Head-to-head · Mortgage Calculator Apps

Chase Mortgage Calculator vs Bankrate Mortgage Calculator

Updated Nov 2026
Both researched from official sources
7 checks side by side

Higher score Chase Mortgage Calculator #1 in Mortgage Calculator Apps 9.4/10 Free plan Free plan✓ 5 of 6 features Visit Chase

Bankrate Mortgage Calculator #2 in Mortgage Calculator Apps 9.3/10 Free plan Free plan✓ 4 of 6 features Visit Bankrate

Chase Mortgage Calculator leads on 1 check, Bankrate Mortgage Calculator on 0, and 6 are even. Who comes out ahead on the 7 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

Highest scoreChase Mortgage Calculator · 9.4/10
Free planboth
Most featuresChase Mortgage Calculator · 5 of 6

Chase Mortgage Calculator scores higher on our rubric for mortgage calculator apps: 9.4 against 9.3 out of 10; our editors rank them #1 and #2.

Chase Mortgage Calculator offers refinance scenarios; Bankrate Mortgage Calculator doesn't.

Chase Mortgage Calculator is the better fit for comprehensive U.S. mortgage planning. Bankrate Mortgage Calculator is the better fit for homebuyers comparing payments and loan costs.

Chase Mortgage Calculator fits best
Comprehensive U.S. mortgage planning
Bankrate Mortgage Calculator fits best
Homebuyers comparing payments and loan costs

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Side by side

Show only differences

Feature	Chase Mortgage Calculator 9.4/10 Visit ↗	Bankrate Mortgage Calculator 9.3/10 Visit ↗
At a glance
Editor score	9.4	9.3
Ranking	#1 in Mortgage Calculator Apps	#2 in Mortgage Calculator Apps
Best for	Comprehensive U.S. mortgage planning	Homebuyers comparing payments and loan costs
Pricing model	Free	Free
Starting price	Free plan	Free plan
Free plan	✓	✓
Free trial	—	—
Deployment	Cloud	Cloud
Platforms	Web	Web
Built for	Solo, Small business	Solo
Features Chase Mortgage Calculator 5/6 · Bankrate Mortgage Calculator 4/6
Amortization schedule	✓	✓
Affordability analysis	✓	✓
Refinance scenarios	✓ (best)	—
ARM calculations	Not checked yet	—
Property-tax inputs	✓	✓
Insurance inputs	✓	✓
Specs
Platform access	Web	Web
Our review
Pros	Estimates affordability using income, expenses and loan inputs. Includes refinancing cost, break-even and potential-savings estimates. Offers FHA and VA calculators plus an extra-payments amortization table.	Includes taxes, insurance, HOA fees and applicable mortgage insurance. Shows principal and interest, total loan cost and payoff date. Lets you model extra monthly payments and adjust affordability inputs.
Cons	Calculations are estimates, not personalized lending guidance. Available as web tools rather than a listed mobile app. ARM payment changes are not confirmed as a calculator feature.	ARM and refinance scenarios are handled by separate Bankrate calculators. Rate estimates use credit score range and ZIP code inputs. Available on the web; no separate app platform is listed.
Our verdict	Chase Mortgage Calculator is a collection of free online tools for people considering a home purchase, estimating mortgage payments or weighing a refinance. Its calculators address monthly payment costs, affordability, refinancing,… Read the review →	For people evaluating a home purchase or estimating mortgage payments, Bankrate Mortgage Calculator is a free web tool that turns a home price, down payment, loan term and interest rate into an estimated monthly payment. It is aimed at… Read the review →

C Chase Mortgage CalculatorMortgage Calculator Apps 9.4Free plan
B Bankrate Mortgage CalculatorMortgage Calculator Apps 9.3Free plan

Compare the top tools in

Strengths and trade-offs

Chase Mortgage Calculator — where it wins
- Estimates affordability using income, expenses and loan inputs.
- Includes refinancing cost, break-even and potential-savings estimates.
- Offers FHA and VA calculators plus an extra-payments amortization table.
Where it doesn't
- Calculations are estimates, not personalized lending guidance.
- Available as web tools rather than a listed mobile app.
- ARM payment changes are not confirmed as a calculator feature.
Bankrate Mortgage Calculator — where it wins
- Includes taxes, insurance, HOA fees and applicable mortgage insurance.
- Shows principal and interest, total loan cost and payoff date.
- Lets you model extra monthly payments and adjust affordability inputs.
Where it doesn't
- ARM and refinance scenarios are handled by separate Bankrate calculators.
- Rate estimates use credit score range and ZIP code inputs.
- Available on the web; no separate app platform is listed.

Chase Mortgage Calculator9.4/10 · Free plan
Free web calculators cover mortgage payments, affordability, refinancing and loan scenarios.
Visit Chase Full verdict →
Bankrate Mortgage Calculator9.3/10 · Free plan
A free web calculator for detailed mortgage payment and affordability estimates.
Visit Bankrate Full verdict →