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Head-to-head · Restaurant Payment Processing Software

Paybyrd vs Toast

  • Updated Oct 2026
  • Both researched from official sources
  • 6 checks side by side
Higher score Paybyrd #1 in Restaurant Payment Processing Software 9.4/10 Paid ✓ 5 of 5 features Visit Paybyrd
Toast #7 in Restaurant Payment Processing Software 8.5/10 Paid ✓ 0 of 5 features Visit Toast

Paybyrd leads on 0 checks, Toast on 0, and 6 are even. Who comes out ahead on the 6 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scorePaybyrd · 9.4/10
  • Most featuresPaybyrd · 5 of 5

Paybyrd scores higher on our rubric for restaurant payment processing software: 9.4 against 8.5 out of 10; our editors rank them #1 and #7.

Paybyrd is the better fit for restaurants needing broad omnichannel payments. Toast is the better fit for restaurants wanting payments plus a broad POS suite.

  • Paybyrd fits best

    Restaurants needing broad omnichannel payments

  • Toast fits best

    Restaurants wanting payments plus a broad POS suite

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Side by side

Feature Paybyrd 9.4/10 Visit ↗ Toast 8.5/10 Visit ↗
At a glance
Editor score 9.4 8.5
Ranking #1 in Restaurant Payment Processing Software #7 in Restaurant Payment Processing Software
Best for Restaurants needing broad omnichannel payments Restaurants wanting payments plus a broad POS suite
Pricing model Paid Paid
Starting price €0.08/unit usage-based —
Free plan — —
Free trial — —
Deployment Cloud, Self-hosted Cloud, Mobile
Platforms Web, Android Web, iOS, Android
Support Email, Phone, Docs Phone, Live chat · 24/7
Integrations 40+ integrations 200+ integrations
Built for Small business, Mid-market, Enterprise Small business, Mid-market, Enterprise
Features Paybyrd 5/5 · Toast 0/5
Card-present payments ✓ (best) Not checked yet
Online payments ✓ (best) Not checked yet
Tableside payments ✓ (best) Not checked yet
Mobile payments ✓ (best) Not checked yet
Reconciliation tools ✓ (best) Not checked yet
Specs
Pricing model Flat_rate Not checked yet
Our review
Pros
  • Supports online, in-person, QR and tableside payments
  • Combines reconciliation, refunds, reporting and transaction analytics
  • Offers offline Android POS mode with automatic synchronization
  • Free Starter Kit includes cloud POS and one terminal
  • Supports ordering, reservations, table service, and kitchen display
  • Adds inventory, scheduling, reporting, and multi-location management
Cons
  • No free plan; the €0 monthly software fee excludes processing charges
  • In-person POS support is specified for Android terminals
  • Custom pricing adds complexity for larger or multi-channel operations
  • Hardware, implementation, add-ons, and processing can affect total cost
  • Starter Kit includes one terminal
  • Build Your Own pricing is not shown
Our verdict

Paybyrd is a payment processing platform for restaurants and other businesses accepting online and in-person payments. Its restaurant capabilities cover hosted checkout, payment links, Android POS terminals, QR ordering, tableside…

Read the review →

Toast combines cloud-based point of sale, payment processing, restaurant hardware, online ordering, reservations, table service, inventory, reporting, and staff management. It is designed for U.S. restaurants ranging from single-location…

Read the review →
  1. PaybyrdRestaurant Payment Processing Software 9.4Paid
  2. ToastRestaurant Payment Processing Software 8.5Paid

Strengths and trade-offs

  • Paybyrd — where it wins

    • Supports online, in-person, QR and tableside payments
    • Combines reconciliation, refunds, reporting and transaction analytics
    • Offers offline Android POS mode with automatic synchronization

    Where it doesn't

    • No free plan; the €0 monthly software fee excludes processing charges
    • In-person POS support is specified for Android terminals
    • Custom pricing adds complexity for larger or multi-channel operations

  • Toast — where it wins

    • Free Starter Kit includes cloud POS and one terminal
    • Supports ordering, reservations, table service, and kitchen display
    • Adds inventory, scheduling, reporting, and multi-location management

    Where it doesn't

    • Hardware, implementation, add-ons, and processing can affect total cost
    • Starter Kit includes one terminal
    • Build Your Own pricing is not shown

More comparisons

All restaurant payment processing software comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update