Best T. Rowe Price Retirement Plan Services Alternatives in 2026
The top T. Rowe Price Retirement Plan Services alternatives are Ameritas Retirement Plans, Charles Schwab Retirement Plan Services and Human Interest: 13 401(k) software our editors would look at instead of T. Rowe Price Retirement Plan Services, in our ranking order.
T. Rowe Price Retirement Plan Services: Workplace retirement plan services for mid-market and enterprise employers. Where it falls short: employers must contact sales rather than choose a published plan online..
Switching from T. Rowe Price Retirement Plan Services? For most 401(k) software buyers the best T. Rowe Price Retirement Plan Services alternative is Ameritas Retirement Plans, built for organizations seeking broad retirement plan administration. On a budget, Betterment starts at $5/mo. Betterment has a free plan.
Why People Look for a T. Rowe Price Retirement Plan Services Alternative
- Employers must contact sales rather than choose a published plan online
- The stated company-size fit is mid-market and enterprise
- Employers engage the provider directly for plan design and administration
Quick Picks by What You Need
- Best overallAmeritas Retirement Plans9.3
Organizations seeking broad retirement plan administration
Visit Ameritas Retirement Plans - Lowest priceBetterment6.5
Paid plans from $5/mo
Visit Betterment - Best free optionBetterment6.5
Has a free plan
Visit Betterment
All 13 T. Rowe Price Retirement Plan Services Alternatives, Ranked
Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.
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Best forOrganizations seeking broad retirement plan administration
- Better than T. Rowe Price Retirement Plan Services:
- Editor score 9.3 vs 6.0
Broad retirement-plan administration with enrollment, payroll, fiduciary and participant services.
- Employee enrollment
- Compliance support
- Participant mobile app
9.3/10★★★★★Visit Ameritas -
Best forMid-market and enterprise employers
- Better than T. Rowe Price Retirement Plan Services:
- Editor score 9.1 vs 6.0
A broad 401(k) service for employers seeking administration, compliance support, and participant tools.
- Employee enrollment
- Compliance support
- Participant mobile app
9.1/10★★★★★Visit Charles Schwab -
Best forSmall businesses needing payroll connectivity
- Better than T. Rowe Price Retirement Plan Services:
- Editor score 8.8 vs 6.0
Payroll-connected retirement plan administration with tiered compliance support.
8.8/10★★★★☆Visit Human Interest -
Best forSmall businesses wanting simple managed 401(k)s
- Better than T. Rowe Price Retirement Plan Services:
- Editor score 8.6 vs 6.0
Guideline combines 401(k) administration, payroll automation, compliance and managed portfolios.
- Employee enrollment
- Compliance support
- Participant mobile app
8.6/10★★★★☆Visit Guideline -
Best forSolo owners and small employers needing compliance support
- Better than T. Rowe Price Retirement Plan Services:
- Editor score 8.4 vs 6.0
A compliance-focused retirement plan service with clear annual fees and payroll connections.
- Compliance support
8.4/10★★★★☆Visit site -
Best forLow-cost plans with automated contributions
- Better than T. Rowe Price Retirement Plan Services:
- Editor score 8.2 vs 6.0
A flexible 401(k) platform with plans starting at $45 per month.
8.2/10★★★★☆Visit Vestwell -
Best forSmall employers preferring Merrill-managed plans
- Better than T. Rowe Price Retirement Plan Services:
- Editor score 8.0 vs 6.0
A focused small-business 401(k) with managed administration and ACH contributions.
- Employee enrollment
- Compliance support
- Participant mobile app
8.0/10★★★★☆Visit Merrill -
Best forEmployers needing multiple retirement plan types
- Better than T. Rowe Price Retirement Plan Services:
- Editor score 7.8 vs 6.0
A broad retirement-plan service covering four plan types with web and mobile access.
- Participant mobile app
7.8/10★★★★☆Visit Transamerica -
Best forSmall and mid-market employers needing essentials
- Better than T. Rowe Price Retirement Plan Services:
- Editor score 7.3 vs 6.0
Workplace plan setup, administration, and participant account access for small and mid-market employers.
7.3/10★★★★☆Visit Ubiquity -
Best forEmployers seeking E*TRADE 401(k) support
- Better than T. Rowe Price Retirement Plan Services:
- Editor score 7.0 vs 6.0
401(k) services pair employer administration support with participant account access.
