Mastercard Employment Verification API vs Zinc

MEMastercard Employment Verification API8.2Visit Zinc6.9Visit

Higher score ME Mastercard Employment Verification API #2 in Employment Verification Software 8.2/10 Pricing on request ✓ 1 of 2 features Visit Mastercard

vs

Zinc #7 in Employment Verification Software 6.9/10 Paid ✓ 2 of 2 features Visit Zinc

• Mastercard Employment Verification API fits best

  API-first digital employment verification

• Zinc fits best

  Recruiters combining references and employment checks

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Side by side

Feature	MEMastercard Employment Verification API 8.2/10 Visit ↗	Zinc 6.9/10 Visit ↗
At a glance
Editor score	8.2	6.9
Ranking	#2 in Employment Verification Software	#7 in Employment Verification Software
Best for	API-first digital employment verification	Recruiters combining references and employment checks
Pricing model	Paid	Paid
Starting price	Not published	Not published
Free plan	Not published	—
Free trial	—	—
Integrations	4 integrations	20+ integrations
Built for	Mid-market, Enterprise	Small business, Mid-market, Enterprise
Features Mastercard Employment Verification API 1/2 · Zinc 2/2
API access	✓	✓
ATS integrations	Not published	✓ (best)
Specs
Verification types	Both	Not published
Source coverage	Mixed	Not published
Typical turnaround	Instant	Not published
Geographic coverage	Not published	Not published
Included verifications	Not published	Not published
Our review
Pros	Returns employment verification results in seconds Covers up to 36 months of employment details Combines payroll, paystub, and multiple-source verification	Automated requests, reminders, candidate submission, and progress tracking Employment verification, background checks, and custom check packages ATS, HRIS, Zapier, and open API integrations
Cons	API-only access requires an existing integration workflow Pricing uses a contact-sales model Its strongest fit is lending and business integrations	Broader reference software rather than a dedicated employment-verification tool No free plan for teams wanting a no-cost starting option Larger hiring volumes may require a bespoke custom solution
Our verdict	Mastercard Employment Verification API is a digital service for lenders and businesses that need employment and income verification inside existing workflows. It can verify current employment, employment status, last pay date, and employer… Read the review →	Zinc is a cloud-based platform for employers, recruiters, and HR teams managing employment references and background checks. Its workflow collects referee details, sends requests and follow-up reminders by email and text, and tracks… Read the review →

Strengths and trade-offs

• Mastercard Employment Verification API — where it wins

  • Returns employment verification results in seconds
  • Covers up to 36 months of employment details
  • Combines payroll, paystub, and multiple-source verification

  Where it doesn't

  • API-only access requires an existing integration workflow
  • Pricing uses a contact-sales model
  • Its strongest fit is lending and business integrations

• Zinc — where it wins

  • Automated requests, reminders, candidate submission, and progress tracking
  • Employment verification, background checks, and custom check packages
  • ATS, HRIS, Zapier, and open API integrations

  Where it doesn't

  • Broader reference software rather than a dedicated employment-verification tool
  • No free plan for teams wanting a no-cost starting option
  • Larger hiring volumes may require a bespoke custom solution

• MEMastercard Employment Verification API8.2/10 · Pricing on request

  An API-first service for fast employment checks, payroll connections, and lending workflows.

  Visit MastercardFull verdict →
• Zinc6.9/10 · Paid

  A broad reference and screening workflow for recruiters managing checks across hiring systems.

  Visit ZincFull verdict →