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Adyen review

A broad payment platform for businesses managing online, mobile, and marketplace flows.

9.2/10Editor score
Adyen9.2 Visit Adyen

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Adyen brings online and in-person payment processing together for businesses operating across markets. Its online product supports cards, wallets, and local payment methods on websites and mobile apps, while marketplace tools cover user onboarding, split payments, and payouts. With support for 136 currencies and payout availability in 36 countries, it is oriented toward global businesses and marketplaces that need more than a basic checkout. Smaller operations with a narrow payment setup may find a simpler gateway a closer fit.

The pricing model is transaction-based rather than a monthly subscription. According to Adyen's published pricing information, the fixed transaction component starts at $0.13 per transaction, with no monthly, setup, integration, or closure fees. That $0.13 is not the total cost: payment-method fees vary by region, method, and transaction volume. Buyers should evaluate their expected mix of cards, wallets, and local methods against those variable fees; a single starting figure does not describe the full economics of processing.

The product's breadth is most relevant when payment flows span channels or involve recurring and marketplace transactions. Features include stored payment details, 3D Secure 2, fraud prevention, payment links, and omnichannel transaction reporting. Integration options range from APIs, webhooks, and plugins to web components and iOS, Android, React Native, and Flutter options. That breadth gives technical teams multiple ways to connect checkout and payment operations, but it also means Adyen is better suited to organizations with varied requirements than to businesses seeking only a lightweight payment link or straightforward checkout. Choose it when international reach and multi-flow payment operations matter; consider a narrower option if they do not.

Adyen pros and cons

  • Where it wins
    • Supports cards, wallets, and local methods across 136 currencies.
    • Combines recurring payments, marketplace payouts, and risk tools.
    • Offers APIs, SDKs, web components, mobile integrations, and plugins.
  • Where it doesn't
    • The $0.13 starting fee is only the fixed transaction component.
    • Payment-method fees vary by region, method, and transaction volume.
    • Its broad capabilities may be more than a simple online checkout needs.

Adyen fact sheet, pricing and score →

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