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PayFacto

Paid#10 of 27 in Restaurant Payment Processing Software

PayFacto: A broad restaurant payments stack with terminals, online checkout, APIs, and reconciliation data. Ranked #10 of 27 in Restaurant Payment Processing Software by our editors (8.2/10); pricing: Pricing on request; best for restaurants needing flexible payment APIs.

8.2/10Editor score

Visit PayFacto

PayFacto8.2 Visit PayFacto

At a glance

Editor score
8.2 / 10
Pricing
Pricing on request
Best for
Restaurants needing flexible payment APIs
Tableside payments
Yes
Facts checked
20 Sep 2026

Where it wins
- Supports countertop, mobile, and tableside card payments
- Combines e-commerce, hosted checkout, payment links, and POS integrations
- Provides lifecycle APIs plus reporting, reconciliation, and settlement data
Where it doesn't
- Pricing requires a custom quote through sales
- Products and terms may vary by country
- Platform coverage is listed as web, Android, and API

Our verdict on PayFacto

PayFacto provides payment processing for restaurants, hotels, and other merchants. Its restaurant offering covers countertop card-payment terminals, mobile terminals, tableside order and payment handling, e-commerce processing, hosted checkout, payment pages, and shareable payment links. The product is suited to restaurants that need to support card-present and online transactions across different service settings, while also connecting payments to POS and software systems.

Its breadth is the main reason to consider it. PayFacto combines in-person payment hardware with online checkout and payment links that can be shared by email, SMS, or QR code. Its APIs support payment authorization, capture, refunds, and transaction lifecycle management. Reporting, reconciliation, and settlement data access add operational coverage for teams managing payment activity across locations or channels. Listed integrations include COBA, Freebees, Hopem, NMI, Paymentree Merchant Systems, and PrestaShop, while the hospitality offering also includes restaurant POS integrations such as Veloce and Maitre'D.

Pricing follows a contact-sales model, with prospective customers directed to request a quote. That approach may fit restaurants seeking a tailored payments arrangement, but it gives buyers less immediate pricing context than a published plan structure. PayFacto operates across Canada, the United States, and the United Kingdom, and available products and terms may vary by country. Restaurants should consider PayFacto when they want one payments stack spanning terminals, tableside service, e-commerce, APIs, and reconciliation data. It may be less suitable for buyers who prioritize transparent standard pricing or a single-country product configuration.

Your product? Our editors can test PayFacto in depth and publish a review, labelled as paid · from $149/mo →

PayFacto pricing

Plans Pricing on requestPaid No free plan — trial or paid only. Prices checked 20 Sep 2026.

See plans on payfacto.com

PayFacto fact sheet

Free plan	Not verified
Paid from	Not verified
Card-present payments	Yes
Online payments	Yes
Tableside payments	Yes
Mobile payments	Yes
Reconciliation tools	Yes
Pricing model	Custom_quote
Deployment	Cloud, Mobile
Platforms	Web, Android
Compliance & security	PCI DSS
Support	Phone, Docs · 24/7
Built for	Small business, Mid-market, Enterprise (editorial estimate)
Integrations	6 integrations: COBA, Freebees, Hopem, NMI, Paymentree Merchant Systems, PrestaShop See all →
Pricing	Pricing on request
Website	payfacto.com
Facts checked	20 Sep 2026

PayFacto integrations

PayFacto lists 6 integrations on its own site.

COBA
Freebees
Hopem
NMI
Paymentree Merchant Systems
PrestaShop

See all PayFacto integrations →

Alternatives to PayFacto

See all PayFacto alternatives →

Used PayFacto? Be the first to review it

The editor score above is our own research. What this page doesn't have yet is a reader's view — what you used PayFacto for, what worked and what didn't. No stars are seeded and no review is paid for; an editor reads every one before it appears.

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Featured on iTechGuides

PayFacto is listed in our Restaurant Payment Processing Software directory. Add the badge to your site — it links back to this page.

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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.

Last updated 7 Oct 2026 · How we research and update