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Head-to-head · Payment Gateways

Stripe Payments vs Adyen

  • Updated Sep 2026
  • Both researched from official sources
  • 4 checks side by side
Higher score Stripe Payments #1 in Payment Gateways 9.3/10 Paid ✓ 2 of 2 features Visit Stripe
Adyen #3 in Payment Gateways 8.2/10 From $0.13 ✓ 2 of 2 features Visit Adyen

Stripe Payments leads on 0 checks, Adyen on 1, and 3 are even. Who comes out ahead on the 4 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreStripe Payments · 9.3/10

Stripe Payments scores higher on our rubric for payment gateways: 9.3 against 8.2 out of 10; our editors rank them #1 and #3.

Adyen leads on supported currencies: 136 versus 135.

Stripe Payments is the better fit for businesses needing broad payment coverage. Adyen is the better fit for global enterprises and marketplaces.

  • Stripe Payments fits best

    Businesses needing broad payment coverage

  • Adyen fits best

    Global enterprises and marketplaces

Advertiser disclosure: iTechGuides is reader-supported. We may earn a commission when you click some links. How we rank.

Side by side

Feature Stripe Payments 9.3/10 Visit ↗ Adyen 8.2/10 Visit ↗
At a glance
Editor score 9.3 8.2
Ranking #1 in Payment Gateways #3 in Payment Gateways
Best for Businesses needing broad payment coverage Global enterprises and marketplaces
Pricing model Paid Paid
Starting price Not published Not published
Free plan — —
Free trial — —
Deployment Cloud, Mobile Cloud, Mobile
Platforms Web, iOS, Android Web, iOS, Android
Features Stripe Payments 2/2 · Adyen 2/2
Recurring payments ✓ ✓
Marketplace payments ✓ ✓
Specs
Payment methods Cards, wallets, bank debits, bank transfers, buy now pay later, local payment methods, and stablecoins ACH Direct Debit, Afterpay, Alipay, American Express, Apple Pay, Bancontact, Blik, Carte Bancaire, China UnionPay, Clearpay, Diners, Discover, eftpos Australia, Girocard, Google Pay, iDEAL, JCB, Klarna, Maestro, Mastercard, MB Way, MobilePay, Multibanco, online banking, open banking, PayPal, PayTo, Trustly, TWINT, Vipps, Visa, WeChat Pay
Supported currencies 135 136 (best)
Payout countries Not published 36
API and SDK coverage Api_sdk_plugins Api_sdk_plugins
Our review
Pros
  • Accepts 125+ payment methods across 135 currencies
  • Supports recurring billing, multi-currency settlement, and in-person payments
  • Connect adds marketplace payment routing, onboarding, split payments, and payouts
  • Supports cards, wallets, and local methods across 136 currencies.
  • Combines recurring payments, marketplace payouts, and risk tools.
  • Offers APIs, SDKs, web components, mobile integrations, and plugins.
Cons
  • No free plan is offered
  • Pricing varies by country, payment method, card origin, and currency conversion
  • Custom pricing tiers and discounts may require a tailored quote
  • The $0.13 starting fee is only the fixed transaction component.
  • Payment-method fees vary by region, method, and transaction volume.
  • Its broad capabilities may be more than a simple online checkout needs.
Our verdict

Stripe Payments is a payment-processing platform for startups, online businesses, platforms, marketplaces, and enterprises. It handles online and in-person payments, with prebuilt or customizable checkout interfaces and payment links for…

Read the review →

Adyen brings online and in-person payment processing together for businesses operating across markets. Its online product supports cards, wallets, and local payment methods on websites and mobile apps, while marketplace tools cover user…

Read the review →
  1. Stripe PaymentsPayment Gateways 9.3Paid
  2. AdyenPayment Gateways 8.2From $0.13

Strengths and trade-offs

  • Stripe Payments — where it wins

    • Accepts 125+ payment methods across 135 currencies
    • Supports recurring billing, multi-currency settlement, and in-person payments
    • Connect adds marketplace payment routing, onboarding, split payments, and payouts

    Where it doesn't

    • No free plan is offered
    • Pricing varies by country, payment method, card origin, and currency conversion
    • Custom pricing tiers and discounts may require a tailored quote

  • Adyen — where it wins

    • Supports cards, wallets, and local methods across 136 currencies.
    • Combines recurring payments, marketplace payouts, and risk tools.
    • Offers APIs, SDKs, web components, mobile integrations, and plugins.

    Where it doesn't

    • The $0.13 starting fee is only the fixed transaction component.
    • Payment-method fees vary by region, method, and transaction volume.
    • Its broad capabilities may be more than a simple online checkout needs.
  • Stripe Payments9.3/10 · Paid

    Broad payment coverage for businesses selling online, in person, or through marketplaces.

    Visit StripeFull verdict →
  • Adyen8.2/10 · From $0.13

    A broad payment platform for businesses managing online, mobile, and marketplace flows.

    Visit AdyenFull verdict →

More comparisons

All payment gateways comparisons → · Full ranking →

Guides on payment gateways

Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026

Last updated · How we research and update