SwipeSimple vs SumUp POS

SwipeSimple7.3Visit SumUp POS7.1Visit

Higher score SwipeSimple #5 in Mobile Payment Processing Software 7.3/10 Paid ✓ 3 of 4 features Visit SwipeSimple

vs

SumUp POS #6 in Mobile Payment Processing Software 7.1/10 Free plan · paid from $49/mo Free plan✓ 0 of 4 features Visit SumUp POS

• SwipeSimple fits best

  Businesses needing recurring and offline payments

• SumUp POS fits best

  Retail and hospitality teams needing deeper POS tools

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Side by side

Feature	SwipeSimple 7.3/10 Visit ↗	SumUp POS 7.1/10 Visit ↗
At a glance
Editor score	7.3	7.1
Ranking	#5 in Mobile Payment Processing Software	#6 in Mobile Payment Processing Software
Best for	Businesses needing recurring and offline payments	Retail and hospitality teams needing deeper POS tools
Pricing model	Paid	Free plan + paid
Starting price	Not published	$49/mo
Free plan	Not published	✓ (best)
Free trial	—	—
Deployment	Cloud, Mobile	Cloud, Mobile
Platforms	Web, iOS, Android	Web, iOS, Android
Integrations	3 integrations	8 integrations
Features SwipeSimple 3/4 · SumUp POS 0/4
Reader required	—	Not published
Tap to Pay	✓ (best)	Not published
Offline payments	✓ (best)	Not published
Recurring payments	✓ (best)	Not published
Specs
Payout timing	Next_day	Not published
Payment methods	Visa, Mastercard, American Express, Discover, ACH, Apple Pay, Google Pay, other contactless digital wallets	Not published
Our review
Pros	Supports Tap to Pay on iPhone without a separate reader Combines invoices, ACH, subscriptions, and installments Offers offline payments and QuickBooks Online integration	Free POS tier includes catalog, orders, reporting, and basic customer data Offline mode, inventory alerts, staff tools, and multi-location reporting Supports SumUp and compatible third-party POS hardware
Cons	Processing pricing and fees vary by merchant-service provider Optional hardware costs $49 or $299 upfront Tap to Pay is available on iPhone, not Android devices	Paid subscriptions start at $49 per month, plus transaction fees Customer rewards and automated marketing begin on higher-priced plans The broad feature set may exceed the needs of simple payment setups
Our verdict	SwipeSimple is a payment acceptance platform for small businesses that need to take payments in person, online, or through mobile devices. It supports iOS, Android, and web browsers, with card acceptance through Tap to Pay on iPhone,… Read the review →	SumUp POS is a point-of-sale system for small businesses including cafés, boutiques, salons, barbers, and pet stores. It combines order and payment processing with product catalogs, item modifiers, inventory and ingredient management,… Read the review →

Strengths and trade-offs

• SwipeSimple — where it wins

  • Supports Tap to Pay on iPhone without a separate reader
  • Combines invoices, ACH, subscriptions, and installments
  • Offers offline payments and QuickBooks Online integration

  Where it doesn't

  • Processing pricing and fees vary by merchant-service provider
  • Optional hardware costs $49 or $299 upfront
  • Tap to Pay is available on iPhone, not Android devices

• SumUp POS — where it wins

  • Free POS tier includes catalog, orders, reporting, and basic customer data
  • Offline mode, inventory alerts, staff tools, and multi-location reporting
  • Supports SumUp and compatible third-party POS hardware

  Where it doesn't

  • Paid subscriptions start at $49 per month, plus transaction fees
  • Customer rewards and automated marketing begin on higher-priced plans
  • The broad feature set may exceed the needs of simple payment setups

• SwipeSimple7.3/10 · Paid

  A flexible payment platform for recurring, offline, and mobile transactions.

  Visit SwipeSimpleFull verdict →
• SumUp POS7.1/10 · Free plan · paid from $49/mo

  A broad POS system with a free tier and paid tools for growing retail and hospitality teams.

  Visit SumUp POSFull verdict →