7.0/10★★★★☆Visit E*TRADE -
Best forMid-market and enterprise benefits enrollment programs
- Better than T. Rowe Price Retirement Plan Services:
- Editor score 6.8 vs 6.0
A benefits enrollment decision tool, not core 401(k) administration software.
6.8/10★★★☆☆Visit ADP -
Best forIndividuals seeking retirement investing tools
- Better than T. Rowe Price Retirement Plan Services:
- Editor score 6.5 vs 6.0
A personal investing and retirement-planning platform, not employer 401(k) administration software.
6.5/10★★★☆☆Visit Betterment -
Best forCompanies managing equity compensation instead of 401(k)s
- Better than T. Rowe Price Retirement Plan Services:
- Editor score 6.2 vs 6.0
Equity plan administration for companies managing stock compensation, not 401(k)s.
6.2/10★★★☆☆Contact Empower
T. Rowe Price Retirement Plan Services Alternatives: Common Questions
What is the best alternative to T. Rowe Price Retirement Plan Services?
Ameritas Retirement Plans: #1 in our 401(k) Software ranking, with an editor score of 9.3 out of 10. Broad retirement-plan administration with enrollment, payroll, fiduciary and participant services.
Is there a free alternative to T. Rowe Price Retirement Plan Services?
Yes. Betterment has a free plan or a free tier.
What is the cheapest paid alternative to T. Rowe Price Retirement Plan Services?
Of the alternatives here that publish a price, Betterment starts lowest, at $5/mo.
Why do people look for T. Rowe Price Retirement Plan Services alternatives?
Employers must contact sales rather than choose a published plan online; The stated company-size fit is mid-market and enterprise; Employers engage the provider directly for plan design and administration.
How do I switch from T. Rowe Price Retirement Plan Services?
Export your data from T. Rowe Price Retirement Plan Services (most tools have an export in their settings). Sign up for the alternative; start on its free plan or trial if it has one. Import your export and set up the integrations your team relies on. Run both side by side for a short while, then cancel T. Rowe Price Retirement Plan Services.
How to Switch from T. Rowe Price Retirement Plan Services
- Export your data from T. Rowe Price Retirement Plan Services (most tools have an export in their settings).
- Sign up for the alternative; start on its free plan or trial if it has one.
- Import your export and set up the integrations your team relies on.
- Run both side by side for a short while, then cancel T. Rowe Price Retirement Plan Services.
T. Rowe Price Retirement Plan Services vs Each Alternative
| # | Tool | Free plan | Paid from | Plan types | Score |
|---|---|---|---|---|---|
| 14 | T. Rowe Price Retirement Plan Services | 6.0 | |||
| 1 | Ameritas Retirement Plans | 401(k); profit-sharing; multiple employer (MEP); pooled employer (PEP); money purchase; ERISA 403(b); solo 401(k); 457(b); prevailing-wage 401(k); defined benefit; cash balance; governmental; safe harbor 401(k) | 9.3 | ||
| 2 | Charles Schwab Retirement Plan Services | No | 401(k); defined contribution; ESOP; profit-sharing; money purchase; defined benefit; nonqualified deferred compensation | 9.1 | |
| 3 | Human Interest | No | $80/mo | 401(k), 403(b) retirement plans | 8.8 |
| 4 | Guideline | No | Traditional 401(k), Roth 401(k), Safe Harbor 401(k), Profit Sharing, Solo 401(k) | 8.6 | |
| 5 | Employee Fiduciary | No | $500/yr | Traditional 401(k), Safe Harbor 401(k), Solo 401(k), 403(b) | 8.4 |
| 6 | Vestwell | No | $45/mo | 401(k), 403(b), profit-sharing, cash-balance plans | 8.2 |
| 7 | Merrill Small Business 401(k) | No | $95/mo | 401(k); Roth 401(k); Safe Harbor 401(k) | 8.0 |
| 8 | Transamerica Retirement Solutions | No | Defined contribution; defined benefit; pooled plan; nonqualified deferred compensation | 7.8 | |
| 9 | Ubiquity Retirement + Savings | No | 7.3 | ||
| 10 | E*TRADE Corporate Retirement Services | No | 401(k) | 7.0 | |
| 11 | ADP Help Me Choose | 6.8 | |||
| 12 | Betterment | Yes | $5/mo | 6.5 | |
| 13 | Empower Stock Plan Services | 6.2 |
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Last updated · How we research and update