Head-to-head · Expense Tracking
Ramp Expense Management vs SAP Concur Expense
Ramp Expense Management leads on 7 checks, SAP Concur Expense on 0, and 0 are even. Who comes out ahead on the 7 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.
Our verdict
- Highest scoreRamp Expense Management · 8.4/10
- Free planonly Ramp Expense Management
- Most featuresRamp Expense Management · 6 of 6
Ramp Expense Management scores higher on our rubric for expense tracking: 8.4 against 8.0 out of 10; our editors rank them #2 and #3.
Ramp Expense Management offers free plan; SAP Concur Expense doesn't. Ramp Expense Management offers receipt scanning; SAP Concur Expense doesn't publish it. Ramp Expense Management offers mileage tracking; SAP Concur Expense doesn't publish it. Ramp Expense Management offers employee reimbursements; SAP Concur Expense doesn't publish it. Ramp Expense Management offers approval workflows; SAP Concur Expense doesn't publish it.
Ramp Expense Management is the better fit for teams wanting free expense management and card controls. SAP Concur Expense is the better fit for organizations needing mature, integrated expense control.
- Ramp Expense Management fits best
Teams wanting free expense management and card controls
- SAP Concur Expense fits best
Organizations needing mature, integrated expense control
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Side by side
| Feature | Ramp Expense Management 8.4/10 Visit ↗ | SAP Concur Expense 8.0/10 Visit ↗ |
|---|---|---|
| At a glance | ||
| Editor score | 8.4 | 8.0 |
| Ranking | #2 in Expense Tracking | #3 in Expense Tracking |
| Best for | Teams wanting free expense management and card controls | Organizations needing mature, integrated expense control |
| Pricing model | Free plan + paid | Paid |
| Starting price | $15/user/mo | Not published |
| Free plan | ✓ (best) | — |
| Free trial | — | — |
| Deployment | Cloud, Mobile | Cloud, Mobile |
| Platforms | Web, iOS, Android | Web, iOS, Android |
| Compliance | SSO/SAML | SOC 2, ISO 27001, PCI DSS |
| Integrations | 6 integrations | 300+ integrations |
| Built for | Small business, Mid-market, Enterprise | Small business, Mid-market, Enterprise |
| Features Ramp Expense Management 6/6 · SAP Concur Expense 0/6 | ||
| Receipt scanning | ✓ (best) | Not published |
| Mileage tracking | ✓ (best) | Not published |
| Employee reimbursements | ✓ (best) | Not published |
| Approval workflows | ✓ (best) | Not published |
| Corporate cards | ✓ (best) | Not published |
| Mobile apps | ✓ (best) | Not published |
| Specs | ||
| Billing model | Per_user | Not published |
| Our review | ||
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| Our verdict | Ramp Expense Management brings corporate card spending, employee expenses, reimbursements, and reporting into one platform for business finance teams. Employees can submit receipts, expenses, and mileage through web, mobile, SMS, Slack, or… Read the review → |
SAP Concur Expense is cloud-based software for organizations that need to capture receipts, import corporate-card transactions, enforce spending policies and route reports for approval. It supports employee reimbursement, mileage tracking,… Read the review → |
Strengths and trade-offs
Ramp Expense Management — where it wins
- Free plan includes corporate card and expense management with unlimited cards.
- Employees can submit expenses through web, mobile, SMS, Slack, or Teams.
- Supports mileage, reimbursements, approval workflows, and accounting sync.
Where it doesn't
- Free includes basic accounting rules; AI-driven reviews and policy insights require Plus.
- Plus is $15 per user monthly plus a platform fee based on team size.
- Enterprise pricing is custom, so its cost is not a fixed monthly amount.
SAP Concur Expense — where it wins
- Automated receipt extraction and corporate-card transaction imports
- Policy controls, customizable approvals, reimbursement, mileage and per diem
- Web, iOS, Android and API access with 300 integrations
Where it doesn't
- No free plan; subscription is required after downloading the app
- Usage-based per-report pricing can vary with monthly commitment
- Premium plan adds capabilities without a listed per-report price
- Ramp Expense Management8.4/10 · Free plan · paid from $15/user/mo · 30-day trial
A free expense and card platform, with AI reviews and batch payments on Plus.
Visit RampFull verdict → - SAP Concur Expense8.0/10 · From $7
A mature expense platform with broad controls, integrations and mobile workflows for growing organizations.
Visit SAP ConcurFull verdict →
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Guides on expense tracking
- Expensify Review: Smart Expense Tracking for TeamsAug 2026
- Best iPhone Expense Tracking Apps: Top Picks for Automatic Tracking, Budgets, and Manual EntryAug 2026
- Beginner's Guide to expense tracking explained in detailAug 2026
Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026
Last updated · How we research and update