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Head-to-head · Payment Gateways

Adyen vs Checkout.com

  • Updated Oct 2026
  • Both researched from official sources
  • 3 checks side by side
Higher score Adyen #2 in Payment Gateways 9.2/10 From $0.13 ✓ 2 of 2 features Visit Adyen
Checkout.com #4 in Payment Gateways 9.0/10 Pricing on request ✓ 2 of 2 features Visit Checkout.com

Adyen leads on 0 checks, Checkout.com on 0, and 3 are even. Who comes out ahead on the 3 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreAdyen · 9.2/10

Adyen scores higher on our rubric for payment gateways: 9.2 against 9.0 out of 10; our editors rank them #2 and #4.

Adyen is the better fit for global enterprises and marketplaces. Checkout.com is the better fit for large merchants needing acquiring depth.

  • Adyen fits best

    Global enterprises and marketplaces

  • Checkout.com fits best

    Large merchants needing acquiring depth

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Side by side

Feature Adyen 9.2/10 Visit ↗ Checkout.com 9.0/10 Visit ↗
At a glance
Editor score 9.2 9.0
Ranking #2 in Payment Gateways #4 in Payment Gateways
Best for Global enterprises and marketplaces Large merchants needing acquiring depth
Pricing model Paid Paid
Starting price From $0.13 Pricing on request
Free plan — —
Free trial — —
Deployment Cloud, Mobile Cloud, Mobile
Platforms Web, iOS, Android Web, iOS, Android
Integrations 13 integrations 5 integrations
Features Adyen 2/2 · Checkout.com 2/2
Recurring payments ✓ ✓
Marketplace payments ✓ ✓
Specs
Payment methods ACH Direct Debit, Afterpay, Alipay, American Express, Apple Pay, Bancontact, Blik, Carte Bancaire, China UnionPay, Clearpay, Diners, Discover, eftpos Australia, Girocard, Google Pay, iDEAL, JCB, Klarna, Maestro, Mastercard, MB Way, MobilePay, Multibanco, online banking, open banking, PayPal, PayTo, Trustly, TWINT, Vipps, Visa, WeChat Pay major card schemes; direct debit; voucher payment schemes; digital wallets; bank transfers
Supported currencies 136 Not checked yet
Payout countries 36 Not checked yet
API and SDK coverage Api_sdk_plugins Api_sdk_plugins
Our review
Pros
  • Supports cards, wallets, and local methods across 136 currencies.
  • Combines recurring payments, marketplace payouts, and risk tools.
  • Offers APIs, SDKs, web components, mobile integrations, and plugins.
  • Supports domestic and international acquiring and multiple payment methods
  • Handles recurring payments and marketplace splits, commissions, and payouts
  • Offers hosted pages, mobile SDKs, plugins, and a unified API
Cons
  • The $0.13 starting fee is only the fixed transaction component.
  • Payment-method fees vary by region, method, and transaction volume.
  • Its broad capabilities may be more than a simple online checkout needs.
  • Pricing is tailored and requires contacting sales
  • Products and features may vary by country
  • Its breadth may exceed the needs of merchants with simpler payment flows
Our verdict

Adyen brings online and in-person payment processing together for businesses operating across markets. Its online product supports cards, wallets, and local payment methods on websites and mobile apps, while marketplace tools cover user…

Read the review →

Checkout.com provides online payment gateway and processing services for businesses that accept and move money online. It is positioned for enterprise merchants and platforms operating across multiple markets, particularly those needing…

Read the review →
  1. AdyenPayment Gateways 9.2From $0.13
  2. Checkout.comPayment Gateways 9.0Pricing on request

Strengths and trade-offs

  • Adyen — where it wins

    • Supports cards, wallets, and local methods across 136 currencies.
    • Combines recurring payments, marketplace payouts, and risk tools.
    • Offers APIs, SDKs, web components, mobile integrations, and plugins.

    Where it doesn't

    • The $0.13 starting fee is only the fixed transaction component.
    • Payment-method fees vary by region, method, and transaction volume.
    • Its broad capabilities may be more than a simple online checkout needs.

  • Checkout.com — where it wins

    • Supports domestic and international acquiring and multiple payment methods
    • Handles recurring payments and marketplace splits, commissions, and payouts
    • Offers hosted pages, mobile SDKs, plugins, and a unified API

    Where it doesn't

    • Pricing is tailored and requires contacting sales
    • Products and features may vary by country
    • Its breadth may exceed the needs of merchants with simpler payment flows

More comparisons

All payment gateways comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update