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Head-to-head · Open Banking Payment Platforms

Trustly vs Yapily Data

  • Updated Oct 2026
  • Both researched from official sources
  • 2 checks side by side
Higher score Trustly #1 in Open Banking Payment Platforms 9.2/10 Pricing on request ✓ 2 of 2 features Visit Trustly
Yapily Data #6 in Open Banking Payment Platforms 7.8/10 Pricing on request ✓ 0 of 2 features Visit Yapily

Trustly leads on 0 checks, Yapily Data on 0, and 2 are even. Who comes out ahead on the 2 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreTrustly · 9.2/10
  • Most featuresTrustly · 2 of 2

Trustly scores higher on our rubric for open banking payment platforms: 9.2 against 7.8 out of 10; our editors rank them #1 and #6.

Trustly is the better fit for mature, full-service payment platforms. Yapily Data is the better fit for API users needing normalized financial data.

  • Trustly fits best

    Mature, full-service payment platforms

  • Yapily Data fits best

    API users needing normalized financial data

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Side by side

Feature Trustly 9.2/10 Visit ↗ Yapily Data 7.8/10 Visit ↗
At a glance
Editor score 9.2 7.8
Ranking #1 in Open Banking Payment Platforms #6 in Open Banking Payment Platforms
Best for Mature, full-service payment platforms API users needing normalized financial data
Pricing model Paid Paid
Starting price Pricing on request Pricing on request
Free plan Not checked yet Not checked yet
Free trial — —
Deployment Cloud, Mobile Cloud
Support Email, Docs Email, Tickets, Docs
Compliance ISO 27001, GDPR ISO 27001
Built for Mid-market, Enterprise Small business, Mid-market, Enterprise
Features Trustly 2/2 · Yapily Data 0/2
Payment webhooks ✓ (best) Not checked yet
Refunds ✓ (best) Not checked yet
Specs
Supported countries Not checked yet Not checked yet
Bank authentication Both Not checked yet
Payment frequency Both Not checked yet
Settlement speed Instant Not checked yet
Our review
Pros
  • Supports Pay by Bank, recurring payments, payouts and refunds
  • Offers web, Android, iOS and React Native SDKs plus APIs
  • Includes reconciliation, webhooks, account verification and fraud controls
  • Aggregates accounts, balances, transactions and identity data
  • Normalizes financial data across different banks
  • Supports real-time access and multiple business entities
Cons
  • Merchant pricing requires direct contact with sales
  • The broad feature set may exceed the needs of single-purpose payment teams
  • Risk controls use bank-qualified data rather than a broader stated data scope
  • Pricing is tailored and requires contacting Yapily's team
  • Its focus is financial data access rather than payment initiation
  • Implementation requires consent and bank-authorisation flows
Our verdict

Trustly is an Open Banking payment platform for merchants that want more than a basic bank-payment checkout. Customers can pay directly from bank accounts, while businesses can manage recurring payments, subscription billing, payouts,…

Read the review →

Yapily Data is an open banking API for businesses that need consented financial information from banks across the UK and Europe. It provides one integration for account details, balances, transactions, identity information, direct debits,…

Read the review →
  1. TrustlyOpen Banking Payment Platforms 9.2Pricing on request
  2. Yapily DataOpen Banking Payment Platforms 7.8Pricing on request

Strengths and trade-offs

  • Trustly — where it wins

    • Supports Pay by Bank, recurring payments, payouts and refunds
    • Offers web, Android, iOS and React Native SDKs plus APIs
    • Includes reconciliation, webhooks, account verification and fraud controls

    Where it doesn't

    • Merchant pricing requires direct contact with sales
    • The broad feature set may exceed the needs of single-purpose payment teams
    • Risk controls use bank-qualified data rather than a broader stated data scope

  • Yapily Data — where it wins

    • Aggregates accounts, balances, transactions and identity data
    • Normalizes financial data across different banks
    • Supports real-time access and multiple business entities

    Where it doesn't

    • Pricing is tailored and requires contacting Yapily's team
    • Its focus is financial data access rather than payment initiation
    • Implementation requires consent and bank-authorisation flows
  • Trustly9.2/10 · Pricing on request

    A mature, full-service platform for bank payments, recurring billing, payouts and reconciliation.

    Visit TrustlyFull verdict →
  • Yapily Data7.8/10 · Pricing on request

    A focused API for normalized, consented financial data across UK and European banks.

    Visit YapilyFull verdict →

More comparisons

All open banking payment platforms comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update