Best Heartland Payments+ Alternatives in 2026
The top Heartland Payments+ alternatives are Paybyrd, Adyen and Olo Pay: 15 restaurant payment processing software our editors would look at instead of Heartland Payments+, in our ranking order.
Heartland Payments+: A broad restaurant payment platform covering service, online ordering and reporting. Where it falls short: pricing includes a percentage-based per-transaction fee.
Switching from Heartland Payments+? For most restaurant payment processing software buyers the best Heartland Payments+ alternative is Paybyrd, built for restaurants needing broad omnichannel payments. On a budget, Shift4 Payments starts at $29.99/mo. SpotOn Payment Processing has a free plan.
Why People Look for a Heartland Payments+ Alternative
- Pricing includes a percentage-based per-transaction fee
- The listed platforms are web, Android and API
- Its integrations span several business systems, requiring fit checks for each workflow
Quick Picks by What You Need
- Best overallPaybyrd9.4
Restaurants needing broad omnichannel payments
Visit Paybyrd - Lowest priceShift4 Payments7.7
Paid plans from $29.99/mo
Visit Shift4 Payments - Best free optionSpotOn Payment Processing8.6
Has a free plan
Visit SpotOn Payment Processing
All 15 Heartland Payments+ Alternatives, Ranked
Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.
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Best forRestaurants needing broad omnichannel payments
- Better than Heartland Payments+:
- Editor score 9.4 vs 9.0
A broad restaurant payments platform with clear usage pricing and multi-channel support.
- Reconciliation tools
- Card-present payments
- Online payments
9.4/10★★★★★Visit Paybyrd -
Best forGlobal, API-driven restaurant payment operations
- Better than Heartland Payments+:
- Editor score 9.3 vs 9.0
A global, API-driven payment stack for complex restaurant payment operations.
9.3/10★★★★★Visit Adyen -
Best forRestaurant groups wanting unified payment operations
A unified payment platform for restaurant groups managing online, in-store, and tableside transactions.
- Reconciliation tools
- Card-present payments
- Online payments
8.8/10★★★★☆Visit Olo Pay -
Best forLarge restaurants with complex payment flows
A broad restaurant payment ecosystem for operators managing complex payment flows.
- Card-present payments
- Online payments
- Tableside payments
8.7/10★★★★☆Visit NCR Voyix -
Best forRestaurants seeking free software with reporting
A free restaurant POS and payments option with reporting and a $55 paid tier.
- Reconciliation tools
- Card-present payments
- Online payments
8.6/10★★★★☆Visit SpotOn -
Best forRestaurants wanting payments plus a broad POS suite
Payments and POS with ordering, reservations, inventory, and multi-location tools.
8.5/10★★★★☆Visit Toast -
Best forMulti-location restaurants needing deep POS coverage
A broad restaurant POS for multi-location operators that need payments, ordering, and management tools.
8.4/10★★★★☆Visit Lightspeed -
Best forRestaurants using major POS ecosystems
A restaurant-focused payment stack for major POS ecosystems and omnichannel service.
- Reconciliation tools
- Card-present payments
- Online payments
8.3/10★★★★☆Visit Elavon -
Best forRestaurants needing flexible payment APIs
A broad restaurant payments stack with terminals, online checkout, APIs, and reconciliation data.
- Reconciliation tools
- Card-present payments
- Online payments
8.2/10★★★★☆Visit PayFacto -
Best forAustralian restaurants needing unified EFTPOS
Unified EFTPOS and online payments for Australian restaurants and venues.
- Reconciliation tools
- Card-present payments
- Online payments
8.1/10★★★★☆Visit Tyro -
Best forEnterprise restaurant and franchise payment teams
A broad payment suite for enterprise restaurant and franchise operations.
- Reconciliation tools
- Card-present payments
- Online payments
7.9/10★★★★☆Visit Worldline -
Best forSmall businesses needing low-cost broad payments
A broad payment platform with low monthly plans and strong online, in-person and API coverage.
7.8/10★★★★☆Visit Viva.com -
Best forRestaurants wanting payments bundled with operations
A paid restaurant platform bundling payment acceptance, POS hardware, and operations tools.
