Trustly
Trustly: A mature, full-service platform for bank payments, recurring billing, payouts and reconciliation. Ranked #1 of 22 in Open Banking Payment Platforms by our editors (9.2/10); pricing: Pricing on request; best for mature, full-service payment platforms.
At a glance
- Editor score9.2 / 10
- PricingPricing on request
- Best forMature, full-service payment platforms
- Founded2008 · Stockholm, Sweden
- Facts checked20 Sep 2026
Where it wins
- Supports Pay by Bank, recurring payments, payouts and refunds
- Offers web, Android, iOS and React Native SDKs plus APIs
- Includes reconciliation, webhooks, account verification and fraud controls
Where it doesn't
- Merchant pricing requires direct contact with sales
- The broad feature set may exceed the needs of single-purpose payment teams
- Risk controls use bank-qualified data rather than a broader stated data scope
Our verdict on Trustly
Trustly is an Open Banking payment platform for merchants that want more than a basic bank-payment checkout. Customers can pay directly from bank accounts, while businesses can manage recurring payments, subscription billing, payouts, refunds and disbursements. Its stated use cases include e-commerce, gaming, financial services, travel, utilities and subscription businesses. Trustly supports web, iOS, Android and API integrations, with web, native mobile and React Native SDKs alongside a hosted Lightbox interface.
The platform’s breadth is its main distinction. Payment-status webhooks and event notifications can support operational workflows, while reconciliation and settlement reporting address post-payment administration. Account verification and bank-data retrieval extend the platform beyond payment initiation, and refund processing includes refund-status states. Trustly also supports both one-time and recurring payment frequencies, with instant settlement listed in its category specifications. This makes it a fit for merchants that need payments, billing, payouts and financial operations connected in one platform rather than assembled from separate tools.
Trustly’s integration surface is suited to teams planning across web and mobile channels, with APIs and SDKs providing several implementation paths. The platform also covers both authentication approaches and offers bank connectivity across multiple markets. Pricing follows a contact-sales model, so commercial evaluation is part of the buying process. Merchants with subscription revenue, marketplace-style payouts, refund workflows or reconciliation requirements should find the scope relevant. Businesses seeking only a narrowly focused payment button may prefer a simpler product with fewer operational capabilities.
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Trustly pricing
Trustly fact sheet
| Free plan | Not verified |
|---|---|
| Paid from | Not verified |
| Supported countries | Not verified |
| Bank authentication | Both |
| Payment frequency | Both |
| Settlement speed | Instant |
| Payment webhooks | Yes |
| Refunds | Yes |
| Deployment | Cloud, Mobile |
| Platforms | Web, iOS, Android |
| Compliance & security | ISO 27001, GDPR |
| Support | Email, Docs |
| Built for | Mid-market, Enterprise (editorial estimate) |
| Pricing | Pricing on request |
| Website | trustly.com |
| Facts checked | 20 Sep 2026 |
Alternatives to Trustly
- Yapily PaymentsA high-scale European payment platform for recurring, bulk, and Pay by Bank flows.8.7
- TrueLayer PaymentsA mobile-ready open banking platform for pay-ins, payouts and recurring payments.8.5
- Salt Edge Payment InitiationA focused account-to-account payment layer for European and UK bank payments.8.2
See all Trustly alternatives →
Trustly vs the competition
- Trustly vs Yapily Payments
- Trustly vs TrueLayer Payments
- Trustly vs Salt Edge Payment Initiation
- Trustly vs Tink
- Trustly vs Yapily Data
- Trustly vs Noda
Compare Trustly with any tool side by side →
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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