Head-to-head · Mortgage Calculator Apps
Bankrate Mortgage Calculator vs Fannie Mae Mortgage Calculator
Bankrate Mortgage Calculator leads on 0 checks, Fannie Mae Mortgage Calculator on 1, and 6 are even. Who comes out ahead on the 7 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.
Our verdict
- Highest scoreBankrate Mortgage Calculator · 9.3/10
- Free planboth
Bankrate Mortgage Calculator scores higher on our rubric for mortgage calculator apps: 9.3 against 9.2 out of 10; our editors rank them #2 and #3.
Fannie Mae Mortgage Calculator offers refinance scenarios; Bankrate Mortgage Calculator doesn't.
Bankrate Mortgage Calculator is the better fit for homebuyers comparing payments and loan costs. Fannie Mae Mortgage Calculator is the better fit for integrated payment, affordability and refinance analysis.
- Bankrate Mortgage Calculator fits best
Homebuyers comparing payments and loan costs
- Fannie Mae Mortgage Calculator fits best
Integrated payment, affordability and refinance analysis
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Side by side
| Feature | Bankrate Mortgage Calculator 9.3/10 Visit ↗ | Fannie Mae Mortgage Calculator 9.2/10 Visit ↗ |
|---|---|---|
| At a glance | ||
| Editor score | 9.3 | 9.2 |
| Ranking | #2 in Mortgage Calculator Apps | #3 in Mortgage Calculator Apps |
| Best for | Homebuyers comparing payments and loan costs | Integrated payment, affordability and refinance analysis |
| Pricing model | Free | Free |
| Starting price | Free plan | Free plan |
| Free plan | ✓ | ✓ |
| Free trial | — | — |
| Deployment | Cloud | Cloud |
| Platforms | Web | Web |
| Built for | Solo | Solo |
| Features Bankrate Mortgage Calculator 4/6 · Fannie Mae Mortgage Calculator 4/6 | ||
| Amortization schedule | ✓ (best) | Not checked yet |
| Affordability analysis | ✓ | ✓ |
| Refinance scenarios | — | ✓ (best) |
| ARM calculations | — | Not checked yet |
| Property-tax inputs | ✓ | ✓ |
| Insurance inputs | ✓ | ✓ |
| Specs | ||
| Platform access | Web | Web |
| Our review | ||
| Pros |
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| Cons |
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| Our verdict | For people evaluating a home purchase or estimating mortgage payments, Bankrate Mortgage Calculator is a free web tool that turns a home price, down payment, loan term and interest rate into an estimated monthly payment. It is aimed at… Read the review → |
Fannie Mae Mortgage Calculator is a free web tool for people estimating the costs of a home purchase. Enter a purchase price, down payment, loan term and interest rate to estimate a monthly payment. The result breaks out principal and… Read the review → |
Strengths and trade-offs
Bankrate Mortgage Calculator — where it wins
- Includes taxes, insurance, HOA fees and applicable mortgage insurance.
- Shows principal and interest, total loan cost and payoff date.
- Lets you model extra monthly payments and adjust affordability inputs.
Where it doesn't
- ARM and refinance scenarios are handled by separate Bankrate calculators.
- Rate estimates use credit score range and ZIP code inputs.
- Available on the web; no separate app platform is listed.
Fannie Mae Mortgage Calculator — where it wins
- Breaks payments into principal, interest, taxes, insurance and HOA fees
- Advanced View lets users adjust taxes, homeowners insurance and HOA fees
- Separate calculators estimate affordability and potential refinance savings
Where it doesn't
- Affordability and refinance are separate tools, not calculator modes
- Estimates do not indicate mortgage approval or financing
- Amortization schedules and adjustable-rate mortgage modeling are not documented
- Bankrate Mortgage Calculator9.3/10 · Free plan
A free web calculator for detailed mortgage payment and affordability estimates.
Visit BankrateFull verdict → - Fannie Mae Mortgage Calculator9.2/10 · Free plan
A free web calculator with payment breakdowns plus separate affordability and refinance tools.
Visit Fannie MaeFull verdict →
Bankrate Mortgage Calculator vs Fannie Mae Mortgage Calculator: questions
Which is better for mortgage calculator apps, Bankrate Mortgage Calculator or Fannie Mae Mortgage Calculator?
Bankrate Mortgage Calculator scores higher on our rubric for mortgage calculator apps: 9.3 against 9.2 out of 10; our editors rank them #2 and #3.
How do Bankrate Mortgage Calculator and Fannie Mae Mortgage Calculator compare?
Of the 7 checks we put side by side, Bankrate Mortgage Calculator leads on none, Fannie Mae Mortgage Calculator on 1, and 6 are level. Refinance scenarios only on Fannie Mae Mortgage Calculator.
Do Bankrate Mortgage Calculator and Fannie Mae Mortgage Calculator have a free plan?
Bankrate Mortgage Calculator: Yes. Fannie Mae Mortgage Calculator: Yes.
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All mortgage calculator apps comparisons → · Full ranking →
Reviewed by iTechGuides Editors · Editorial team · Updated Nov 2026
Last updated · How we research and update