Bankrate Mortgage Calculator vs TransUnion Mortgage Calculator

• Bankrate Mortgage Calculator fits best

  Homebuyers comparing payments and loan costs

• TransUnion Mortgage Calculator fits best

  Amortization and scenario comparisons

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Side by side

Strengths and trade-offs

• Bankrate Mortgage Calculator — where it wins

  • Includes taxes, insurance, HOA fees and applicable mortgage insurance.
  • Shows principal and interest, total loan cost and payoff date.
  • Lets you model extra monthly payments and adjust affordability inputs.

  Where it doesn't

  • ARM and refinance scenarios are handled by separate Bankrate calculators.
  • Rate estimates use credit score range and ZIP code inputs.
  • Available on the web; no separate app platform is listed.

• TransUnion Mortgage Calculator — where it wins

  • Shows monthly and yearly amortization with balances over time
  • Includes tax, insurance, HOA, and mortgage insurance inputs
  • Compares scenarios by changing loan amount, rate, or term

  Where it doesn't

  • Does not calculate affordability from income and debts
  • Does not model adjustable-rate mortgages
  • Available on the web only

• BMBankrate Mortgage Calculator9.3/10 · Free plan

  A free web calculator for detailed mortgage payment and affordability estimates.

  Visit BankrateFull verdict →
• TMTransUnion Mortgage Calculator9.0/10 · Free plan

  A free web calculator for comparing mortgage payments, costs, and amortization scenarios.

  Visit TransUnionFull verdict →