Yapily Payments vs Tink

Yapily Payments8.7Visit Tink8.0Visit

Higher score Yapily Payments #2 in Open Banking Payment Platforms 8.7/10 Pricing on request ✓ 2 of 2 features Visit Yapily

vs

Tink #5 in Open Banking Payment Platforms 8.0/10 Pricing on request ✓ 0 of 2 features Visit Tink

• Yapily Payments fits best

  High-scale European payment operations

• Tink fits best

  European businesses needing payments and data

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Side by side

Feature	Yapily Payments 8.7/10 Visit ↗	Tink 8.0/10 Visit ↗
At a glance
Editor score	8.7	8.0
Ranking	#2 in Open Banking Payment Platforms	#5 in Open Banking Payment Platforms
Best for	High-scale European payment operations	European businesses needing payments and data
Pricing model	Paid	Paid
Starting price	Pricing on request	—
Free plan	—	—
Free trial	—	—
Deployment	Cloud	Cloud
Platforms	Web	Web
Support	Email, Tickets, Docs	Tickets, Docs
Compliance	ISO 27001, 2FA	SOC 2, GDPR
Built for	Small business, Mid-market, Enterprise	Small business, Mid-market, Enterprise
Features Yapily Payments 2/2 · Tink 0/2
Payment webhooks	✓ (best)	Not checked yet
Refunds	✓ (best)	Not checked yet
Specs
Supported countries	Not checked yet	Not checked yet
Bank authentication	Both	Not checked yet
Payment frequency	Both	Not checked yet
Settlement speed	Instant	Not checked yet
Our review
Pros	Supports recurring, variable recurring, and bulk payments Offers redirect and embedded bank authorisation with SCA handling Connects across 19 countries and more than 2,000 institutions	Aggregates and enriches financial data across European institutions Supports payment initiation and account-to-account payments Includes Tink Link SDK, REST API and developer documentation
Cons	Pricing requires contacting sales No free plan is available Its focus is payment infrastructure rather than a broader commerce suite	Paid access uses contact-based or custom pricing Platform support is limited to web and API Enterprise features such as SLAs are not in Standard
Our verdict	Yapily Payments is an API-based open banking payment platform for payment service providers, fintechs, banks, and businesses. It supports Pay by Bank, single account-to-account payments, recurring payments, commercial variable recurring… Read the review →	Tink is an open banking platform for banks, fintechs, startups and other businesses building financial services for European users. Its APIs and SDKs connect applications with financial institutions, supporting account aggregation,… Read the review →

Strengths and trade-offs

• Yapily Payments — where it wins

  • Supports recurring, variable recurring, and bulk payments
  • Offers redirect and embedded bank authorisation with SCA handling
  • Connects across 19 countries and more than 2,000 institutions

  Where it doesn't

  • Pricing requires contacting sales
  • No free plan is available
  • Its focus is payment infrastructure rather than a broader commerce suite

• Tink — where it wins

  • Aggregates and enriches financial data across European institutions
  • Supports payment initiation and account-to-account payments
  • Includes Tink Link SDK, REST API and developer documentation

  Where it doesn't

  • Paid access uses contact-based or custom pricing
  • Platform support is limited to web and API
  • Enterprise features such as SLAs are not in Standard

• Yapily Payments8.7/10 · Pricing on request

  A high-scale European payment platform for recurring, bulk, and Pay by Bank flows.

  Visit YapilyFull verdict →
• Tink8.0/10 · Pricing on request

  A broad European open banking platform for account data, verification and payments.

  Visit TinkFull verdict →