Head-to-head · Mortgage Calculator Apps
MoneySavingExpert Ultimate Mortgage Calculator vs Zillow Mortgage Calculator
MoneySavingExpert Ultimate Mortgage Calculator leads on 2 checks, Zillow Mortgage Calculator on 0, and 5 are even. Who comes out ahead on the 7 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.
Our verdict
- Highest scoreMoneySavingExpert Ultimate Mortgage Calculator · 9.1/10
- Free planboth
- Most featuresZillow Mortgage Calculator · 4 of 6
MoneySavingExpert Ultimate Mortgage Calculator scores higher on our rubric for mortgage calculator apps: 9.1 against 8.8 out of 10; our editors rank them #4 and #7.
MoneySavingExpert Ultimate Mortgage Calculator offers affordability analysis; Zillow Mortgage Calculator doesn't. MoneySavingExpert Ultimate Mortgage Calculator offers refinance scenarios; Zillow Mortgage Calculator doesn't.
MoneySavingExpert Ultimate Mortgage Calculator is the better fit for comparing mortgage deals and overpayments. Zillow Mortgage Calculator is the better fit for U.S. buyers comparing fixed and ARM loans.
- MoneySavingExpert Ultimate Mortgage Calculator fits best
Comparing mortgage deals and overpayments
- Zillow Mortgage Calculator fits best
U.S. buyers comparing fixed and ARM loans
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Side by side
| Feature | MoneySavingExpert Ultimate Mortgage Calculator 9.1/10 Visit ↗ | Zillow Mortgage Calculator 8.8/10 Visit ↗ |
|---|---|---|
| At a glance | ||
| Editor score | 9.1 | 8.8 |
| Ranking | #4 in Mortgage Calculator Apps | #7 in Mortgage Calculator Apps |
| Best for | Comparing mortgage deals and overpayments | U.S. buyers comparing fixed and ARM loans |
| Pricing model | Free | Free |
| Starting price | Free plan | Free plan |
| Free plan | ✓ | ✓ |
| Free trial | — | — |
| Deployment | Cloud | Cloud |
| Platforms | Web | Web |
| Built for | Solo | Solo |
| Features MoneySavingExpert Ultimate Mortgage Calculator 2/6 · Zillow Mortgage Calculator 4/6 | ||
| Amortization schedule | Not checked yet | ✓ (best) |
| Affordability analysis | ✓ (best) | — |
| Refinance scenarios | ✓ (best) | — |
| ARM calculations | Not checked yet | ✓ (best) |
| Property-tax inputs | Not checked yet | ✓ (best) |
| Insurance inputs | Not checked yet | ✓ (best) |
| Specs | ||
| Platform access | Web | Web |
| Our review | ||
| Pros |
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| Cons |
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| Our verdict | MoneySavingExpert Ultimate Mortgage Calculator is a free web-based collection of tools for people buying or managing a home. It estimates monthly payments and total mortgage cost, with inputs for the loan, term, interest rate and fees. It… Read the review → |
Zillow Mortgage Calculator is a free web tool for people estimating payments on a home purchase. Buyers can enter a home price, down payment, ZIP code, loan program and interest rate, then review an estimated payment and itemized schedule.… Read the review → |
Strengths and trade-offs
MoneySavingExpert Ultimate Mortgage Calculator — where it wins
- Compares two mortgage products and fixed-rate deals
- Models monthly payments, total cost and overpayments
- Includes deposit-saving and borrowing estimates
Where it doesn't
- Available on the web only
- Focused on mortgage calculations rather than broader home-buying tools
- The estimate depends on the loan, term, rate and fee inputs supplied
Zillow Mortgage Calculator — where it wins
- Compares 30-year fixed, 15-year fixed and 5-year ARM scenarios
- Breaks estimates into payment components and a schedule
- Includes taxes, homeowners insurance, PMI and HOA costs
Where it doesn't
- Does not provide affordability analysis in this calculator
- Does not include refinance scenarios in this calculator
- Estimates depend on the loan and cost inputs entered
- MoneySavingExpert Ultimate Mortgage Calculator9.1/10 · Free plan
A free set of calculators for comparing mortgage deals, payments and overpayments.
Visit siteFull verdict → - Zillow Mortgage Calculator8.8/10 · Free plan
A free web calculator for comparing fixed-rate and ARM mortgage payment estimates.
Visit ZillowFull verdict →
MoneySavingExpert Ultimate Mortgage Calculator vs Zillow Mortgage Calculator: questions
Which is better for mortgage calculator apps, MoneySavingExpert Ultimate Mortgage Calculator or Zillow Mortgage Calculator?
MoneySavingExpert Ultimate Mortgage Calculator scores higher on our rubric for mortgage calculator apps: 9.1 against 8.8 out of 10; our editors rank them #4 and #7.
How do MoneySavingExpert Ultimate Mortgage Calculator and Zillow Mortgage Calculator compare?
Of the 7 checks we put side by side, MoneySavingExpert Ultimate Mortgage Calculator leads on 2, Zillow Mortgage Calculator on none, and 5 are level. Affordability analysis only on MoneySavingExpert Ultimate Mortgage Calculator.
Do MoneySavingExpert Ultimate Mortgage Calculator and Zillow Mortgage Calculator have a free plan?
MoneySavingExpert Ultimate Mortgage Calculator: Yes. Zillow Mortgage Calculator: Yes.
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All mortgage calculator apps comparisons → · Full ranking →
Reviewed by iTechGuides Editors · Editorial team · Updated Nov 2026
Last updated · How we research and update