TransUnion Mortgage Calculator

Free#5 of 34 in Mortgage Calculator Apps

TransUnion Mortgage Calculator: A free web calculator for comparing mortgage payments, costs, and amortization scenarios. Ranked #5 of 34 in Mortgage Calculator Apps by our editors (9.0/10); pricing: Free plan; best for amortization and scenario comparisons.

9.0/10Editor score

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TransUnion Mortgage Calculator9.0 Visit TransUnion

At a glance

Editor score
9.0 / 10
Pricing
Free plan
Best for
Amortization and scenario comparisons
Free plan
Yes
Paid from
Free
Amortization schedule
Yes
Facts checked
14 Nov 2026

Where it wins
- Shows monthly and yearly amortization with balances over time
- Includes tax, insurance, HOA, and mortgage insurance inputs
- Compares scenarios by changing loan amount, rate, or term
Where it doesn't
- Does not calculate affordability from income and debts
- Does not model adjustable-rate mortgages
- Available on the web only

Our verdict on TransUnion Mortgage Calculator

For people evaluating a home loan or refinancing, TransUnion Mortgage Calculator estimates payments from a home price, down payment, interest rate, and loan term. The free web tool also lets users add property taxes, homeowners insurance, HOA fees, and mortgage insurance to the calculation. Its focus is on understanding projected loan payments and costs rather than assessing whether a mortgage fits a household budget.

The calculator provides a principal-and-interest breakdown alongside projected payment and balance over time. Its amortization schedule can be viewed by month or year, and it shows total interest, total loan cost, and a projected payoff date. These views make it useful for examining how the payment path and overall cost change across a loan’s life. Users can compare scenarios by adjusting the loan amount, interest rate, or term, which suits borrowers weighing different loan assumptions or refinancing possibilities.

The main limitation is scope: the tool does not calculate affordability using income and debts, and it does not model adjustable-rate mortgages. It is therefore better suited to payment and amortization comparisons than to a full assessment of borrowing capacity or ARM costs. With web access and a free model, it fits individuals who want to explore loan scenarios without a paid plan. Borrowers who need income-based affordability analysis or adjustable-rate modeling should look for a calculator that covers those needs.

Your product? Our editors can test TransUnion Mortgage Calculator in depth and publish a review, labelled as paid · from $149/mo →

TransUnion Mortgage Calculator pricing

Plans Free planFree Free to use — no paid tier required for the core job.

See plans on transunion.com

TransUnion Mortgage Calculator fact sheet

Free plan	Yes
Paid from	Free
Amortization schedule	Yes
Affordability analysis	No
Refinance scenarios	Yes
ARM calculations	No
Property-tax inputs	Yes
Insurance inputs	Yes
Platform access	Web
Deployment	Cloud
Platforms	Web
Built for	Solo (editorial estimate)
Pricing	Free plan
Website	transunion.com
Facts checked	14 Nov 2026

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The editor score above is our own research. What this page doesn't have yet is a reader's view — what you used TransUnion Mortgage Calculator for, what worked and what didn't. No stars are seeded and no review is paid for; an editor reads every one before it appears.

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Featured on iTechGuides

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Reviewed by iTechGuides Editors · Editorial team · Updated Nov 2026

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Last updated 14 Nov 2026 · How we research and update