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Head-to-head · Employment Verification Software

Mastercard Employment Verification API vs Verification Exchange

  • Updated Sep 2026
  • Both researched from official sources
  • 2 checks side by side
Higher score Mastercard Employment Verification API #2 in Employment Verification Software 8.2/10 Pricing on request ✓ 1 of 2 features Visit Mastercard
Verification Exchange #6 in Employment Verification Software 6.9/10 Paid ✓ 1 of 2 features Visit site

Mastercard Employment Verification API leads on 0 checks, Verification Exchange on 0, and 2 are even. Who comes out ahead on the 2 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreMastercard Employment Verification API · 8.2/10

Mastercard Employment Verification API scores higher on our rubric for employment verification software: 8.2 against 6.9 out of 10; our editors rank them #2 and #6.

Mastercard Employment Verification API is the better fit for API-first digital employment verification. Verification Exchange is the better fit for organizations needing configurable verification packages.

  • Mastercard Employment Verification API fits best

    API-first digital employment verification

  • Verification Exchange fits best

    Organizations needing configurable verification packages

Advertiser disclosure: iTechGuides is reader-supported. We may earn a commission when you click some links. How we rank.

Side by side

Feature Mastercard Employment Verification API 8.2/10 Visit ↗ Verification Exchange 6.9/10 Visit ↗
At a glance
Editor score 8.2 6.9
Ranking #2 in Employment Verification Software #6 in Employment Verification Software
Best for API-first digital employment verification Organizations needing configurable verification packages
Pricing model Paid Paid
Starting price Not published Not published
Free plan Not published —
Free trial — —
Built for Mid-market, Enterprise Mid-market, Enterprise
Features Mastercard Employment Verification API 1/2 · Verification Exchange 1/2
API access ✓ ✓
ATS integrations Not published Not published
Specs
Verification types Both Both
Source coverage Mixed Mixed
Typical turnaround Instant Instant
Geographic coverage Not published Domestic
Included verifications Not published Not published
Our review
Pros
  • Returns employment verification results in seconds
  • Covers up to 36 months of employment details
  • Combines payroll, paystub, and multiple-source verification
  • Supports employment, income and payroll-data verification
  • Offers web portal, API and batch file processing
  • Adds consent controls, audit trails and tailored rules
Cons
  • API-only access requires an existing integration workflow
  • Pricing uses a contact-sales model
  • Its strongest fit is lending and business integrations
  • Restricted to Australia
  • Verifier pricing is usage-based per fulfilled verification
  • No free plan is offered
Our verdict

Mastercard Employment Verification API is a digital service for lenders and businesses that need employment and income verification inside existing workflows. It can verify current employment, employment status, last pay date, and employer…

Read the review →

Verification Exchange is a consumer-consented employment and income verification service from Equifax Australasia Workforce Solutions. It is designed for financial services providers, employers, payroll providers and other authorised…

Read the review →
  1. Mastercard Employment Verification APIEmployment Verification Software 8.2Pricing on request
  2. Verification ExchangeEmployment Verification Software 6.9Paid

Strengths and trade-offs

  • Mastercard Employment Verification API — where it wins

    • Returns employment verification results in seconds
    • Covers up to 36 months of employment details
    • Combines payroll, paystub, and multiple-source verification

    Where it doesn't

    • API-only access requires an existing integration workflow
    • Pricing uses a contact-sales model
    • Its strongest fit is lending and business integrations

  • Verification Exchange — where it wins

    • Supports employment, income and payroll-data verification
    • Offers web portal, API and batch file processing
    • Adds consent controls, audit trails and tailored rules

    Where it doesn't

    • Restricted to Australia
    • Verifier pricing is usage-based per fulfilled verification
    • No free plan is offered
  • Mastercard Employment Verification API8.2/10 · Pricing on request

    An API-first service for fast employment checks, payroll connections, and lending workflows.

    Visit MastercardFull verdict →
  • Verification Exchange6.9/10 · Paid

    Configurable employment and income verification through web, API and batch access.

    Visit siteFull verdict →

More comparisons

All employment verification software comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026

Last updated · How we research and update