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Head-to-head · Restaurant Payment Processing Software

Heartland Payments+ vs NCR Voyix Payments

  • Updated Oct 2026
  • Both researched from official sources
  • 6 checks side by side
Higher score Heartland Payments+ #3 in Restaurant Payment Processing Software 9.0/10 Paid ✓ 5 of 5 features Visit Heartland
NCR Voyix Payments #5 in Restaurant Payment Processing Software 8.7/10 Pricing on request ✓ 4 of 5 features Visit NCR Voyix

Heartland Payments+ leads on 0 checks, NCR Voyix Payments on 0, and 6 are even. Who comes out ahead on the 6 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreHeartland Payments+ · 9.0/10
  • Most featuresHeartland Payments+ · 5 of 5

Heartland Payments+ scores higher on our rubric for restaurant payment processing software: 9.0 against 8.7 out of 10; our editors rank them #3 and #5.

On pricing model, NCR Voyix Payments gives you Custom_quote where Heartland Payments+ offers Flat_rate.

Heartland Payments+ is the better fit for established restaurants wanting full payment coverage. NCR Voyix Payments is the better fit for large restaurants with complex payment flows.

  • Heartland Payments+ fits best

    Established restaurants wanting full payment coverage

  • NCR Voyix Payments fits best

    Large restaurants with complex payment flows

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Side by side

Feature Heartland Payments+ 9.0/10 Visit ↗ NCR Voyix Payments 8.7/10 Visit ↗
At a glance
Editor score 9.0 8.7
Ranking #3 in Restaurant Payment Processing Software #5 in Restaurant Payment Processing Software
Best for Established restaurants wanting full payment coverage Large restaurants with complex payment flows
Pricing model Paid Paid
Starting price Not checked yet —
Free plan Not checked yet —
Free trial — —
Deployment Cloud, Mobile Cloud
Support Phone, Live chat, Docs · 24/7 Email, Phone, Docs · 24/7
Integrations 900+ integrations 6 integrations
Built for Small business, Mid-market, Enterprise Mid-market, Enterprise
Features Heartland Payments+ 5/5 · NCR Voyix Payments 4/5
Card-present payments ✓ ✓
Online payments ✓ ✓
Tableside payments ✓ ✓
Mobile payments ✓ ✓
Reconciliation tools ✓ (best) Not checked yet
Specs
Pricing model Flat_rate Custom_quote
Our review
Pros
  • Supports card-present, online, tableside, mobile and offline payments
  • Includes digital wallets, payment links, virtual terminal and QR-code payments
  • Adds reporting, dispute management, encryption, tokenization and EMV security
  • Supports in-person, online, pay-at-table, kiosk, QR, and drive-thru payments
  • Adds tokenization, point-to-point encryption, routing, reporting, and monitoring
  • Handles wallets, gift cards, loyalty cards, refunds, and card-on-file transactions
Cons
  • Pricing includes a percentage-based per-transaction fee
  • The listed platforms are web, Android and API
  • Its integrations span several business systems, requiring fit checks for each workflow
  • Custom pricing makes cost comparison difficult
  • Online ordering and handheld POS require add-ons
  • The listed platform option is limited to API
Our verdict

Heartland Payments+ is a paid payment-processing platform for restaurants and other businesses. It covers card-present transactions through terminals, readers and POS systems, along with online ordering, tableside payments through…

Read the review →

NCR Voyix Payments is an end-to-end restaurant payment ecosystem combining POS integration, a payment gateway, and payment processing services. It is designed for large restaurant operators managing multiple locations and varied guest…

Read the review →
  1. Heartland Payments+Restaurant Payment Processing Software 9.0Paid
  2. NCR Voyix PaymentsRestaurant Payment Processing Software 8.7Pricing on request

Strengths and trade-offs

  • Heartland Payments+ — where it wins

    • Supports card-present, online, tableside, mobile and offline payments
    • Includes digital wallets, payment links, virtual terminal and QR-code payments
    • Adds reporting, dispute management, encryption, tokenization and EMV security

    Where it doesn't

    • Pricing includes a percentage-based per-transaction fee
    • The listed platforms are web, Android and API
    • Its integrations span several business systems, requiring fit checks for each workflow

  • NCR Voyix Payments — where it wins

    • Supports in-person, online, pay-at-table, kiosk, QR, and drive-thru payments
    • Adds tokenization, point-to-point encryption, routing, reporting, and monitoring
    • Handles wallets, gift cards, loyalty cards, refunds, and card-on-file transactions

    Where it doesn't

    • Custom pricing makes cost comparison difficult
    • Online ordering and handheld POS require add-ons
    • The listed platform option is limited to API
  • Heartland Payments+9.0/10 · Paid

    A broad restaurant payment platform covering service, online ordering and reporting.

    Visit HeartlandFull verdict →
  • NCR Voyix Payments8.7/10 · Pricing on request

    A broad restaurant payment ecosystem for operators managing complex payment flows.

    Visit NCR VoyixFull verdict →

More comparisons

All restaurant payment processing software comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update