Head-to-head · Mortgage Calculator Apps
Fannie Mae Mortgage Calculator vs MoneySavingExpert Ultimate Mortgage Calculator
Fannie Mae Mortgage Calculator leads on 0 checks, MoneySavingExpert Ultimate Mortgage Calculator on 0, and 5 are even. Who comes out ahead on the 5 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.
Our verdict
- Highest scoreFannie Mae Mortgage Calculator · 9.2/10
- Free planboth
- Most featuresFannie Mae Mortgage Calculator · 4 of 6
Fannie Mae Mortgage Calculator scores higher on our rubric for mortgage calculator apps: 9.2 against 9.1 out of 10; our editors rank them #3 and #4.
Fannie Mae Mortgage Calculator is the better fit for integrated payment, affordability and refinance analysis. MoneySavingExpert Ultimate Mortgage Calculator is the better fit for comparing mortgage deals and overpayments.
- Fannie Mae Mortgage Calculator fits best
Integrated payment, affordability and refinance analysis
- MoneySavingExpert Ultimate Mortgage Calculator fits best
Comparing mortgage deals and overpayments
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Side by side
| Feature | Fannie Mae Mortgage Calculator 9.2/10 Visit ↗ | MoneySavingExpert Ultimate Mortgage Calculator 9.1/10 Visit ↗ |
|---|---|---|
| At a glance | ||
| Editor score | 9.2 | 9.1 |
| Ranking | #3 in Mortgage Calculator Apps | #4 in Mortgage Calculator Apps |
| Best for | Integrated payment, affordability and refinance analysis | Comparing mortgage deals and overpayments |
| Pricing model | Free | Free |
| Starting price | Free plan | Free plan |
| Free plan | ✓ | ✓ |
| Free trial | — | — |
| Deployment | Cloud | Cloud |
| Platforms | Web | Web |
| Built for | Solo | Solo |
| Features Fannie Mae Mortgage Calculator 4/6 · MoneySavingExpert Ultimate Mortgage Calculator 2/6 | ||
| Amortization schedule | Not checked yet | Not checked yet |
| Affordability analysis | ✓ | ✓ |
| Refinance scenarios | ✓ | ✓ |
| ARM calculations | Not checked yet | Not checked yet |
| Property-tax inputs | ✓ (best) | Not checked yet |
| Insurance inputs | ✓ (best) | Not checked yet |
| Specs | ||
| Platform access | Web | Web |
| Our review | ||
| Pros |
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| Cons |
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| Our verdict | Fannie Mae Mortgage Calculator is a free web tool for people estimating the costs of a home purchase. Enter a purchase price, down payment, loan term and interest rate to estimate a monthly payment. The result breaks out principal and… Read the review → |
MoneySavingExpert Ultimate Mortgage Calculator is a free web-based collection of tools for people buying or managing a home. It estimates monthly payments and total mortgage cost, with inputs for the loan, term, interest rate and fees. It… Read the review → |
Strengths and trade-offs
Fannie Mae Mortgage Calculator — where it wins
- Breaks payments into principal, interest, taxes, insurance and HOA fees
- Advanced View lets users adjust taxes, homeowners insurance and HOA fees
- Separate calculators estimate affordability and potential refinance savings
Where it doesn't
- Affordability and refinance are separate tools, not calculator modes
- Estimates do not indicate mortgage approval or financing
- Amortization schedules and adjustable-rate mortgage modeling are not documented
MoneySavingExpert Ultimate Mortgage Calculator — where it wins
- Compares two mortgage products and fixed-rate deals
- Models monthly payments, total cost and overpayments
- Includes deposit-saving and borrowing estimates
Where it doesn't
- Available on the web only
- Focused on mortgage calculations rather than broader home-buying tools
- The estimate depends on the loan, term, rate and fee inputs supplied
- Fannie Mae Mortgage Calculator9.2/10 · Free plan
A free web calculator with payment breakdowns plus separate affordability and refinance tools.
Visit Fannie MaeFull verdict → - MoneySavingExpert Ultimate Mortgage Calculator9.1/10 · Free plan
A free set of calculators for comparing mortgage deals, payments and overpayments.
Visit siteFull verdict →
Fannie Mae Mortgage Calculator vs MoneySavingExpert Ultimate Mortgage Calculator: questions
Which is better for mortgage calculator apps, Fannie Mae Mortgage Calculator or MoneySavingExpert Ultimate Mortgage Calculator?
Fannie Mae Mortgage Calculator scores higher on our rubric for mortgage calculator apps: 9.2 against 9.1 out of 10; our editors rank them #3 and #4.
How do Fannie Mae Mortgage Calculator and MoneySavingExpert Ultimate Mortgage Calculator compare?
All 5 checks we put side by side come out level: neither leads on any.
Do Fannie Mae Mortgage Calculator and MoneySavingExpert Ultimate Mortgage Calculator have a free plan?
Fannie Mae Mortgage Calculator: Yes. MoneySavingExpert Ultimate Mortgage Calculator: Yes.
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Reviewed by iTechGuides Editors · Editorial team · Updated Nov 2026
Last updated · How we research and update