TransUnion Mortgage Calculator vs NerdWallet Mortgage Calculator

• TransUnion Mortgage Calculator fits best

  Amortization and scenario comparisons

• NerdWallet Mortgage Calculator fits best

  Straightforward payment and amortization planning

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Side by side

Strengths and trade-offs

• TransUnion Mortgage Calculator — where it wins

  • Shows monthly and yearly amortization with balances over time
  • Includes tax, insurance, HOA, and mortgage insurance inputs
  • Compares scenarios by changing loan amount, rate, or term

  Where it doesn't

  • Does not calculate affordability from income and debts
  • Does not model adjustable-rate mortgages
  • Available on the web only

• NerdWallet Mortgage Calculator — where it wins

  • Estimates payments using price, down payment, term and interest rate
  • Adds property tax, homeowners insurance, HOA fees and PMI
  • Shows total interest, payoff date and annual amortization

  Where it doesn't

  • Affordability analysis requires a separate NerdWallet calculator
  • Refinance scenarios require a separate NerdWallet calculator
  • Available on the web, rather than as a listed mobile platform

• TMTransUnion Mortgage Calculator9.0/10 · Free plan

  A free web calculator for comparing mortgage payments, costs, and amortization scenarios.

  Visit TransUnionFull verdict →
• NMNerdWallet Mortgage Calculator8.9/10 · Free plan

  A free web calculator for estimating mortgage costs and viewing annual amortization.

  Visit NerdWalletFull verdict →