Head-to-head · Expense Tracking
SAP Concur Expense vs Ramp Expense Management
SAP Concur Expense leads on 0 checks, Ramp Expense Management on 1, and 6 are even. Who comes out ahead on the 7 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.
Our verdict
- Highest scoreSAP Concur Expense · 9.2/10
- Free planonly Ramp Expense Management
- Free trialonly Ramp Expense Management
- Most featuresRamp Expense Management · 6 of 6
SAP Concur Expense scores higher on our rubric for expense tracking: 9.2 against 8.9 out of 10; our editors rank them #2 and #4.
Ramp Expense Management offers free plan; SAP Concur Expense doesn't.
SAP Concur Expense is the better fit for organizations needing mature, integrated expense control. Ramp Expense Management is the better fit for teams wanting free expense management and card controls.
- SAP Concur Expense fits best
Organizations needing mature, integrated expense control
- Ramp Expense Management fits best
Teams wanting free expense management and card controls
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Side by side
| Feature | SAP Concur Expense 9.2/10 Visit ↗ | Ramp Expense Management 8.9/10 Visit ↗ |
|---|---|---|
| At a glance | ||
| Editor score | 9.2 | 8.9 |
| Ranking | #2 in Expense Tracking | #4 in Expense Tracking |
| Best for | Organizations needing mature, integrated expense control | Teams wanting free expense management and card controls |
| Pricing model | Paid | Free plan + paid |
| Starting price | $7/unit usage-based | $15/user/mo |
| Free plan | — | ✓ (best) |
| Free trial | — | 30 days |
| Deployment | Cloud, Mobile | Cloud, Mobile |
| Platforms | Web, iOS, Android | Web, iOS, Android |
| Compliance | SOC 2, ISO 27001, PCI DSS | SSO/SAML |
| Integrations | 300+ integrations | 6 integrations |
| Built for | Small business, Mid-market, Enterprise | Small business, Mid-market, Enterprise |
| Features SAP Concur Expense 0/6 · Ramp Expense Management 6/6 | ||
| Receipt scanning | Not checked yet | ✓ (best) |
| Mileage tracking | Not checked yet | ✓ (best) |
| Employee reimbursements | Not checked yet | ✓ (best) |
| Approval workflows | Not checked yet | ✓ (best) |
| Corporate cards | Not checked yet | ✓ (best) |
| Mobile apps | Not checked yet | ✓ (best) |
| Specs | ||
| Billing model | Not checked yet | Per_user |
| Our review | ||
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| Cons |
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| Our verdict | SAP Concur Expense is cloud-based software for organizations that need to capture receipts, import corporate-card transactions, enforce spending policies and route reports for approval. It supports employee reimbursement, mileage tracking,… Read the review → |
Ramp Expense Management brings corporate card spending, employee expenses, reimbursements, and reporting into one platform for business finance teams. Employees can submit receipts, expenses, and mileage through web, mobile, SMS, Slack, or… Read the review → |
Strengths and trade-offs
SAP Concur Expense — where it wins
- Automated receipt extraction and corporate-card transaction imports
- Policy controls, customizable approvals, reimbursement, mileage and per diem
- Web, iOS, Android and API access with 300 integrations
Where it doesn't
- No free plan; subscription is required after downloading the app
- Usage-based per-report pricing can vary with monthly commitment
- Premium plan adds capabilities without a listed per-report price
Ramp Expense Management — where it wins
- Free plan includes corporate card and expense management with unlimited cards.
- Employees can submit expenses through web, mobile, SMS, Slack, or Teams.
- Supports mileage, reimbursements, approval workflows, and accounting sync.
Where it doesn't
- Free includes basic accounting rules; AI-driven reviews and policy insights require Plus.
- Plus is $15 per user monthly plus a platform fee based on team size.
- Enterprise pricing is custom, so its cost is not a fixed monthly amount.
- SAP Concur Expense9.2/10 · Paid
A mature expense platform with broad controls, integrations and mobile workflows for growing organizations.
Visit SAP ConcurFull verdict → - Ramp Expense Management8.9/10 · Free plan · 30-day trial
A free expense and card platform, with AI reviews and batch payments on Plus.
Visit RampFull verdict →
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All expense tracking comparisons → · Full ranking →
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Last updated · How we research and update