Best Adyen Alternatives in 2026
The top Adyen alternatives are Stripe Payments, PayPal for Business and Checkout.com: 15 payment gateways our editors would look at instead of Adyen, in our ranking order.
Adyen: A broad payment platform for businesses managing online, mobile, and marketplace flows. Where it falls short: the $0.13 starting fee is only the fixed transaction component..
Switching from Adyen? For most payment gateways buyers the best Adyen alternative is Stripe Payments, built for businesses needing broad payment coverage. PayPal for Business has a free plan, which Adyen does not.
Why People Look for an Adyen Alternative
- The $0.13 starting fee is only the fixed transaction component
- Payment-method fees vary by region, method, and transaction volume
- Its broad capabilities may be more than a simple online checkout needs
- No free plan — 2 of the alternatives below have it
Quick Picks by What You Need
- Best overallStripe Payments9.3
Businesses needing broad payment coverage
Visit Stripe Payments - Best free optionPayPal for Business9.1
Has a free plan (Adyen has none)
Visit PayPal for Business - Most supported currenciesStripe Payments9.3
135
Visit Stripe Payments
All 15 Adyen Alternatives, Ranked
Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.
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Best forBusinesses needing broad payment coverage
- Better than Adyen:
- Editor score 9.3 vs 9.2
Broad payment coverage for businesses selling online, in person, or through marketplaces.
- Marketplace payments
- Recurring payments
9.3/10★★★★★Visit Stripe -
Best forBusinesses wanting PayPal checkout across sales channels
- Better than Adyen:
- Free plan
A flexible PayPal checkout option with payment tools for online, in-person, and mobile sales.
- Marketplace payments
- Recurring payments
9.1/10★★★★★Visit PayPal -
Best forLarge merchants needing acquiring depth
A broad payments platform for merchants managing acquiring and complex payment flows.
- Marketplace payments
- Recurring payments
9.0/10★★★★☆Visit Checkout.com -
Best forBusinesses wanting PayPal and global reach
- Better than Adyen:
- Free plan
Broad payment acceptance with checkout tools, recurring billing, and marketplace support.
- Marketplace payments
- Recurring payments
8.9/10★★★★☆Visit PayPal -
Best forBusinesses wanting PayPal in one integration
A flexible PayPal-owned gateway for businesses integrating online and mobile payments.
- Marketplace payments
- Recurring payments
8.8/10★★★★☆Visit Braintree -
Best forEuropean businesses and marketplaces
A flexible payment gateway for European sellers, marketplaces and recurring payments.
- Marketplace payments
- Recurring payments
8.7/10★★★★☆Visit Mollie -
Best forOmnichannel and multi-processor businesses
A multi-channel gateway for businesses that need processor choice and embedded payment tools.
- Marketplace payments
- Recurring payments
8.6/10★★★★☆Visit NMI -
Best forIndian businesses and marketplaces
A pay-as-you-go gateway for online payments, recurring billing, and marketplace payouts.
- Marketplace payments
- Recurring payments
8.5/10★★★★☆Visit Razorpay -
Best forEnterprise merchants needing processor reach
Broad processor reach and payment options, with pricing handled through sales.
- Marketplace payments
- Recurring payments
8.4/10★★★★☆Visit Cybersource -
Best forEstablished omnichannel merchants
A broad payment platform for merchants that need online and in-person acceptance.
- Marketplace payments
- Recurring payments
8.3/10★★★★☆Try Global Payments -
Best forAfrican businesses and platforms
A multi-channel gateway for African businesses, with APIs, subscriptions and marketplace payments.
- Marketplace payments
- Recurring payments
8.2/10★★★★☆Visit Paystack -
Best forSoutheast Asian platforms and marketplaces
A Southeast Asia-focused gateway combining local payment acceptance, billing, payouts, and marketplace flows.
- Marketplace payments
- Recurring payments
8.1/10★★★★☆Visit Xendit -
Best forIndian businesses needing varied payment methods
Broad payment coverage for Indian businesses, with checkout, billing and marketplace tools.
- Marketplace payments
- Recurring payments
8.0/10★★★★☆Visit PayU -
Best forGlobal subscription and marketplace businesses
A broad payments stack for businesses handling subscriptions, marketplaces and international sales.
- Marketplace payments
- Recurring payments
7.9/10★★★★☆Visit BlueSnap -
Best forIndian businesses using UPI and Paytm channels
A broad payment stack for Indian businesses using UPI, Paytm and multiple checkout channels.
- Marketplace payments
- Recurring payments
7.8/10★★★★☆Visit Paytm
Adyen Alternatives: Common Questions
What is the best alternative to Adyen?
Stripe Payments: #1 in our Payment Gateways ranking, with an editor score of 9.3 out of 10. Broad payment coverage for businesses selling online, in person, or through marketplaces.
Is there a free alternative to Adyen?
Yes. PayPal for Business and PayPal Payments have a free plan or a free tier.
Why do people look for Adyen alternatives?
