Mastercard Employment Verification API vs Argyle

MEMastercard Employment Verification API8.2Visit Argyle7.4Visit

Higher score ME Mastercard Employment Verification API #2 in Employment Verification Software 8.2/10 Pricing on request ✓ 1 of 2 features Visit Mastercard

vs

Argyle #4 in Employment Verification Software 7.4/10 Pricing on request ✓ 1 of 2 features Visit Argyle

• Mastercard Employment Verification API fits best

  API-first digital employment verification

• Argyle fits best

  Lenders and platforms needing instant VOE/VOI

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Side by side

Feature	MEMastercard Employment Verification API 8.2/10 Visit ↗	Argyle 7.4/10 Visit ↗
At a glance
Editor score	8.2	7.4
Ranking	#2 in Employment Verification Software	#4 in Employment Verification Software
Best for	API-first digital employment verification	Lenders and platforms needing instant VOE/VOI
Pricing model	Paid	Paid
Starting price	Not published	Not published
Free plan	Not published	Not published
Free trial	—	—
Integrations	4 integrations	10 integrations
Built for	Mid-market, Enterprise	Small business, Mid-market, Enterprise
Features Mastercard Employment Verification API 1/2 · Argyle 1/2
API access	✓	✓
ATS integrations	Not published	Not published
Specs
Verification types	Both	Both
Source coverage	Mixed	Mixed
Typical turnaround	Instant	Instant
Geographic coverage	Not published	Domestic
Included verifications	Not published	Not published
Our review
Pros	Returns employment verification results in seconds Covers up to 36 months of employment details Combines payroll, paystub, and multiple-source verification	Combines employment, income, and VOIE verification in one platform Connects directly to payroll sources and provides real-time verification data Supports REST API webhooks, OCR, Console access, and lending integrations
Cons	API-only access requires an existing integration workflow Pricing uses a contact-sales model Its strongest fit is lending and business integrations	Pricing is handled through contact with sales Geographic coverage is primarily focused on the U.S. workforce Verification source coverage is mixed across employer, payroll, banking, and documents
Our verdict	Mastercard Employment Verification API is a digital service for lenders and businesses that need employment and income verification inside existing workflows. It can verify current employment, employment status, last pay date, and employer… Read the review →	Argyle is a consumer-permissioned verification platform for lenders, tenant-screening providers, background-check companies, government agencies, and other service providers. It covers employment verification (VOE), income verification… Read the review →

Strengths and trade-offs

• Mastercard Employment Verification API — where it wins

  • Returns employment verification results in seconds
  • Covers up to 36 months of employment details
  • Combines payroll, paystub, and multiple-source verification

  Where it doesn't

  • API-only access requires an existing integration workflow
  • Pricing uses a contact-sales model
  • Its strongest fit is lending and business integrations

• Argyle — where it wins

  • Combines employment, income, and VOIE verification in one platform
  • Connects directly to payroll sources and provides real-time verification data
  • Supports REST API webhooks, OCR, Console access, and lending integrations

  Where it doesn't

  • Pricing is handled through contact with sales
  • Geographic coverage is primarily focused on the U.S. workforce
  • Verification source coverage is mixed across employer, payroll, banking, and documents

• MEMastercard Employment Verification API8.2/10 · Pricing on request

  An API-first service for fast employment checks, payroll connections, and lending workflows.

  Visit MastercardFull verdict →
• Argyle7.4/10 · Pricing on request

  Instant VOE, VOI, and VOIE verification with payroll connections, OCR, APIs, and lending integrations.

  Visit ArgyleFull verdict →