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Head-to-head · Open Banking Payment Platforms

Yapily Payments vs Yapily Data

  • Updated Oct 2026
  • Both researched from official sources
  • 3 checks side by side
Higher score Yapily Payments #2 in Open Banking Payment Platforms 8.7/10 Pricing on request ✓ 2 of 2 features Visit Yapily
Yapily Data #6 in Open Banking Payment Platforms 7.8/10 Pricing on request ✓ 0 of 2 features Visit Yapily

Yapily Payments leads on 0 checks, Yapily Data on 0, and 3 are even. Who comes out ahead on the 3 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreYapily Payments · 8.7/10
  • Most featuresYapily Payments · 2 of 2

Yapily Payments scores higher on our rubric for open banking payment platforms: 8.7 against 7.8 out of 10; our editors rank them #2 and #6.

Yapily Payments is the better fit for high-scale European payment operations. Yapily Data is the better fit for API users needing normalized financial data.

  • Yapily Payments fits best

    High-scale European payment operations

  • Yapily Data fits best

    API users needing normalized financial data

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Side by side

Feature Yapily Payments 8.7/10 Visit ↗ Yapily Data 7.8/10 Visit ↗
At a glance
Editor score 8.7 7.8
Ranking #2 in Open Banking Payment Platforms #6 in Open Banking Payment Platforms
Best for High-scale European payment operations API users needing normalized financial data
Pricing model Paid Paid
Starting price Pricing on request Pricing on request
Free plan — Not checked yet
Free trial — —
Deployment Cloud Cloud
Support Email, Tickets, Docs Email, Tickets, Docs
Compliance ISO 27001, 2FA ISO 27001
Built for Small business, Mid-market, Enterprise Small business, Mid-market, Enterprise
Features Yapily Payments 2/2 · Yapily Data 0/2
Payment webhooks ✓ (best) Not checked yet
Refunds ✓ (best) Not checked yet
Specs
Supported countries Not checked yet Not checked yet
Bank authentication Both Not checked yet
Payment frequency Both Not checked yet
Settlement speed Instant Not checked yet
Our review
Pros
  • Supports recurring, variable recurring, and bulk payments
  • Offers redirect and embedded bank authorisation with SCA handling
  • Connects across 19 countries and more than 2,000 institutions
  • Aggregates accounts, balances, transactions and identity data
  • Normalizes financial data across different banks
  • Supports real-time access and multiple business entities
Cons
  • Pricing requires contacting sales
  • No free plan is available
  • Its focus is payment infrastructure rather than a broader commerce suite
  • Pricing is tailored and requires contacting Yapily's team
  • Its focus is financial data access rather than payment initiation
  • Implementation requires consent and bank-authorisation flows
Our verdict

Yapily Payments is an API-based open banking payment platform for payment service providers, fintechs, banks, and businesses. It supports Pay by Bank, single account-to-account payments, recurring payments, commercial variable recurring…

Read the review →

Yapily Data is an open banking API for businesses that need consented financial information from banks across the UK and Europe. It provides one integration for account details, balances, transactions, identity information, direct debits,…

Read the review →
  1. Yapily PaymentsOpen Banking Payment Platforms 8.7Pricing on request
  2. Yapily DataOpen Banking Payment Platforms 7.8Pricing on request

Strengths and trade-offs

  • Yapily Payments — where it wins

    • Supports recurring, variable recurring, and bulk payments
    • Offers redirect and embedded bank authorisation with SCA handling
    • Connects across 19 countries and more than 2,000 institutions

    Where it doesn't

    • Pricing requires contacting sales
    • No free plan is available
    • Its focus is payment infrastructure rather than a broader commerce suite

  • Yapily Data — where it wins

    • Aggregates accounts, balances, transactions and identity data
    • Normalizes financial data across different banks
    • Supports real-time access and multiple business entities

    Where it doesn't

    • Pricing is tailored and requires contacting Yapily's team
    • Its focus is financial data access rather than payment initiation
    • Implementation requires consent and bank-authorisation flows
  • Yapily Payments8.7/10 · Pricing on request

    A high-scale European payment platform for recurring, bulk, and Pay by Bank flows.

    Visit YapilyFull verdict →
  • Yapily Data7.8/10 · Pricing on request

    A focused API for normalized, consented financial data across UK and European banks.

    Visit YapilyFull verdict →

More comparisons

All open banking payment platforms comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update