Head-to-head · Mortgage Calculator Apps
Fannie Mae Mortgage Calculator vs Kiplinger Mortgage Calculator
Fannie Mae Mortgage Calculator leads on 0 checks, Kiplinger Mortgage Calculator on 0, and 6 are even. Who comes out ahead on the 6 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.
Our verdict
- Highest scoreFannie Mae Mortgage Calculator · 9.2/10
- Free planboth
- Most featuresFannie Mae Mortgage Calculator · 4 of 6
Fannie Mae Mortgage Calculator scores higher on our rubric for mortgage calculator apps: 9.2 against 8.7 out of 10; our editors rank them #3 and #8.
Fannie Mae Mortgage Calculator is the better fit for integrated payment, affordability and refinance analysis. Kiplinger Mortgage Calculator is the better fit for affordability, refinance and ARM estimates.
- Fannie Mae Mortgage Calculator fits best
Integrated payment, affordability and refinance analysis
- Kiplinger Mortgage Calculator fits best
Affordability, refinance and ARM estimates
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Side by side
| Feature | Fannie Mae Mortgage Calculator 9.2/10 Visit ↗ | Kiplinger Mortgage Calculator 8.7/10 Visit ↗ |
|---|---|---|
| At a glance | ||
| Editor score | 9.2 | 8.7 |
| Ranking | #3 in Mortgage Calculator Apps | #8 in Mortgage Calculator Apps |
| Best for | Integrated payment, affordability and refinance analysis | Affordability, refinance and ARM estimates |
| Pricing model | Free | Free |
| Starting price | Free plan | Free plan |
| Free plan | ✓ | ✓ |
| Free trial | — | — |
| Deployment | Cloud | Cloud |
| Platforms | Web | Web |
| Built for | Solo | Solo |
| Features Fannie Mae Mortgage Calculator 4/6 · Kiplinger Mortgage Calculator 3/6 | ||
| Amortization schedule | Not checked yet | Not checked yet |
| Affordability analysis | ✓ | ✓ |
| Refinance scenarios | ✓ | ✓ |
| ARM calculations | Not checked yet | ✓ (best) |
| Property-tax inputs | ✓ (best) | Not checked yet |
| Insurance inputs | ✓ (best) | Not checked yet |
| Specs | ||
| Platform access | Web | Web |
| Our review | ||
| Pros |
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| Cons |
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| Our verdict | Fannie Mae Mortgage Calculator is a free web tool for people estimating the costs of a home purchase. Enter a purchase price, down payment, loan term and interest rate to estimate a monthly payment. The result breaks out principal and… Read the review → |
Kiplinger Mortgage Calculator is a free web tool for people weighing a home purchase or refinance. It estimates monthly mortgage payments using loan amount, interest rate and term, and also lets users enter purchase price or current home… Read the review → |
Strengths and trade-offs
Fannie Mae Mortgage Calculator — where it wins
- Breaks payments into principal, interest, taxes, insurance and HOA fees
- Advanced View lets users adjust taxes, homeowners insurance and HOA fees
- Separate calculators estimate affordability and potential refinance savings
Where it doesn't
- Affordability and refinance are separate tools, not calculator modes
- Estimates do not indicate mortgage approval or financing
- Amortization schedules and adjustable-rate mortgage modeling are not documented
Kiplinger Mortgage Calculator — where it wins
- Estimates monthly payments from loan amount, rate and term
- Supports both home-purchase and refinance inputs
- Includes affordability and ARM payment estimates
Where it doesn't
- Limited to web access
- Provides estimates rather than a full loan application workflow
- Offer comparisons are powered by Bankrate
- Fannie Mae Mortgage Calculator9.2/10 · Free plan
A free web calculator with payment breakdowns plus separate affordability and refinance tools.
Visit Fannie MaeFull verdict → - Kiplinger Mortgage Calculator8.7/10 · Free plan
A free web calculator for purchase, refinance, affordability and ARM payment estimates.
Visit KiplingerFull verdict →
Fannie Mae Mortgage Calculator vs Kiplinger Mortgage Calculator: questions
Which is better for mortgage calculator apps, Fannie Mae Mortgage Calculator or Kiplinger Mortgage Calculator?
Fannie Mae Mortgage Calculator scores higher on our rubric for mortgage calculator apps: 9.2 against 8.7 out of 10; our editors rank them #3 and #8.
How do Fannie Mae Mortgage Calculator and Kiplinger Mortgage Calculator compare?
All 6 checks we put side by side come out level: neither leads on any.
Do Fannie Mae Mortgage Calculator and Kiplinger Mortgage Calculator have a free plan?
Fannie Mae Mortgage Calculator: Yes. Kiplinger Mortgage Calculator: Yes.
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All mortgage calculator apps comparisons → · Full ranking →
Reviewed by iTechGuides Editors · Editorial team · Updated Nov 2026
Last updated · How we research and update