Trustly vs Yapily Payments

Trustly9.2Visit Yapily Payments8.7Visit

Higher score Trustly #1 in Open Banking Payment Platforms 9.2/10 Pricing on request ✓ 2 of 2 features Visit Trustly

vs

Yapily Payments #2 in Open Banking Payment Platforms 8.7/10 Pricing on request ✓ 2 of 2 features Visit Yapily

• Trustly fits best

  Mature, full-service payment platforms

• Yapily Payments fits best

  High-scale European payment operations

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Side by side

Feature	Trustly 9.2/10 Visit ↗	Yapily Payments 8.7/10 Visit ↗
At a glance
Editor score	9.2	8.7
Ranking	#1 in Open Banking Payment Platforms	#2 in Open Banking Payment Platforms
Best for	Mature, full-service payment platforms	High-scale European payment operations
Pricing model	Paid	Paid
Starting price	Pricing on request	Pricing on request
Free plan	Not checked yet	—
Free trial	—	—
Deployment	Cloud, Mobile	Cloud
Platforms	Web, iOS, Android	Web
Support	Email, Docs	Email, Tickets, Docs
Compliance	ISO 27001, GDPR	ISO 27001, 2FA
Built for	Mid-market, Enterprise	Small business, Mid-market, Enterprise
Features Trustly 2/2 · Yapily Payments 2/2
Payment webhooks	✓	✓
Refunds	✓	✓
Specs
Supported countries	Not checked yet	Not checked yet
Bank authentication	Both	Both
Payment frequency	Both	Both
Settlement speed	Instant	Instant
Our review
Pros	Supports Pay by Bank, recurring payments, payouts and refunds Offers web, Android, iOS and React Native SDKs plus APIs Includes reconciliation, webhooks, account verification and fraud controls	Supports recurring, variable recurring, and bulk payments Offers redirect and embedded bank authorisation with SCA handling Connects across 19 countries and more than 2,000 institutions
Cons	Merchant pricing requires direct contact with sales The broad feature set may exceed the needs of single-purpose payment teams Risk controls use bank-qualified data rather than a broader stated data scope	Pricing requires contacting sales No free plan is available Its focus is payment infrastructure rather than a broader commerce suite
Our verdict	Trustly is an Open Banking payment platform for merchants that want more than a basic bank-payment checkout. Customers can pay directly from bank accounts, while businesses can manage recurring payments, subscription billing, payouts,… Read the review →	Yapily Payments is an API-based open banking payment platform for payment service providers, fintechs, banks, and businesses. It supports Pay by Bank, single account-to-account payments, recurring payments, commercial variable recurring… Read the review →

Strengths and trade-offs

• Trustly — where it wins

  • Supports Pay by Bank, recurring payments, payouts and refunds
  • Offers web, Android, iOS and React Native SDKs plus APIs
  • Includes reconciliation, webhooks, account verification and fraud controls

  Where it doesn't

  • Merchant pricing requires direct contact with sales
  • The broad feature set may exceed the needs of single-purpose payment teams
  • Risk controls use bank-qualified data rather than a broader stated data scope

• Yapily Payments — where it wins

  • Supports recurring, variable recurring, and bulk payments
  • Offers redirect and embedded bank authorisation with SCA handling
  • Connects across 19 countries and more than 2,000 institutions

  Where it doesn't

  • Pricing requires contacting sales
  • No free plan is available
  • Its focus is payment infrastructure rather than a broader commerce suite

• Trustly9.2/10 · Pricing on request

  A mature, full-service platform for bank payments, recurring billing, payouts and reconciliation.

  Visit TrustlyFull verdict →
• Yapily Payments8.7/10 · Pricing on request

  A high-scale European payment platform for recurring, bulk, and Pay by Bank flows.

  Visit YapilyFull verdict →