Adyen vs PayPal for Business

Adyen9.2Visit PayPal for Business9.1Visit

Higher score Adyen #2 in Payment Gateways 9.2/10 From $0.13 ✓ 2 of 2 features Visit Adyen

vs

PayPal for Business #3 in Payment Gateways 9.1/10 Free plan Free plan✓ 2 of 2 features Visit PayPal

• Adyen fits best

  Global enterprises and marketplaces

• PayPal for Business fits best

  Businesses wanting PayPal checkout across sales channels

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Side by side

Feature	Adyen 9.2/10 Visit ↗	PayPal for Business 9.1/10 Visit ↗
At a glance
Editor score	9.2	9.1
Ranking	#2 in Payment Gateways	#3 in Payment Gateways
Best for	Global enterprises and marketplaces	Businesses wanting PayPal checkout across sales channels
Pricing model	Paid	Free plan + paid
Starting price	From $0.13	—
Free plan	—	✓ (best)
Free trial	—	—
Deployment	Cloud, Mobile	Cloud, Mobile
Platforms	Web, iOS, Android	Web, iOS, Android
Features Adyen 2/2 · PayPal for Business 2/2
Recurring payments	✓	✓
Marketplace payments	✓	✓
Specs
Payment methods	ACH Direct Debit, Afterpay, Alipay, American Express, Apple Pay, Bancontact, Blik, Carte Bancaire, China UnionPay, Clearpay, Diners, Discover, eftpos Australia, Girocard, Google Pay, iDEAL, JCB, Klarna, Maestro, Mastercard, MB Way, MobilePay, Multibanco, online banking, open banking, PayPal, PayTo, Trustly, TWINT, Vipps, Visa, WeChat Pay	PayPal, Venmo, Pay Later, credit and debit cards, digital wallets, bank transfers, vouchers, Apple Pay, Google Pay
Supported currencies	136 (best)	130
Payout countries	36	Not checked yet
API and SDK coverage	Api_sdk_plugins	Api_sdk_plugins
Our review
Pros	Supports cards, wallets, and local methods across 136 currencies. Combines recurring payments, marketplace payouts, and risk tools. Offers APIs, SDKs, web components, mobile integrations, and plugins.	Accepts PayPal, Venmo, cards, wallets, and alternative payments Includes recurring billing, invoicing, and marketplace payouts Offers payment links, POS tools, and developer APIs and SDKs
Cons	The $0.13 starting fee is only the fixed transaction component. Payment-method fees vary by region, method, and transaction volume. Its broad capabilities may be more than a simple online checkout needs.	Transaction fees apply even with the free business account Payment-method and currency availability varies by market and product Its broad commerce toolkit may exceed the needs of checkout-only businesses
Our verdict	Adyen brings online and in-person payment processing together for businesses operating across markets. Its online product supports cards, wallets, and local payment methods on websites and mobile apps, while marketplace tools cover user… Read the review →	PayPal for Business gives merchants tools to accept and manage payments online, in person, and on mobile. It suits businesses of different sizes that want PayPal checkout alongside other payment options, with tools for solo sellers through… Read the review →

Strengths and trade-offs

• Adyen — where it wins

  • Supports cards, wallets, and local methods across 136 currencies.
  • Combines recurring payments, marketplace payouts, and risk tools.
  • Offers APIs, SDKs, web components, mobile integrations, and plugins.

  Where it doesn't

  • The $0.13 starting fee is only the fixed transaction component.
  • Payment-method fees vary by region, method, and transaction volume.
  • Its broad capabilities may be more than a simple online checkout needs.

• PayPal for Business — where it wins

  • Accepts PayPal, Venmo, cards, wallets, and alternative payments
  • Includes recurring billing, invoicing, and marketplace payouts
  • Offers payment links, POS tools, and developer APIs and SDKs

  Where it doesn't

  • Transaction fees apply even with the free business account
  • Payment-method and currency availability varies by market and product
  • Its broad commerce toolkit may exceed the needs of checkout-only businesses

• Adyen9.2/10 · From $0.13

  A broad payment platform for businesses managing online, mobile, and marketplace flows.

  Visit AdyenFull verdict →
• PayPal for Business9.1/10 · Free plan

  A flexible PayPal checkout option with payment tools for online, in-person, and mobile sales.

  Visit PayPalFull verdict →