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Head-to-head · Payment Gateways

PayPal for Business vs Adyen

  • Updated Sep 2026
  • Both researched from official sources
  • 4 checks side by side
Higher score PayPal for Business #2 in Payment Gateways 8.3/10 Free plan · paid from $0.09 Free plan✓ 2 of 2 features Visit PayPal
Adyen #3 in Payment Gateways 8.2/10 From $0.13 ✓ 2 of 2 features Visit Adyen

PayPal for Business leads on 1 check, Adyen on 1, and 2 are even. Who comes out ahead on the 4 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scorePayPal for Business · 8.3/10
  • Free planonly PayPal for Business

PayPal for Business scores higher on our rubric for payment gateways: 8.3 against 8.2 out of 10; our editors rank them #2 and #3.

PayPal for Business offers free plan; Adyen doesn't. Adyen leads on supported currencies: 136 versus 130.

PayPal for Business is the better fit for businesses wanting PayPal checkout across sales channels. Adyen is the better fit for global enterprises and marketplaces.

  • PayPal for Business fits best

    Businesses wanting PayPal checkout across sales channels

  • Adyen fits best

    Global enterprises and marketplaces

Advertiser disclosure: iTechGuides is reader-supported. We may earn a commission when you click some links. How we rank.

Side by side

Feature PayPal for Business 8.3/10 Visit ↗ Adyen 8.2/10 Visit ↗
At a glance
Editor score 8.3 8.2
Ranking #2 in Payment Gateways #3 in Payment Gateways
Best for Businesses wanting PayPal checkout across sales channels Global enterprises and marketplaces
Pricing model Free plan + paid Paid
Starting price Not published Not published
Free plan ✓ (best) —
Free trial — —
Deployment Cloud, Mobile Cloud, Mobile
Platforms Web, iOS, Android Web, iOS, Android
Features PayPal for Business 2/2 · Adyen 2/2
Recurring payments ✓ ✓
Marketplace payments ✓ ✓
Specs
Payment methods PayPal, Venmo, Pay Later, credit and debit cards, digital wallets, bank transfers, vouchers, Apple Pay, Google Pay ACH Direct Debit, Afterpay, Alipay, American Express, Apple Pay, Bancontact, Blik, Carte Bancaire, China UnionPay, Clearpay, Diners, Discover, eftpos Australia, Girocard, Google Pay, iDEAL, JCB, Klarna, Maestro, Mastercard, MB Way, MobilePay, Multibanco, online banking, open banking, PayPal, PayTo, Trustly, TWINT, Vipps, Visa, WeChat Pay
Supported currencies 130 136 (best)
Payout countries Not published 36
API and SDK coverage Api_sdk_plugins Api_sdk_plugins
Our review
Pros
  • Accepts PayPal, Venmo, cards, wallets, and alternative payments
  • Includes recurring billing, invoicing, and marketplace payouts
  • Offers payment links, POS tools, and developer APIs and SDKs
  • Supports cards, wallets, and local methods across 136 currencies.
  • Combines recurring payments, marketplace payouts, and risk tools.
  • Offers APIs, SDKs, web components, mobile integrations, and plugins.
Cons
  • Transaction fees apply even with the free business account
  • Payment-method and currency availability varies by market and product
  • Its broad commerce toolkit may exceed the needs of checkout-only businesses
  • The $0.13 starting fee is only the fixed transaction component.
  • Payment-method fees vary by region, method, and transaction volume.
  • Its broad capabilities may be more than a simple online checkout needs.
Our verdict

PayPal for Business gives merchants tools to accept and manage payments online, in person, and on mobile. It suits businesses of different sizes that want PayPal checkout alongside other payment options, with tools for solo sellers through…

Read the review →

Adyen brings online and in-person payment processing together for businesses operating across markets. Its online product supports cards, wallets, and local payment methods on websites and mobile apps, while marketplace tools cover user…

Read the review →
  1. PayPal for BusinessPayment Gateways 8.3Free plan · paid from $0.09
  2. AdyenPayment Gateways 8.2From $0.13

Strengths and trade-offs

  • PayPal for Business — where it wins

    • Accepts PayPal, Venmo, cards, wallets, and alternative payments
    • Includes recurring billing, invoicing, and marketplace payouts
    • Offers payment links, POS tools, and developer APIs and SDKs

    Where it doesn't

    • Transaction fees apply even with the free business account
    • Payment-method and currency availability varies by market and product
    • Its broad commerce toolkit may exceed the needs of checkout-only businesses

  • Adyen — where it wins

    • Supports cards, wallets, and local methods across 136 currencies.
    • Combines recurring payments, marketplace payouts, and risk tools.
    • Offers APIs, SDKs, web components, mobile integrations, and plugins.

    Where it doesn't

    • The $0.13 starting fee is only the fixed transaction component.
    • Payment-method fees vary by region, method, and transaction volume.
    • Its broad capabilities may be more than a simple online checkout needs.
  • PayPal for Business8.3/10 · Free plan · paid from $0.09

    A flexible PayPal checkout option with payment tools for online, in-person, and mobile sales.

    Visit PayPalFull verdict →
  • Adyen8.2/10 · From $0.13

    A broad payment platform for businesses managing online, mobile, and marketplace flows.

    Visit AdyenFull verdict →

More comparisons

All payment gateways comparisons → · Full ranking →

Guides on payment gateways

Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026

Last updated · How we research and update