web, iOS, Android |
| Compliance | SOC 2, GDPR, PCI DSS | SOC 2, ISO 27001, PCI DSS |
| Integrations | 13 integrations | 300+ integrations |
| Built for | Small business, Mid-market, Enterprise | Small business, Mid-market, Enterprise |
| Features Sage Expense Management 3/3 · SAP Concur Expense 3/3 | ||
| Receipt capture | ✓ | ✓ |
| Mileage reimbursement | ✓ | ✓ |
| Per diem support | ✓ | ✓ |
| Specs | ||
| Approval levels | Custom | Custom |
| Payout methods | Both | Both |
| Mobile platforms | Both | Both |
| Our review | ||
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| Our verdict | Sage Expense Management is cloud-based expense software for finance teams and employees across small businesses, mid-market organizations, accounting teams, and larger enterprises. It captures receipts through text messages, email, Gmail,… Read the review → |
SAP Concur Expense is cloud-based software for organizations managing employee expenses and reimbursements. It captures receipts, extracts receipt data, imports corporate-card transactions, checks expenses against policies, routes reports… Read the review → |
Strengths and trade-offs
Sage Expense Management — where it wins
- Captures receipts across email, text, Gmail, Outlook, and mobile
- Supports policy checks, custom approvals, mileage, and per diem
- Connects accounting, cards, payroll, and API-based workflows
Where it doesn't
- No free plan is available
- Enterprise pricing is custom
- ACH reimbursements are limited to the US
SAP Concur Expense — where it wins
- Automated receipt capture and corporate-card transaction integration
- Custom approval workflows with real-time policy controls
- Web, iOS, Android, API, and broad business-system integrations
Where it doesn't
- No free plan; an active SAP Concur subscription is required
- Usage-based pricing charges per report rather than per user
- Travel and intelligence features are included only in Premium
- Sage Expense Management9.0/10 · Paid
Broad expense controls for mature teams, with paid plans and enterprise options.
Visit SageFull verdict → - SAP Concur Expense8.9/10 · Paid
A broad enterprise system for receipts, policy controls, approvals, travel, and reimbursement.
Visit SAP ConcurFull verdict →
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All expense reimbursement software comparisons → · Full ranking →
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Last updated · How we research and update





