Viva.com
Viva.com: A flexible gateway for European merchants combining checkout, in-person payments and marketplace tools. Ranked #19 of 66 in Payment Gateways by our editors (7.6/10); pricing: Paid; best for european merchants selling online and in person.
At a glance
- Editor score7.6 / 10
- PricingPaid
- Best forEuropean merchants selling online and in person
- Free planNo
- Paid from£3.99/mo
- Payment methodsCards, digital wallets, local payment methods, direct debit and other payment methods
- Facts checked19 Sep 2026
Where it wins
- Accepts online and in-person payments, recurring payments and marketplace payouts
- Connects with six ecommerce platforms, including Shopify and WooCommerce
- Offers payment APIs, webhooks, tokenization and multicurrency checkout
Where it doesn't
- The Zero plan has a £3.99 minimum monthly charge despite its £0 price
- Terminal IDs, websites and free outgoing transfers are capped by plan
- UK monthly prices are region-specific and may not apply elsewhere
Our verdict on Viva.com
Viva.com combines online and in-person payment acceptance for European businesses. Its gateway supports cards, digital wallets, local payment methods, direct debit and other payment options, with checkout tools, terminal applications and APIs. Merchants can also use recurring payments, marketplace payment flows, seller payouts, payment links and saved cards. That breadth makes it relevant to businesses that need a single provider for ecommerce and physical sales, rather than a gateway focused only on online card checkout.
The ecommerce fit is broad without requiring a custom integration for every store: payment plugins are available for Shopify, WooCommerce, PrestaShop, OpenCart, Magento and Shopware. Smart Checkout provides a hosted payment page, while APIs and webhooks offer a route for custom payment flows. Multicurrency and cross-border payments support international selling; the stated currency count is eight. Buyers should distinguish this from a promise that every currency is available on every plan. The combination of plugins and APIs suits both merchants seeking an established store connection and teams that need more control over integration.
UK monthly subscriptions start with Zero, which displays £0 but has a £3.99 minimum monthly charge; terminal IDs and websites are charged per item. Default costs £3.99 and includes up to three terminal IDs, one website and four free outgoing transfers. Standard is £10.99 for up to ten terminal IDs, three websites and 15 free outgoing transfers; Premium is £15.99 for up to 20 terminal IDs, five websites and 30 free outgoing transfers. These tiers make the account cost and included allowances important to compare against a merchant’s footprint. Viva.com is a fit for European businesses needing online and in-person acceptance with recurring or marketplace flows; merchants seeking a simple online-only gateway may not need its wider payment setup.
Your product? Our editors can test Viva.com in depth and publish a review, labelled as paid · from $149/mo →
Viva.com pricing
All 4 Viva.com plans and prices →
Viva.com fact sheet
| Free plan | No |
|---|---|
| Paid from | £3.99/mo |
| Payment methods | Cards, digital wallets, local payment methods, direct debit and other payment methods |
| Supported currencies | 8 |
| Recurring payments | Yes |
| Marketplace payments | Yes |
| Payout countries | Not verified |
| API and SDK coverage | Api_sdk_plugins |
| Deployment | Cloud, Mobile |
| Platforms | Web, iOS, Android |
| Integrations | 6 integrations: Shopify, WooCommerce, PrestaShop, OpenCart, Magento, Shopware |
| Pricing | Paid (source) |
| Website | viva.com |
| Facts checked | 19 Sep 2026 |
Viva.com integrations
Viva.com lists 6 integrations on its own site.
- Shopify
- WooCommerce
- PrestaShop
- OpenCart
- Magento
- Shopware
Alternatives to Viva.com
- Stripe PaymentsBroad payment coverage for businesses selling online, in person, or through marketplaces.9.3
- AdyenA broad payment platform for businesses managing online, mobile, and marketplace flows.9.2
- PayPal for BusinessA flexible PayPal checkout option with payment tools for online, in-person, and mobile sales.9.1
See all Viva.com alternatives →
Also Ranked In
Viva.com is ranked in 5 of our directories.
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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