Head-to-head · Mortgage Calculator Apps
MoneySavingExpert Ultimate Mortgage Calculator vs TransUnion Mortgage Calculator
MoneySavingExpert Ultimate Mortgage Calculator leads on 1 check, TransUnion Mortgage Calculator on 0, and 6 are even. Who comes out ahead on the 7 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.
Our verdict
- Highest scoreMoneySavingExpert Ultimate Mortgage Calculator · 9.1/10
- Free planboth
- Most featuresTransUnion Mortgage Calculator · 4 of 6
MoneySavingExpert Ultimate Mortgage Calculator scores higher on our rubric for mortgage calculator apps: 9.1 against 9.0 out of 10; our editors rank them #4 and #5.
MoneySavingExpert Ultimate Mortgage Calculator offers affordability analysis; TransUnion Mortgage Calculator doesn't.
MoneySavingExpert Ultimate Mortgage Calculator is the better fit for comparing mortgage deals and overpayments. TransUnion Mortgage Calculator is the better fit for amortization and scenario comparisons.
- MoneySavingExpert Ultimate Mortgage Calculator fits best
Comparing mortgage deals and overpayments
- TransUnion Mortgage Calculator fits best
Amortization and scenario comparisons
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Side by side
| Feature | MoneySavingExpert Ultimate Mortgage Calculator 9.1/10 Visit ↗ | TransUnion Mortgage Calculator 9.0/10 Visit ↗ |
|---|---|---|
| At a glance | ||
| Editor score | 9.1 | 9.0 |
| Ranking | #4 in Mortgage Calculator Apps | #5 in Mortgage Calculator Apps |
| Best for | Comparing mortgage deals and overpayments | Amortization and scenario comparisons |
| Pricing model | Free | Free |
| Starting price | Free plan | Free plan |
| Free plan | ✓ | ✓ |
| Free trial | — | — |
| Deployment | Cloud | Cloud |
| Platforms | Web | Web |
| Built for | Solo | Solo |
| Features MoneySavingExpert Ultimate Mortgage Calculator 2/6 · TransUnion Mortgage Calculator 4/6 | ||
| Amortization schedule | Not checked yet | ✓ (best) |
| Affordability analysis | ✓ (best) | — |
| Refinance scenarios | ✓ | ✓ |
| ARM calculations | Not checked yet | — |
| Property-tax inputs | Not checked yet | ✓ (best) |
| Insurance inputs | Not checked yet | ✓ (best) |
| Specs | ||
| Platform access | Web | Web |
| Our review | ||
| Pros |
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| Cons |
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| Our verdict | MoneySavingExpert Ultimate Mortgage Calculator is a free web-based collection of tools for people buying or managing a home. It estimates monthly payments and total mortgage cost, with inputs for the loan, term, interest rate and fees. It… Read the review → |
For people evaluating a home loan or refinancing, TransUnion Mortgage Calculator estimates payments from a home price, down payment, interest rate, and loan term. The free web tool also lets users add property taxes, homeowners insurance,… Read the review → |
Strengths and trade-offs
MoneySavingExpert Ultimate Mortgage Calculator — where it wins
- Compares two mortgage products and fixed-rate deals
- Models monthly payments, total cost and overpayments
- Includes deposit-saving and borrowing estimates
Where it doesn't
- Available on the web only
- Focused on mortgage calculations rather than broader home-buying tools
- The estimate depends on the loan, term, rate and fee inputs supplied
TransUnion Mortgage Calculator — where it wins
- Shows monthly and yearly amortization with balances over time
- Includes tax, insurance, HOA, and mortgage insurance inputs
- Compares scenarios by changing loan amount, rate, or term
Where it doesn't
- Does not calculate affordability from income and debts
- Does not model adjustable-rate mortgages
- Available on the web only
- MoneySavingExpert Ultimate Mortgage Calculator9.1/10 · Free plan
A free set of calculators for comparing mortgage deals, payments and overpayments.
Visit siteFull verdict → - TransUnion Mortgage Calculator9.0/10 · Free plan
A free web calculator for comparing mortgage payments, costs, and amortization scenarios.
Visit TransUnionFull verdict →
MoneySavingExpert Ultimate Mortgage Calculator vs TransUnion Mortgage Calculator: questions
Which is better for mortgage calculator apps, MoneySavingExpert Ultimate Mortgage Calculator or TransUnion Mortgage Calculator?
MoneySavingExpert Ultimate Mortgage Calculator scores higher on our rubric for mortgage calculator apps: 9.1 against 9.0 out of 10; our editors rank them #4 and #5.
How do MoneySavingExpert Ultimate Mortgage Calculator and TransUnion Mortgage Calculator compare?
Of the 7 checks we put side by side, MoneySavingExpert Ultimate Mortgage Calculator leads on 1, TransUnion Mortgage Calculator on none, and 6 are level. Affordability analysis only on MoneySavingExpert Ultimate Mortgage Calculator.
Do MoneySavingExpert Ultimate Mortgage Calculator and TransUnion Mortgage Calculator have a free plan?
MoneySavingExpert Ultimate Mortgage Calculator: Yes. TransUnion Mortgage Calculator: Yes.
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All mortgage calculator apps comparisons → · Full ranking →
Reviewed by iTechGuides Editors · Editorial team · Updated Nov 2026
Last updated · How we research and update