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Head-to-head · Mortgage Calculator Apps

Chase Mortgage Calculator vs NerdWallet Mortgage Calculator

  • Updated Nov 2026
  • Both researched from official sources
  • 6 checks side by side
Higher score Chase Mortgage Calculator #1 in Mortgage Calculator Apps 9.4/10 Free plan Free plan✓ 5 of 6 features Visit Chase
NerdWallet Mortgage Calculator #6 in Mortgage Calculator Apps 8.9/10 Free plan Free plan✓ 3 of 6 features Visit NerdWallet

Chase Mortgage Calculator leads on 2 checks, NerdWallet Mortgage Calculator on 0, and 4 are even. Who comes out ahead on the 6 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreChase Mortgage Calculator · 9.4/10
  • Free planboth
  • Most featuresChase Mortgage Calculator · 5 of 6

Chase Mortgage Calculator scores higher on our rubric for mortgage calculator apps: 9.4 against 8.9 out of 10; our editors rank them #1 and #6.

Chase Mortgage Calculator offers affordability analysis; NerdWallet Mortgage Calculator doesn't. Chase Mortgage Calculator offers refinance scenarios; NerdWallet Mortgage Calculator doesn't.

Chase Mortgage Calculator is the better fit for comprehensive U.S. mortgage planning. NerdWallet Mortgage Calculator is the better fit for straightforward payment and amortization planning.

  • Chase Mortgage Calculator fits best

    Comprehensive U.S. mortgage planning

  • NerdWallet Mortgage Calculator fits best

    Straightforward payment and amortization planning

Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.

Side by side

Feature Chase Mortgage Calculator 9.4/10 Visit ↗ NerdWallet Mortgage Calculator 8.9/10 Visit ↗
At a glance
Editor score 9.4 8.9
Ranking #1 in Mortgage Calculator Apps #6 in Mortgage Calculator Apps
Best for Comprehensive U.S. mortgage planning Straightforward payment and amortization planning
Pricing model Free Free
Starting price Free plan Free plan
Free plan ✓ ✓
Free trial — —
Deployment Cloud Cloud
Platforms Web Web
Built for Solo, Small business Solo
Features Chase Mortgage Calculator 5/6 · NerdWallet Mortgage Calculator 3/6
Amortization schedule ✓ ✓
Affordability analysis ✓ (best) —
Refinance scenarios ✓ (best) —
ARM calculations Not checked yet Not checked yet
Property-tax inputs ✓ ✓
Insurance inputs ✓ ✓
Specs
Platform access Web Web
Our review
Pros
  • Estimates affordability using income, expenses and loan inputs.
  • Includes refinancing cost, break-even and potential-savings estimates.
  • Offers FHA and VA calculators plus an extra-payments amortization table.
  • Estimates payments using price, down payment, term and interest rate
  • Adds property tax, homeowners insurance, HOA fees and PMI
  • Shows total interest, payoff date and annual amortization
Cons
  • Calculations are estimates, not personalized lending guidance.
  • Available as web tools rather than a listed mobile app.
  • ARM payment changes are not confirmed as a calculator feature.
  • Affordability analysis requires a separate NerdWallet calculator
  • Refinance scenarios require a separate NerdWallet calculator
  • Available on the web, rather than as a listed mobile platform
Our verdict

Chase Mortgage Calculator is a collection of free online tools for people considering a home purchase, estimating mortgage payments or weighing a refinance. Its calculators address monthly payment costs, affordability, refinancing,…

Read the review →

NerdWallet Mortgage Calculator is a free web tool for people evaluating home purchase costs. Enter a home price, ZIP code, down payment, loan term and interest rate to estimate monthly payments. It supports 10-, 15-, 20- and 30-year terms,…

Read the review →
  1. Chase Mortgage CalculatorMortgage Calculator Apps 9.4Free plan
  2. NerdWallet Mortgage CalculatorMortgage Calculator Apps 8.9Free plan

Strengths and trade-offs

  • Chase Mortgage Calculator — where it wins

    • Estimates affordability using income, expenses and loan inputs.
    • Includes refinancing cost, break-even and potential-savings estimates.
    • Offers FHA and VA calculators plus an extra-payments amortization table.

    Where it doesn't

    • Calculations are estimates, not personalized lending guidance.
    • Available as web tools rather than a listed mobile app.
    • ARM payment changes are not confirmed as a calculator feature.
  • NerdWallet Mortgage Calculator — where it wins

    • Estimates payments using price, down payment, term and interest rate
    • Adds property tax, homeowners insurance, HOA fees and PMI
    • Shows total interest, payoff date and annual amortization

    Where it doesn't

    • Affordability analysis requires a separate NerdWallet calculator
    • Refinance scenarios require a separate NerdWallet calculator
    • Available on the web, rather than as a listed mobile platform
  • Chase Mortgage Calculator9.4/10 · Free plan

    Free web calculators cover mortgage payments, affordability, refinancing and loan scenarios.

    Visit ChaseFull verdict →
  • NerdWallet Mortgage Calculator8.9/10 · Free plan

    A free web calculator for estimating mortgage costs and viewing annual amortization.

    Visit NerdWalletFull verdict →

Chase Mortgage Calculator vs NerdWallet Mortgage Calculator: questions

Which is better for mortgage calculator apps, Chase Mortgage Calculator or NerdWallet Mortgage Calculator?

Chase Mortgage Calculator scores higher on our rubric for mortgage calculator apps: 9.4 against 8.9 out of 10; our editors rank them #1 and #6.

How do Chase Mortgage Calculator and NerdWallet Mortgage Calculator compare?

Of the 6 checks we put side by side, Chase Mortgage Calculator leads on 2, NerdWallet Mortgage Calculator on none, and 4 are level. Affordability analysis only on Chase Mortgage Calculator.

Do Chase Mortgage Calculator and NerdWallet Mortgage Calculator have a free plan?

Chase Mortgage Calculator: Yes. NerdWallet Mortgage Calculator: Yes.

More comparisons

Reviewed by iTechGuides Editors · Editorial team · Updated Nov 2026

Last updated · How we research and update