Adyen vs Toast

Adyen9.3Visit TToast8.5Visit

Higher score Adyen #2 in Restaurant Payment Processing Software 9.3/10 From $0.13 ✓ 0 of 5 features Visit Adyen

vs

T Toast #7 in Restaurant Payment Processing Software 8.5/10 Paid ✓ 0 of 5 features Visit Toast

• Adyen fits best

  Global, API-driven restaurant payment operations

• Toast fits best

  Restaurants wanting payments plus a broad POS suite

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Side by side

Feature	Adyen 9.3/10 Visit ↗	TToast 8.5/10 Visit ↗
At a glance
Editor score	9.3	8.5
Ranking	#2 in Restaurant Payment Processing Software	#7 in Restaurant Payment Processing Software
Best for	Global, API-driven restaurant payment operations	Restaurants wanting payments plus a broad POS suite
Pricing model	Paid	Paid
Starting price	From $0.13	—
Free plan	—	—
Free trial	—	—
Deployment	Cloud, Mobile	Cloud, Mobile
Platforms	Web, iOS, Android	Web, iOS, Android
Integrations	13 integrations	200+ integrations
Features Adyen 0/5 · Toast 0/5
Card-present payments	Not checked yet	Not checked yet
Online payments	Not checked yet	Not checked yet
Tableside payments	Not checked yet	Not checked yet
Mobile payments	Not checked yet	Not checked yet
Reconciliation tools	Not checked yet	Not checked yet
Specs
Pricing model	Not checked yet	Not checked yet
Our review
Pros	Supports 136 currencies and extensive card, wallet, and local methods Covers recurring, marketplace, split-payment, payout, and reporting workflows Offers APIs, SDKs, webhooks, plugins, and mobile integrations	Free Starter Kit includes cloud POS and one terminal Supports ordering, reservations, table service, and kitchen display Adds inventory, scheduling, reporting, and multi-location management
Cons	No free plan is available Payment-method fees vary by region, method, and transaction volume Its extensive API and SDK surface may require technical resources	Hardware, implementation, add-ons, and processing can affect total cost Starter Kit includes one terminal Build Your Own pricing is not shown
Our verdict	Adyen is payment infrastructure for businesses accepting online and in-person payments, with a strong fit for restaurant groups managing web, mobile, and broader omnichannel payment operations. Its online product supports cards, wallets,… Read the review →	Toast combines cloud-based point of sale, payment processing, restaurant hardware, online ordering, reservations, table service, inventory, reporting, and staff management. It is designed for U.S. restaurants ranging from single-location… Read the review →

Strengths and trade-offs

• Adyen — where it wins

  • Supports 136 currencies and extensive card, wallet, and local methods
  • Covers recurring, marketplace, split-payment, payout, and reporting workflows
  • Offers APIs, SDKs, webhooks, plugins, and mobile integrations

  Where it doesn't

  • No free plan is available
  • Payment-method fees vary by region, method, and transaction volume
  • Its extensive API and SDK surface may require technical resources

• Toast — where it wins

  • Free Starter Kit includes cloud POS and one terminal
  • Supports ordering, reservations, table service, and kitchen display
  • Adds inventory, scheduling, reporting, and multi-location management

  Where it doesn't

  • Hardware, implementation, add-ons, and processing can affect total cost
  • Starter Kit includes one terminal
  • Build Your Own pricing is not shown

• Adyen9.3/10 · From $0.13

  A global, API-driven payment stack for complex restaurant payment operations.

  Visit AdyenFull verdict →
• TToast8.5/10 · Paid

  Payments and POS with ordering, reservations, inventory, and multi-location tools.

  Visit ToastFull verdict →