Heartland Payments+ review
A broad restaurant payment platform covering service, online ordering and reporting.
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Heartland Payments+ is a paid payment-processing platform for restaurants and other businesses. It covers card-present transactions through terminals, readers and POS systems, along with online ordering, tableside payments through Heartland Mobile POS, mobile and contactless payments, digital wallets, payment links, virtual terminals and offline processing. Restaurants wanting one platform across counter service, tableside service, online orders and mobile payments will find its scope aligned with a broad operating model.
Pricing is presented as 2.6% per in-person transaction, with a flat-rate model available and interchange-plus pricing also offered. The platform's coverage extends beyond payment acceptance: transaction, payment-history and batching reports support payment review and reconciliation, while chargeback and dispute management addresses a common operational requirement. Integrations include Shopify, BigCommerce, WooCommerce, Magento, WordPress, Gravity Forms, 7shifts and QuickBooks Online, giving restaurants connection points across commerce, websites, scheduling and accounting workflows.
Heartland Payments+ is strongest for established restaurants that need multiple payment channels rather than a narrowly focused card terminal. Its tableside, contactless, digital-wallet and offline capabilities suit varied service environments, while encryption, tokenization and EMV security support payment protection. The listed platforms are web, Android and API, so businesses should assess their required device environment and integration workflow before choosing it. Restaurants seeking broad payment coverage, reporting and dispute tools should consider Heartland Payments+; those wanting a simpler, more narrowly scoped setup may prefer a product with fewer operating components.
Heartland Payments+ pros and cons
- Where it wins
- Supports card-present, online, tableside, mobile and offline payments
- Includes digital wallets, payment links, virtual terminal and QR-code payments
- Adds reporting, dispute management, encryption, tokenization and EMV security
- Where it doesn't
- Pricing includes a percentage-based per-transaction fee
- The listed platforms are web, Android and API
- Its integrations span several business systems, requiring fit checks for each workflow
Heartland Payments+ fact sheet, pricing and score →
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