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Head-to-head · Mortgage Calculator Apps

TransUnion Mortgage Calculator vs Zillow Mortgage Calculator

  • Updated Nov 2026
  • Both researched from official sources
  • 7 checks side by side
Higher score TransUnion Mortgage Calculator #5 in Mortgage Calculator Apps 9.0/10 Free plan Free plan✓ 4 of 6 features Visit TransUnion
Zillow Mortgage Calculator #7 in Mortgage Calculator Apps 8.8/10 Free plan Free plan✓ 4 of 6 features Visit Zillow

TransUnion Mortgage Calculator leads on 1 check, Zillow Mortgage Calculator on 1, and 5 are even. Who comes out ahead on the 7 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreTransUnion Mortgage Calculator · 9.0/10
  • Free planboth

TransUnion Mortgage Calculator scores higher on our rubric for mortgage calculator apps: 9.0 against 8.8 out of 10; our editors rank them #5 and #7.

TransUnion Mortgage Calculator offers refinance scenarios; Zillow Mortgage Calculator doesn't. Zillow Mortgage Calculator offers arm calculations; TransUnion Mortgage Calculator doesn't.

TransUnion Mortgage Calculator is the better fit for amortization and scenario comparisons. Zillow Mortgage Calculator is the better fit for U.S. buyers comparing fixed and ARM loans.

  • TransUnion Mortgage Calculator fits best

    Amortization and scenario comparisons

  • Zillow Mortgage Calculator fits best

    U.S. buyers comparing fixed and ARM loans

Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.

Side by side

Feature TransUnion Mortgage Calculator 9.0/10 Visit ↗ Zillow Mortgage Calculator 8.8/10 Visit ↗
At a glance
Editor score 9.0 8.8
Ranking #5 in Mortgage Calculator Apps #7 in Mortgage Calculator Apps
Best for Amortization and scenario comparisons U.S. buyers comparing fixed and ARM loans
Pricing model Free Free
Starting price Free plan Free plan
Free plan ✓ ✓
Free trial — —
Deployment Cloud Cloud
Platforms Web Web
Built for Solo Solo
Features TransUnion Mortgage Calculator 4/6 · Zillow Mortgage Calculator 4/6
Amortization schedule ✓ ✓
Affordability analysis — —
Refinance scenarios ✓ (best) —
ARM calculations — ✓ (best)
Property-tax inputs ✓ ✓
Insurance inputs ✓ ✓
Specs
Platform access Web Web
Our review
Pros
  • Shows monthly and yearly amortization with balances over time
  • Includes tax, insurance, HOA, and mortgage insurance inputs
  • Compares scenarios by changing loan amount, rate, or term
  • Compares 30-year fixed, 15-year fixed and 5-year ARM scenarios
  • Breaks estimates into payment components and a schedule
  • Includes taxes, homeowners insurance, PMI and HOA costs
Cons
  • Does not calculate affordability from income and debts
  • Does not model adjustable-rate mortgages
  • Available on the web only
  • Does not provide affordability analysis in this calculator
  • Does not include refinance scenarios in this calculator
  • Estimates depend on the loan and cost inputs entered
Our verdict

For people evaluating a home loan or refinancing, TransUnion Mortgage Calculator estimates payments from a home price, down payment, interest rate, and loan term. The free web tool also lets users add property taxes, homeowners insurance,…

Read the review →

Zillow Mortgage Calculator is a free web tool for people estimating payments on a home purchase. Buyers can enter a home price, down payment, ZIP code, loan program and interest rate, then review an estimated payment and itemized schedule.…

Read the review →
  1. TransUnion Mortgage CalculatorMortgage Calculator Apps 9.0Free plan
  2. Zillow Mortgage CalculatorMortgage Calculator Apps 8.8Free plan

Strengths and trade-offs

  • TransUnion Mortgage Calculator — where it wins

    • Shows monthly and yearly amortization with balances over time
    • Includes tax, insurance, HOA, and mortgage insurance inputs
    • Compares scenarios by changing loan amount, rate, or term

    Where it doesn't

    • Does not calculate affordability from income and debts
    • Does not model adjustable-rate mortgages
    • Available on the web only
  • Zillow Mortgage Calculator — where it wins

    • Compares 30-year fixed, 15-year fixed and 5-year ARM scenarios
    • Breaks estimates into payment components and a schedule
    • Includes taxes, homeowners insurance, PMI and HOA costs

    Where it doesn't

    • Does not provide affordability analysis in this calculator
    • Does not include refinance scenarios in this calculator
    • Estimates depend on the loan and cost inputs entered
  • TransUnion Mortgage Calculator9.0/10 · Free plan

    A free web calculator for comparing mortgage payments, costs, and amortization scenarios.

    Visit TransUnionFull verdict →
  • Zillow Mortgage Calculator8.8/10 · Free plan

    A free web calculator for comparing fixed-rate and ARM mortgage payment estimates.

    Visit ZillowFull verdict →

TransUnion Mortgage Calculator vs Zillow Mortgage Calculator: questions

Which is better for mortgage calculator apps, TransUnion Mortgage Calculator or Zillow Mortgage Calculator?

TransUnion Mortgage Calculator scores higher on our rubric for mortgage calculator apps: 9.0 against 8.8 out of 10; our editors rank them #5 and #7.

How do TransUnion Mortgage Calculator and Zillow Mortgage Calculator compare?

Of the 7 checks we put side by side, TransUnion Mortgage Calculator leads on 1, Zillow Mortgage Calculator on 1, and 5 are level. Refinance scenarios only on TransUnion Mortgage Calculator.

Do TransUnion Mortgage Calculator and Zillow Mortgage Calculator have a free plan?

TransUnion Mortgage Calculator: Yes. Zillow Mortgage Calculator: Yes.

More comparisons

Reviewed by iTechGuides Editors · Editorial team · Updated Nov 2026

Last updated · How we research and update