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Head-to-head · Restaurant Payment Processing Software

Adyen vs Heartland Payments+

  • Updated Oct 2026
  • Both researched from official sources
  • 6 checks side by side
Higher score Adyen #2 in Restaurant Payment Processing Software 9.3/10 From $0.13 ✓ 0 of 5 features Visit Adyen
Heartland Payments+ #3 in Restaurant Payment Processing Software 9.0/10 Paid ✓ 5 of 5 features Visit Heartland

Adyen leads on 0 checks, Heartland Payments+ on 0, and 6 are even. Who comes out ahead on the 6 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreAdyen · 9.3/10
  • Most featuresHeartland Payments+ · 5 of 5

Adyen scores higher on our rubric for restaurant payment processing software: 9.3 against 9.0 out of 10; our editors rank them #2 and #3.

Adyen is the better fit for global, API-driven restaurant payment operations. Heartland Payments+ is the better fit for established restaurants wanting full payment coverage.

  • Adyen fits best

    Global, API-driven restaurant payment operations

  • Heartland Payments+ fits best

    Established restaurants wanting full payment coverage

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Side by side

Feature Adyen 9.3/10 Visit ↗ Heartland Payments+ 9.0/10 Visit ↗
At a glance
Editor score 9.3 9.0
Ranking #2 in Restaurant Payment Processing Software #3 in Restaurant Payment Processing Software
Best for Global, API-driven restaurant payment operations Established restaurants wanting full payment coverage
Pricing model Paid Paid
Starting price From $0.13 Not checked yet
Free plan — Not checked yet
Free trial — —
Deployment Cloud, Mobile Cloud, Mobile
Platforms Web, iOS, Android Web, Android
Integrations 13 integrations 900+ integrations
Features Adyen 0/5 · Heartland Payments+ 5/5
Card-present payments Not checked yet ✓ (best)
Online payments Not checked yet ✓ (best)
Tableside payments Not checked yet ✓ (best)
Mobile payments Not checked yet ✓ (best)
Reconciliation tools Not checked yet ✓ (best)
Specs
Pricing model Not checked yet Flat_rate
Our review
Pros
  • Supports 136 currencies and extensive card, wallet, and local methods
  • Covers recurring, marketplace, split-payment, payout, and reporting workflows
  • Offers APIs, SDKs, webhooks, plugins, and mobile integrations
  • Supports card-present, online, tableside, mobile and offline payments
  • Includes digital wallets, payment links, virtual terminal and QR-code payments
  • Adds reporting, dispute management, encryption, tokenization and EMV security
Cons
  • No free plan is available
  • Payment-method fees vary by region, method, and transaction volume
  • Its extensive API and SDK surface may require technical resources
  • Pricing includes a percentage-based per-transaction fee
  • The listed platforms are web, Android and API
  • Its integrations span several business systems, requiring fit checks for each workflow
Our verdict

Adyen is payment infrastructure for businesses accepting online and in-person payments, with a strong fit for restaurant groups managing web, mobile, and broader omnichannel payment operations. Its online product supports cards, wallets,…

Read the review →

Heartland Payments+ is a paid payment-processing platform for restaurants and other businesses. It covers card-present transactions through terminals, readers and POS systems, along with online ordering, tableside payments through…

Read the review →
  1. AdyenRestaurant Payment Processing Software 9.3From $0.13
  2. Heartland Payments+Restaurant Payment Processing Software 9.0Paid

Strengths and trade-offs

  • Adyen — where it wins

    • Supports 136 currencies and extensive card, wallet, and local methods
    • Covers recurring, marketplace, split-payment, payout, and reporting workflows
    • Offers APIs, SDKs, webhooks, plugins, and mobile integrations

    Where it doesn't

    • No free plan is available
    • Payment-method fees vary by region, method, and transaction volume
    • Its extensive API and SDK surface may require technical resources

  • Heartland Payments+ — where it wins

    • Supports card-present, online, tableside, mobile and offline payments
    • Includes digital wallets, payment links, virtual terminal and QR-code payments
    • Adds reporting, dispute management, encryption, tokenization and EMV security

    Where it doesn't

    • Pricing includes a percentage-based per-transaction fee
    • The listed platforms are web, Android and API
    • Its integrations span several business systems, requiring fit checks for each workflow

More comparisons

All restaurant payment processing software comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update