The $0.13 starting fee is only the fixed transaction component; Payment-method fees vary by region, method, and transaction volume; Its broad capabilities may be more than a simple online checkout needs.
Which Adyen alternative has the most supported currencies?
Stripe Payments, with 135.
How do I switch from Adyen?
Export your data from Adyen (most tools have an export in their settings). Sign up for the alternative; start on its free plan or trial if it has one. Import your export and set up the integrations your team relies on. Run both side by side for a short while, then cancel Adyen.
How to Switch from Adyen
- Export your data from Adyen (most tools have an export in their settings).
- Sign up for the alternative; start on its free plan or trial if it has one.
- Import your export and set up the integrations your team relies on.
- Run both side by side for a short while, then cancel Adyen.
Adyen vs Each Alternative
| # | Tool | Free plan | Paid from | Payment methods | Recurring payments | Marketplace payments | Score |
|---|---|---|---|---|---|---|---|
| 2 | Adyen | No | ACH Direct Debit, Afterpay, Alipay, American Express, Apple Pay, Bancontact, Blik, Carte Bancaire, China UnionPay, Clearpay, Diners, Discover, eftpos Australia, Girocard, Google Pay, iDEAL, JCB, Klarna, Maestro, Mastercard, MB Way, MobilePay, Multibanco, online banking, open banking, PayPal, PayTo, Trustly, TWINT, Vipps, Visa, WeChat Pay | Yes | Yes | 9.2 | |
| 1 | Stripe Payments | No | Cards, wallets, bank debits, bank transfers, buy now pay later, local payment methods, and stablecoins | Yes | Yes | 9.3 | |
| 2 | PayPal for Business | Yes | PayPal, Venmo, Pay Later, credit and debit cards, digital wallets, bank transfers, vouchers, Apple Pay, Google Pay | Yes | Yes | 9.1 | |
| 3 | Checkout.com | No | major card schemes; direct debit; voucher payment schemes; digital wallets; bank transfers | Yes | Yes | 9.0 | |
| 4 | PayPal Payments | Yes | PayPal, Venmo, credit and debit cards, digital wallets, bank transfers, vouchers, buy now pay later, cryptocurrency | Yes | Yes | 8.9 | |
| 5 | Braintree | Cards, PayPal, Venmo, Apple Pay, Google Pay, ACH Direct Debit, local payment methods, bank transfers, vouchers, and buy now, pay later methods | Yes | Yes | 8.8 | ||
| 6 | Mollie | No | €20/mo | Credit/debit cards; BANCOMAT Pay; Bancontact; Belfius Pay Button; Bizum; BLIK; EPS; iDEAL; KBC Payment Button; MB Way; Multibanco; MyBank; Pay by Bank; Przelewy24; Satispay; SEPA Bank Transfer; TWINT; SEPA Direct Debit; Alma; Billie; in3; Klarna; Riverty; gift cards; paysafecard; vouchers; Apple Pay; Google Pay; PayPal; point of sale | Yes | Yes | 8.7 |
| 7 | NMI | Visa, Mastercard, Discover, American Express, Diners Club, China UnionPay, JCB, Apple Pay, Google Pay, ACH and bank transfers | Yes | Yes | 8.6 | ||
| 8 | Razorpay Payment Gateway | No | Cards; UPI; Cardless EMI; EMI; Netbanking; Wallets; Pay Later; Credit Card on UPI | Yes | Yes | 8.5 | |
| 9 | Cybersource | Credit cards; debit cards; digital wallets; eWallets; bank transfers; direct debits; installment payments; cash | Yes | Yes | 8.4 | ||
| 10 | Global Payments | No | Credit cards, debit cards, American Express, Discover, Mastercard, Visa, Apple Pay, Google Pay, EFT/ACH, eCheck, alternative and local payment methods | Yes | Yes | 8.3 | |
| 11 | Paystack | cards, bank accounts, bank transfers, USSD, Apple Pay, Google Pay, Visa QR, mobile money, POS | Yes | Yes | 8.2 | ||
| 12 | Xendit | Cards, virtual accounts, bank transfers, e-wallets, QR codes, direct debit, retail outlets, online installments | Yes | Yes | 8.1 | ||
| 13 | PayU | No | Cards, UPI, net banking, wallets, EMI, BNPL, QR and payment links | Yes | Yes | 8.0 | |
| 14 | BlueSnap | No | Cards, Apple Pay, Google Pay, PayPal, ACH/ECP, BECS Direct Debit, Pre-Authorized Debit, SEPA Direct Debit, Splitit | Yes | Yes | 7.9 | |
| 15 | Paytm Payment Gateway | No | Cards, UPI, net banking, Paytm Bank Wallet, Paytm Postpaid, EMI, bank transfer and gift vouchers | Yes | Yes | 7.8 |
Head-to-Head
- Adyen vs Stripe Payments
- Adyen vs PayPal for Business
- Adyen vs Checkout.com
- Adyen vs PayPal Payments
- Adyen vs Braintree
- Adyen vs Mollie
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Last updated · How we research and update