Mastercard Employment Verification API vs Truv

MEMastercard Employment Verification API8.2Visit Truv7.1Visit

Higher score ME Mastercard Employment Verification API #2 in Employment Verification Software 8.2/10 Pricing on request ✓ 1 of 2 features Visit Mastercard

vs

Truv #5 in Employment Verification Software 7.1/10 Pricing on request ✓ 1 of 2 features Visit Truv

• Mastercard Employment Verification API fits best

  API-first digital employment verification

• Truv fits best

  Fast, consent-based employment verification

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Side by side

Feature	MEMastercard Employment Verification API 8.2/10 Visit ↗	Truv 7.1/10 Visit ↗
At a glance
Editor score	8.2	7.1
Ranking	#2 in Employment Verification Software	#5 in Employment Verification Software
Best for	API-first digital employment verification	Fast, consent-based employment verification
Pricing model	Paid	Paid
Starting price	Not published	Not published
Free plan	Not published	Not published
Free trial	—	—
Integrations	4 integrations	21,000+ integrations
Built for	Mid-market, Enterprise	Small business, Mid-market, Enterprise
Features Mastercard Employment Verification API 1/2 · Truv 1/2
API access	✓	✓
ATS integrations	Not published	Not published
Specs
Verification types	Both	Both
Source coverage	Mixed	Mixed
Typical turnaround	Instant	Instant
Geographic coverage	Not published	Domestic
Included verifications	Not published	Not published
Our review
Pros	Returns employment verification results in seconds Covers up to 36 months of employment details Combines payroll, paystub, and multiple-source verification	Reports typically return in under 30 seconds Consent workflows, authentication, and AI-driven fraud detection APIs, SDKs, dashboards, and broad workflow integrations
Cons	API-only access requires an existing integration workflow Pricing uses a contact-sales model Its strongest fit is lending and business integrations	Pricing requires contacting sales Stated coverage is domestic rather than international Advanced support and governance features start on higher tiers
Our verdict	Mastercard Employment Verification API is a digital service for lenders and businesses that need employment and income verification inside existing workflows. It can verify current employment, employment status, last pay date, and employer… Read the review →	Truv provides consumer-permissioned employment verification through direct connections to payroll providers and employers. It is designed for background screeners, lenders, HR teams, and other organizations that need current or historical… Read the review →

Strengths and trade-offs

• Mastercard Employment Verification API — where it wins

  • Returns employment verification results in seconds
  • Covers up to 36 months of employment details
  • Combines payroll, paystub, and multiple-source verification

  Where it doesn't

  • API-only access requires an existing integration workflow
  • Pricing uses a contact-sales model
  • Its strongest fit is lending and business integrations

• Truv — where it wins

  • Reports typically return in under 30 seconds
  • Consent workflows, authentication, and AI-driven fraud detection
  • APIs, SDKs, dashboards, and broad workflow integrations

  Where it doesn't

  • Pricing requires contacting sales
  • Stated coverage is domestic rather than international
  • Advanced support and governance features start on higher tiers

• MEMastercard Employment Verification API8.2/10 · Pricing on request

  An API-first service for fast employment checks, payroll connections, and lending workflows.

  Visit MastercardFull verdict →
• Truv7.1/10 · Pricing on request

  Fast, consent-based employment verification with APIs, fraud detection, and domestic coverage.

  Visit TruvFull verdict →