Head-to-head · Expense Tracking
Ramp Expense Management vs Navan Expense
Ramp Expense Management leads on 0 checks, Navan Expense on 0, and 7 are even. Who comes out ahead on the 7 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.
Our verdict
- Highest scoreRamp Expense Management · 8.9/10
- Free planboth
- Free trialonly Ramp Expense Management
- Most featuresRamp Expense Management · 6 of 6
Ramp Expense Management scores higher on our rubric for expense tracking: 8.9 against 8.5 out of 10; our editors rank them #4 and #8.
Ramp Expense Management is the better fit for teams wanting free expense management and card controls. Navan Expense is the better fit for businesses linking expense controls with travel spend.
- Ramp Expense Management fits best
Teams wanting free expense management and card controls
- Navan Expense fits best
Businesses linking expense controls with travel spend
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Side by side
| Feature | Ramp Expense Management 8.9/10 Visit ↗ | Navan Expense 8.5/10 Visit ↗ |
|---|---|---|
| At a glance | ||
| Editor score | 8.9 | 8.5 |
| Ranking | #4 in Expense Tracking | #8 in Expense Tracking |
| Best for | Teams wanting free expense management and card controls | Businesses linking expense controls with travel spend |
| Pricing model | Free plan + paid | Free plan + paid |
| Starting price | $15/user/mo | — |
| Free plan | ✓ | ✓ |
| Free trial | 30 days | — |
| Deployment | Cloud, Mobile | Cloud, Mobile |
| Platforms | Web, iOS, Android | Web, iOS, Android |
| Support | Live chat, Email, Phone, Docs · 24/7 | Email, Docs · 24/7 |
| Compliance | SSO/SAML | SOC 2, ISO 27001, GDPR, PCI DSS, SSO/SAML |
| Integrations | 6 integrations | 30+ integrations |
| Built for | Small business, Mid-market, Enterprise | Small business, Mid-market, Enterprise |
| Features Ramp Expense Management 6/6 · Navan Expense 0/6 | ||
| Receipt scanning | ✓ (best) | Not checked yet |
| Mileage tracking | ✓ (best) | Not checked yet |
| Employee reimbursements | ✓ (best) | Not checked yet |
| Approval workflows | ✓ (best) | Not checked yet |
| Corporate cards | ✓ (best) | Not checked yet |
| Mobile apps | ✓ (best) | Not checked yet |
| Specs | ||
| Billing model | Per_user | Not checked yet |
| Our review | ||
| Pros |
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| Cons |
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| Our verdict | Ramp Expense Management brings corporate card spending, employee expenses, reimbursements, and reporting into one platform for business finance teams. Employees can submit receipts, expenses, and mileage through web, mobile, SMS, Slack, or… Read the review → |
Navan Expense brings expense capture, policy controls, reimbursements and reconciliation into a cloud-based product for businesses and finance teams. It covers card and out-of-pocket spending, with receipt uploads and scanning, transaction… Read the review → |
Strengths and trade-offs
Ramp Expense Management — where it wins
- Free plan includes corporate card and expense management with unlimited cards.
- Employees can submit expenses through web, mobile, SMS, Slack, or Teams.
- Supports mileage, reimbursements, approval workflows, and accounting sync.
Where it doesn't
- Free includes basic accounting rules; AI-driven reviews and policy insights require Plus.
- Plus is $15 per user monthly plus a platform fee based on team size.
- Enterprise pricing is custom, so its cost is not a fixed monthly amount.
Navan Expense — where it wins
- Captures receipts, card transactions and out-of-pocket expenses in real time
- Supports mileage, per diem and reimbursement through payroll or bank accounts
- Connects with ERP, accounting and HRIS tools, including NetSuite and Workday
Where it doesn't
- The free plan covers only the first five monthly expensing users
- Navan Business starts at $15 per user per month, billed monthly
- Enterprise pricing is by quote
- Ramp Expense Management8.9/10 · Free plan · 30-day trial
A free expense and card platform, with AI reviews and batch payments on Plus.
Visit RampFull verdict → - Navan Expense8.5/10 · Free plan
Expense controls, reimbursements and travel spend come together in one platform.
Visit NavanFull verdict →
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All expense tracking comparisons → · Full ranking →
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Last updated · How we research and update