PayFacto
Integrated payment processing for restaurants, hotels, and other merchants.
At a glance
- Editor scoreNot yet scored
- PricingPricing on request
- Best forRestaurants needing flexible payment APIs
- Tableside paymentsYes
- Facts checked20 Sep 2026
Where it wins
- Supports countertop, mobile, and tableside card payments
- Combines e-commerce, hosted checkout, payment links, and POS integrations
- Provides lifecycle APIs plus reporting, reconciliation, and settlement data
Where it doesn't
- Pricing requires a custom quote through sales
- Products and terms may vary by country
- Platform coverage is listed as web, Android, and API
Our verdict on PayFacto
PayFacto provides payment processing for restaurants, hotels, and other merchants. Its restaurant offering covers countertop card-payment terminals, mobile terminals, tableside order and payment handling, e-commerce processing, hosted checkout, payment pages, and shareable payment links. The product is suited to restaurants that need to support card-present and online transactions across different service settings, while also connecting payments to POS and software systems.
Its breadth is the main reason to consider it. PayFacto combines in-person payment hardware with online checkout and payment links that can be shared by email, SMS, or QR code. Its APIs support payment authorization, capture, refunds, and transaction lifecycle management. Reporting, reconciliation, and settlement data access add operational coverage for teams managing payment activity across locations or channels. Listed integrations include COBA, Freebees, Hopem, NMI, Paymentree Merchant Systems, and PrestaShop, while the hospitality offering also includes restaurant POS integrations such as Veloce and Maitre'D.
Pricing follows a contact-sales model, with prospective customers directed to request a quote. That approach may fit restaurants seeking a tailored payments arrangement, but it gives buyers less immediate pricing context than a published plan structure. PayFacto operates across Canada, the United States, and the United Kingdom, and available products and terms may vary by country. Restaurants should consider PayFacto when they want one payments stack spanning terminals, tableside service, e-commerce, APIs, and reconciliation data. It may be less suitable for buyers who prioritize transparent standard pricing or a single-country product configuration.
PayFacto pricing
PayFacto fact sheet
| Free plan | Not verified |
|---|---|
| Paid from | Not verified |
| Card-present payments | Yes |
| Online payments | Yes |
| Tableside payments | Yes |
| Mobile payments | Yes |
| Reconciliation tools | Yes |
| Pricing model | Custom_quote |
| Deployment | Cloud, Mobile |
| Platforms | Web, Android |
| Compliance & security | PCI DSS |
| Support | Phone, Docs · 24/7 |
| Built for | Small business, Mid-market, Enterprise (editorial estimate) |
| Integrations | 6 integrations: COBA, Freebees, Hopem, NMI, Paymentree Merchant Systems, PrestaShop See all → |
| Pricing | Pricing on request |
| Website | payfacto.com |
| Facts checked | 20 Sep 2026 |
PayFacto integrations
PayFacto lists 6 integrations on its own site.
- COBA
- Freebees
- Hopem
- NMI
- Paymentree Merchant Systems
- PrestaShop
See all PayFacto integrations →
Alternatives to PayFacto
- PaybyrdA broad restaurant payments platform with clear usage pricing and multi-channel support.8.0
- AdyenA global, API-driven payment stack for complex restaurant payment operations.—
- Heartland Payments+A broad restaurant payment platform covering service, online ordering and reporting.—
See all PayFacto alternatives →
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Featured on iTechGuides
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Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026
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