Mastercard Employment Verification API vs The Work Number

MEMastercard Employment Verification API8.2Visit The Work Number7.7Visit

Higher score ME Mastercard Employment Verification API #2 in Employment Verification Software 8.2/10 Pricing on request ✓ 1 of 2 features Visit Mastercard

vs

The Work Number #3 in Employment Verification Software 7.7/10 Pricing on request ✓ 1 of 2 features Try The Work Number

• Mastercard Employment Verification API fits best

  API-first digital employment verification

• The Work Number fits best

  Payroll-sourced, always-on verification workflows

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Side by side

Feature	MEMastercard Employment Verification API 8.2/10 Visit ↗	The Work Number 7.7/10 Visit ↗
At a glance
Editor score	8.2	7.7
Ranking	#2 in Employment Verification Software	#3 in Employment Verification Software
Best for	API-first digital employment verification	Payroll-sourced, always-on verification workflows
Pricing model	Paid	Paid
Starting price	Not published	Not published
Free plan	Not published	Not published
Free trial	—	—
Integrations	4 integrations	60+ integrations
Built for	Mid-market, Enterprise	Small business, Mid-market, Enterprise
Features Mastercard Employment Verification API 1/2 · The Work Number 1/2
API access	✓	✓
ATS integrations	Not published	Not published
Specs
Verification types	Both	Both
Source coverage	Mixed	Payroll
Typical turnaround	Instant	Instant
Geographic coverage	Not published	Domestic
Included verifications	Not published	Not published
Our review
Pros	Returns employment verification results in seconds Covers up to 36 months of employment details Combines payroll, paystub, and multiple-source verification	Instant employment and income reports from employer and payroll data 24/7 access with credentialed verifier and permissible-purpose controls API workflows plus Workday, Encompass and lending integrations
Cons	API-only access requires an existing integration workflow Pricing uses a contact-sales model Its strongest fit is lending and business integrations	Designed for domestic verification rather than international coverage Access is limited to credentialed verifiers and permitted purposes Contact-sales pricing may require procurement before evaluation
Our verdict	Mastercard Employment Verification API is a digital service for lenders and businesses that need employment and income verification inside existing workflows. It can verify current employment, employment status, last pay date, and employer… Read the review →	The Work Number is an Equifax Workforce Solutions service for automated employment and income verification. It is built for credentialed verifiers, including lenders, property managers, government agencies and pre-employment screeners,… Read the review →

Strengths and trade-offs

• Mastercard Employment Verification API — where it wins

  • Returns employment verification results in seconds
  • Covers up to 36 months of employment details
  • Combines payroll, paystub, and multiple-source verification

  Where it doesn't

  • API-only access requires an existing integration workflow
  • Pricing uses a contact-sales model
  • Its strongest fit is lending and business integrations

• The Work Number — where it wins

  • Instant employment and income reports from employer and payroll data
  • 24/7 access with credentialed verifier and permissible-purpose controls
  • API workflows plus Workday, Encompass and lending integrations

  Where it doesn't

  • Designed for domestic verification rather than international coverage
  • Access is limited to credentialed verifiers and permitted purposes
  • Contact-sales pricing may require procurement before evaluation

• MEMastercard Employment Verification API8.2/10 · Pricing on request

  An API-first service for fast employment checks, payroll connections, and lending workflows.

  Visit MastercardFull verdict →
• The Work Number7.7/10 · Pricing on request

  A payroll-sourced verification service for instant domestic employment and income checks.

  Try The Work NumberFull verdict →