- Card-present payments
- Online payments
- Tableside payments
7.7/10★★★★☆Try Shift4 Payments -
Best forOracle Simphony restaurant operators
A strong fit for Simphony operators needing card, wallet, online, and pay-at-table payments.
- Reconciliation tools
- Card-present payments
- Online payments
7.6/10★★★★☆Visit Oracle -
Best forRestaurants wanting flexible terminal and online payments
A broad payment stack for restaurants that need in-person and digital checkout options.
- Reconciliation tools
- Card-present payments
- Online payments
7.5/10★★★★☆Visit Dojo
Heartland Payments+ Alternatives: Common Questions
What is the best alternative to Heartland Payments+?
Paybyrd: #1 in our Restaurant Payment Processing Software ranking, with an editor score of 9.4 out of 10. A broad restaurant payments platform with clear usage pricing and multi-channel support.
Is there a free alternative to Heartland Payments+?
Yes. SpotOn Payment Processing and Dojo have a free plan or a free tier.
What is the cheapest paid alternative to Heartland Payments+?
Of the alternatives here that publish a price, Shift4 Payments starts lowest, at $29.99/mo.
Why do people look for Heartland Payments+ alternatives?
Pricing includes a percentage-based per-transaction fee; The listed platforms are web, Android and API; Its integrations span several business systems, requiring fit checks for each workflow.
How do I switch from Heartland Payments+?
Export your data from Heartland Payments+ (most tools have an export in their settings). Sign up for the alternative; start on its free plan or trial if it has one. Import your export and set up the integrations your team relies on. Run both side by side for a short while, then cancel Heartland Payments+.
How to Switch from Heartland Payments+
- Export your data from Heartland Payments+ (most tools have an export in their settings).
- Sign up for the alternative; start on its free plan or trial if it has one.
- Import your export and set up the integrations your team relies on.
- Run both side by side for a short while, then cancel Heartland Payments+.
Heartland Payments+ vs Each Alternative
| # | Tool | Free plan | Paid from | Card-present payments | Online payments | Tableside payments | Reconciliation tools | Score |
|---|---|---|---|---|---|---|---|---|
| 3 | Heartland Payments+ | Yes | Yes | Yes | Yes | 9.0 | ||
| 1 | Paybyrd | No | €0.08/unit usage-based | Yes | Yes | Yes | Yes | 9.4 |
| 2 | Adyen | No | 9.3 | |||||
| 3 | Olo Pay | Yes | Yes | Yes | Yes | 8.8 | ||
| 4 | NCR Voyix Payments | No | Yes | Yes | Yes | 8.7 | ||
| 5 | SpotOn Payment Processing | Yes | $55/unit/mo | Yes | Yes | Yes | Yes | 8.6 |
| 6 | Toast | No | 8.5 | |||||
| 7 | Lightspeed Restaurant | No | $69/mo | 8.4 | ||||
| 8 | Elavon Restaurant Payments | No | Yes | Yes | Yes | Yes | 8.3 | |
| 9 | PayFacto | Yes | Yes | Yes | Yes | 8.2 | ||
| 10 | Tyro Hospitality Payments | No | Yes | Yes | Yes | Yes | 8.1 | |
| 11 | Worldline Food Services Payments Suite | Yes | Yes | Yes | 7.9 | |||
| 12 | Viva.com | No | £3.99/mo | 7.8 | ||||
| 13 | Shift4 Payments | No | $29.99/mo | Yes | Yes | Yes | 7.7 | |
| 14 | Oracle Payments Cloud Service | No | Yes | Yes | Yes | Yes | 7.6 | |
| 15 | Dojo | Yes | Yes | Yes | Yes | Yes | 7.5 |
Head-to-Head
- Heartland Payments+ vs Paybyrd
- Heartland Payments+ vs Adyen
- Heartland Payments+ vs Olo Pay
- Heartland Payments+ vs NCR Voyix Payments
- Heartland Payments+ vs SpotOn Payment Processing
- Heartland Payments+ vs Toast
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Last updated · How we research and update