Yapily Payments
Yapily Payments: A high-scale European payment platform for recurring, bulk, and Pay by Bank flows. Ranked #2 of 22 in Open Banking Payment Platforms by our editors (8.7/10); pricing: Pricing on request; best for high-scale European payment operations.
At a glance
- Editor score8.7 / 10
- PricingPricing on request
- Best forHigh-scale European payment operations
- Free planNo
- Founded2017 · London, England, United Kingdom
- Facts checked20 Sep 2026
Where it wins
- Supports recurring, variable recurring, and bulk payments
- Offers redirect and embedded bank authorisation with SCA handling
- Connects across 19 countries and more than 2,000 institutions
Where it doesn't
- Pricing requires contacting sales
- No free plan is available
- Its focus is payment infrastructure rather than a broader commerce suite
Our verdict on Yapily Payments
Yapily Payments is an API-based open banking payment platform for payment service providers, fintechs, banks, and businesses. It supports Pay by Bank, single account-to-account payments, recurring payments, commercial variable recurring payments, and bulk payments. The platform is suited to organisations building payment products into their own applications or seeking alternatives to card payments. It is available through web and API interfaces, with coverage across 19 countries and more than 2,000 institutions.
Payment workflow coverage is a central strength. Businesses can choose redirect-based or embedded bank authorisation, with SCA handling for embedded flows, and can use hosted payment pages where a separate payment experience is preferable. Real-time payment-status webhooks support event-driven updates, while bulk refunds and claims payments extend the platform beyond one-off collection. Instant settlement is listed for the category, making the product a fit for operations that need account-to-account payments with recurring and high-volume processing requirements.
The platform is positioned for scale rather than self-serve adoption. Pricing requires contacting Yapily, and there is no free plan, so teams should expect a sales-led evaluation before selecting the service. That model may suit payment service providers, fintechs, banks, and larger businesses with tailored requirements, but it is less suitable for small teams looking for transparent entry pricing or a lightweight checkout tool. Choose Yapily Payments when European bank coverage, payment orchestration, recurring flows, bulk transfers, refunds, and webhook-based status tracking are priorities; consider an alternative if simple setup and publicly listed plans matter more than infrastructure breadth.
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Yapily Payments pricing
Yapily Payments fact sheet
| Free plan | No |
|---|---|
| Paid from | Not verified |
| Supported countries | Not verified |
| Bank authentication | Both |
| Payment frequency | Both |
| Settlement speed | Instant |
| Payment webhooks | Yes |
| Refunds | Yes |
| Deployment | Cloud |
| Platforms | Web |
| Compliance & security | ISO 27001, 2FA |
| Support | Email, Tickets, Docs |
| Built for | Small business, Mid-market, Enterprise (editorial estimate) |
| Pricing | Pricing on request (source) |
| Website | yapily.com |
| Facts checked | 20 Sep 2026 |
Alternatives to Yapily Payments
- TrustlyA mature, full-service platform for bank payments, recurring billing, payouts and reconciliation.9.2
- TrueLayer PaymentsA mobile-ready open banking platform for pay-ins, payouts and recurring payments.8.5
- Salt Edge Payment InitiationA focused account-to-account payment layer for European and UK bank payments.8.2
See all Yapily Payments alternatives →
Yapily Payments vs the competition
- Yapily Payments vs Trustly
- Yapily Payments vs TrueLayer Payments
- Yapily Payments vs Salt Edge Payment Initiation
- Yapily Payments vs Tink
- Yapily Payments vs Yapily Data
- Yapily Payments vs Noda
Compare Yapily Payments with any tool side by side →
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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