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Head-to-head · Restaurant Payment Processing Software

Adyen vs Olo Pay

  • Updated Oct 2026
  • Both researched from official sources
  • 6 checks side by side
Higher score Adyen #2 in Restaurant Payment Processing Software 9.3/10 From $0.13 ✓ 0 of 5 features Visit Adyen
Olo Pay #4 in Restaurant Payment Processing Software 8.8/10 Pricing on request ✓ 5 of 5 features Visit Olo Pay

Adyen leads on 0 checks, Olo Pay on 0, and 6 are even. Who comes out ahead on the 6 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreAdyen · 9.3/10
  • Most featuresOlo Pay · 5 of 5

Adyen scores higher on our rubric for restaurant payment processing software: 9.3 against 8.8 out of 10; our editors rank them #2 and #4.

Adyen is the better fit for global, API-driven restaurant payment operations. Olo Pay is the better fit for restaurant groups wanting unified payment operations.

  • Adyen fits best

    Global, API-driven restaurant payment operations

  • Olo Pay fits best

    Restaurant groups wanting unified payment operations

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Side by side

Feature Adyen 9.3/10 Visit ↗ Olo Pay 8.8/10 Visit ↗
At a glance
Editor score 9.3 8.8
Ranking #2 in Restaurant Payment Processing Software #4 in Restaurant Payment Processing Software
Best for Global, API-driven restaurant payment operations Restaurant groups wanting unified payment operations
Pricing model Paid Paid
Starting price From $0.13 Pricing on request
Free plan — Not checked yet
Free trial — —
Deployment Cloud, Mobile Cloud
Platforms Web, iOS, Android Web
Integrations 13 integrations 3 integrations
Features Adyen 0/5 · Olo Pay 5/5
Card-present payments Not checked yet ✓ (best)
Online payments Not checked yet ✓ (best)
Tableside payments Not checked yet ✓ (best)
Mobile payments Not checked yet ✓ (best)
Reconciliation tools Not checked yet ✓ (best)
Specs
Pricing model Not checked yet Custom_quote
Our review
Pros
  • Supports 136 currencies and extensive card, wallet, and local methods
  • Covers recurring, marketplace, split-payment, payout, and reporting workflows
  • Offers APIs, SDKs, webhooks, plugins, and mobile integrations
  • Combines online, in-store, mobile, offline, and pay-at-table payments
  • Centralizes reporting, reconciliation, refunds, and voids
  • Adds fraud prevention, digital wallets, EMV terminals, and encryption
Cons
  • No free plan is available
  • Payment-method fees vary by region, method, and transaction volume
  • Its extensive API and SDK surface may require technical resources
  • Pricing requires a custom quote through a sales-led process
  • Its positioning centers on multi-location and enterprise restaurant brands
  • Platform access is focused on web and API connections
Our verdict

Adyen is payment infrastructure for businesses accepting online and in-person payments, with a strong fit for restaurant groups managing web, mobile, and broader omnichannel payment operations. Its online product supports cards, wallets,…

Read the review →

Olo Pay is a restaurant-focused payment processing platform for multi-location and enterprise restaurant brands. It brings online and in-store payments into one operation, supporting card-present and card-not-present transactions,…

Read the review →
  1. AdyenRestaurant Payment Processing Software 9.3From $0.13
  2. Olo PayRestaurant Payment Processing Software 8.8Pricing on request

Strengths and trade-offs

  • Adyen — where it wins

    • Supports 136 currencies and extensive card, wallet, and local methods
    • Covers recurring, marketplace, split-payment, payout, and reporting workflows
    • Offers APIs, SDKs, webhooks, plugins, and mobile integrations

    Where it doesn't

    • No free plan is available
    • Payment-method fees vary by region, method, and transaction volume
    • Its extensive API and SDK surface may require technical resources

  • Olo Pay — where it wins

    • Combines online, in-store, mobile, offline, and pay-at-table payments
    • Centralizes reporting, reconciliation, refunds, and voids
    • Adds fraud prevention, digital wallets, EMV terminals, and encryption

    Where it doesn't

    • Pricing requires a custom quote through a sales-led process
    • Its positioning centers on multi-location and enterprise restaurant brands
    • Platform access is focused on web and API connections
  • Adyen9.3/10 · From $0.13

    A global, API-driven payment stack for complex restaurant payment operations.

    Visit AdyenFull verdict →
  • Olo Pay8.8/10 · Pricing on request

    A unified payment platform for restaurant groups managing online, in-store, and tableside transactions.

    Visit Olo PayFull verdict →

More comparisons

All restaurant payment processing software comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update