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Head-to-head · Payment Gateways

Adyen vs PayPal Payments

  • Updated Oct 2026
  • Both researched from official sources
  • 3 checks side by side
Higher score Adyen #2 in Payment Gateways 9.2/10 From $0.13 ✓ 2 of 2 features Visit Adyen
PayPal Payments #5 in Payment Gateways 8.9/10 Free plan Free plan✓ 2 of 2 features Visit PayPal

Adyen leads on 0 checks, PayPal Payments on 1, and 2 are even. Who comes out ahead on the 3 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreAdyen · 9.2/10
  • Free planonly PayPal Payments

Adyen scores higher on our rubric for payment gateways: 9.2 against 8.9 out of 10; our editors rank them #2 and #5.

PayPal Payments offers free plan; Adyen doesn't. On api and sdk coverage, Adyen gives you Api_sdk_plugins where PayPal Payments offers Api_and_sdk.

Adyen is the better fit for global enterprises and marketplaces. PayPal Payments is the better fit for businesses wanting PayPal and global reach.

  • Adyen fits best

    Global enterprises and marketplaces

  • PayPal Payments fits best

    Businesses wanting PayPal and global reach

Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.

Side by side

Feature Adyen 9.2/10 Visit ↗ PayPal Payments 8.9/10 Visit ↗
At a glance
Editor score 9.2 8.9
Ranking #2 in Payment Gateways #5 in Payment Gateways
Best for Global enterprises and marketplaces Businesses wanting PayPal and global reach
Pricing model Paid Free plan + paid
Starting price From $0.13 Free plan
Free plan — ✓ (best)
Free trial — —
Deployment Cloud, Mobile Cloud, Mobile
Platforms Web, iOS, Android Web, iOS, Android
Features Adyen 2/2 · PayPal Payments 2/2
Recurring payments ✓ ✓
Marketplace payments ✓ ✓
Specs
Payment methods ACH Direct Debit, Afterpay, Alipay, American Express, Apple Pay, Bancontact, Blik, Carte Bancaire, China UnionPay, Clearpay, Diners, Discover, eftpos Australia, Girocard, Google Pay, iDEAL, JCB, Klarna, Maestro, Mastercard, MB Way, MobilePay, Multibanco, online banking, open banking, PayPal, PayTo, Trustly, TWINT, Vipps, Visa, WeChat Pay PayPal, Venmo, credit and debit cards, digital wallets, bank transfers, vouchers, buy now pay later, cryptocurrency
Supported currencies 136 Not checked yet
Payout countries 36 Not checked yet
API and SDK coverage Api_sdk_plugins Api_and_sdk
Our review
Pros
  • Supports cards, wallets, and local methods across 136 currencies.
  • Combines recurring payments, marketplace payouts, and risk tools.
  • Offers APIs, SDKs, web components, mobile integrations, and plugins.
  • Accepts PayPal, Venmo, cards, wallets, bank transfers, and vouchers
  • Supports recurring payments, payment links, hosted checkout, and buttons
  • Offers marketplace tools, REST APIs, SDKs, and acceptance across 200+ markets
Cons
  • The $0.13 starting fee is only the fixed transaction component.
  • Payment-method fees vary by region, method, and transaction volume.
  • Its broad capabilities may be more than a simple online checkout needs.
  • Transaction pricing varies by payment method, currency, geography, and integration
  • Payment methods and availability vary by geography and integration method
  • Marketplace and API options may require more integration work than payment links
Our verdict

Adyen brings online and in-person payment processing together for businesses operating across markets. Its online product supports cards, wallets, and local payment methods on websites and mobile apps, while marketplace tools cover user…

Read the review →

PayPal Payments gives businesses several ways to accept online and in-person payments, from PayPal and Venmo in the United States to cards, digital wallets, bank transfers, vouchers, and buy-now-pay-later options. It suits merchants that…

Read the review →
  1. AdyenPayment Gateways 9.2From $0.13
  2. PayPal PaymentsPayment Gateways 8.9Free plan

Strengths and trade-offs

  • Adyen — where it wins

    • Supports cards, wallets, and local methods across 136 currencies.
    • Combines recurring payments, marketplace payouts, and risk tools.
    • Offers APIs, SDKs, web components, mobile integrations, and plugins.

    Where it doesn't

    • The $0.13 starting fee is only the fixed transaction component.
    • Payment-method fees vary by region, method, and transaction volume.
    • Its broad capabilities may be more than a simple online checkout needs.
  • PayPal Payments — where it wins

    • Accepts PayPal, Venmo, cards, wallets, bank transfers, and vouchers
    • Supports recurring payments, payment links, hosted checkout, and buttons
    • Offers marketplace tools, REST APIs, SDKs, and acceptance across 200+ markets

    Where it doesn't

    • Transaction pricing varies by payment method, currency, geography, and integration
    • Payment methods and availability vary by geography and integration method
    • Marketplace and API options may require more integration work than payment links
  • Adyen9.2/10 · From $0.13

    A broad payment platform for businesses managing online, mobile, and marketplace flows.

    Visit AdyenFull verdict →
  • PayPal Payments8.9/10 · Free plan

    Broad payment acceptance with checkout tools, recurring billing, and marketplace support.

    Visit PayPalFull verdict →

More comparisons

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update