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Head-to-head · Payment Gateways

Stripe Payments vs Checkout.com

  • Updated Oct 2026
  • Both researched from official sources
  • 3 checks side by side
Higher score Stripe Payments #1 in Payment Gateways 9.3/10 Paid ✓ 2 of 2 features Visit Stripe
Checkout.com #4 in Payment Gateways 9.0/10 Pricing on request ✓ 2 of 2 features Visit Checkout.com

Stripe Payments leads on 0 checks, Checkout.com on 0, and 3 are even. Who comes out ahead on the 3 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreStripe Payments · 9.3/10

Stripe Payments scores higher on our rubric for payment gateways: 9.3 against 9.0 out of 10; our editors rank them #1 and #4.

Stripe Payments is the better fit for businesses needing broad payment coverage. Checkout.com is the better fit for large merchants needing acquiring depth.

  • Stripe Payments fits best

    Businesses needing broad payment coverage

  • Checkout.com fits best

    Large merchants needing acquiring depth

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Side by side

Feature Stripe Payments 9.3/10 Visit ↗ Checkout.com 9.0/10 Visit ↗
At a glance
Editor score 9.3 9.0
Ranking #1 in Payment Gateways #4 in Payment Gateways
Best for Businesses needing broad payment coverage Large merchants needing acquiring depth
Pricing model Paid Paid
Starting price — Pricing on request
Free plan — —
Free trial — —
Deployment Cloud, Mobile Cloud, Mobile
Platforms Web, iOS, Android Web, iOS, Android
Features Stripe Payments 2/2 · Checkout.com 2/2
Recurring payments ✓ ✓
Marketplace payments ✓ ✓
Specs
Payment methods Cards, wallets, bank debits, bank transfers, buy now pay later, local payment methods, and stablecoins major card schemes; direct debit; voucher payment schemes; digital wallets; bank transfers
Supported currencies 135 Not checked yet
Payout countries Not checked yet Not checked yet
API and SDK coverage Api_sdk_plugins Api_sdk_plugins
Our review
Pros
  • Accepts 125+ payment methods across 135 currencies
  • Supports recurring billing, multi-currency settlement, and in-person payments
  • Connect adds marketplace payment routing, onboarding, split payments, and payouts
  • Supports domestic and international acquiring and multiple payment methods
  • Handles recurring payments and marketplace splits, commissions, and payouts
  • Offers hosted pages, mobile SDKs, plugins, and a unified API
Cons
  • No free plan is offered
  • Pricing varies by country, payment method, card origin, and currency conversion
  • Custom pricing tiers and discounts may require a tailored quote
  • Pricing is tailored and requires contacting sales
  • Products and features may vary by country
  • Its breadth may exceed the needs of merchants with simpler payment flows
Our verdict

Stripe Payments is a payment-processing platform for startups, online businesses, platforms, marketplaces, and enterprises. It handles online and in-person payments, with prebuilt or customizable checkout interfaces and payment links for…

Read the review →

Checkout.com provides online payment gateway and processing services for businesses that accept and move money online. It is positioned for enterprise merchants and platforms operating across multiple markets, particularly those needing…

Read the review →
  1. Stripe PaymentsPayment Gateways 9.3Paid
  2. Checkout.comPayment Gateways 9.0Pricing on request

Strengths and trade-offs

  • Stripe Payments — where it wins

    • Accepts 125+ payment methods across 135 currencies
    • Supports recurring billing, multi-currency settlement, and in-person payments
    • Connect adds marketplace payment routing, onboarding, split payments, and payouts

    Where it doesn't

    • No free plan is offered
    • Pricing varies by country, payment method, card origin, and currency conversion
    • Custom pricing tiers and discounts may require a tailored quote

  • Checkout.com — where it wins

    • Supports domestic and international acquiring and multiple payment methods
    • Handles recurring payments and marketplace splits, commissions, and payouts
    • Offers hosted pages, mobile SDKs, plugins, and a unified API

    Where it doesn't

    • Pricing is tailored and requires contacting sales
    • Products and features may vary by country
    • Its breadth may exceed the needs of merchants with simpler payment flows

More comparisons

All payment gateways comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update