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Choose Microsoft 365 Personal if one person needs the subscription. Choose Family if two or more people need their own access and OneDrive storage: it covers up to six people, each with 1 TB. At Microsoft’s listed US annual prices, Family costs $129.99 a year, compared with $199.98 for two separate Personal plans. One important limit: Family’s included AI benefits belong to the subscription owner and aren’t shared with other members.
Microsoft 365 Personal vs Family: the key differences
The figures below are from Microsoft’s US plan comparison page, accessed in 2026. Prices are US list prices, not global rates; taxes, discounts, and future price changes may affect what you pay. Microsoft says subscriptions automatically renew at the regular price and selected term unless cancelled, so check the terms at checkout. Microsoft 365 plan comparison.
| Plan detail | Microsoft 365 Personal | Microsoft 365 Family |
|---|---|---|
| Listed price | $9.99 per month or $99.99 per year | $12.99 per month or $129.99 per year |
| People covered | One person | One to six people: the owner and up to five additional people |
| OneDrive storage | 1 TB for the subscriber | 1 TB per person, up to 6 TB total |
| Simultaneous app and device use | Sign in on up to five devices at once | Each person can sign in on up to five devices at once |
| Sharing | Subscription benefits aren’t shared with other people | The owner can share with up to five additional people in the owner’s Microsoft family group |
| Included AI benefits | Available to the subscriber under the plan terms | Available to the subscription owner only; additional members don’t receive the owner’s AI benefits |
When Microsoft 365 Personal is the better choice
Personal is the straightforward option when only one person needs Microsoft 365. At the listed US annual price, it costs $99.99 and gives that subscriber 1 TB of storage and use on up to five devices at once. Paying for Family adds no additional user coverage if nobody else will use the subscription.
Personal also avoids relying on family-group sharing. If a second person later needs their own account, storage, and apps, compare the cost of upgrading to Family with buying another Personal subscription.
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#1 Best Overall
- Read Before You Buy — No Video Output: These adapters support charging and USB 2.0 data transfer, but cannot transmit video signals. Except for standard USB webcams (which use USB data only), they are not compatible with HDMI/DisplayPort cables, video-capable USB-C hubs, or docking stations with video output.
- Convert USB-A Ports to USB-C: Designed to connect USB-C earphones, cables, flash drives, card readers, and other USB-C accessories to standard USB-A ports. Plug-and-play with no drivers or software required.
- Aluminum Alloy Housing: Built with a sturdy aluminum alloy shell that aids in heat dissipation and protects against daily wear and scratches. Designed to maintain a stable and secure connection.
- Compact & Travel-Friendly: The ultra-compact design allows the adapter to stay plugged into your device without blocking adjacent ports or adding bulk, reducing wear and tear on your original USB ports.
- 12-Month Warranty: Backed by a 12-month manufacturer warranty for peace of mind. Designed to meet strict quality control standards for reliable everyday performance.
When Microsoft 365 Family is worth the extra cost
Family makes sense when at least two people want their own Microsoft 365 access and individual storage allocations. At Microsoft’s listed US annual prices, Family is $30 more than one Personal plan, while two separate Personal plans total $199.98 per year. That makes Family $69.99 less per year than two Personal plans at those list prices. This is arithmetic based on Microsoft’s published prices, before taxes or discounts.
The monthly list-price difference is $3: $12.99 for Family versus $9.99 for Personal. If more than one person will use the subscription, compare that extra monthly cost with the price of separate subscriptions.
Rank #2
- 5-in-1 USB-C Hub: Experience comprehensive connectivity featuring a Power Delivery input, two USB-A 2.0 ports, a USB-A 3.0 port, and an HDMI port. (Note: The USB-C power delivery input port is only for connecting an external wall charger to power your laptop and cannot power peripheral devices.)
- 90W Pass-Through Charging: Achieve optimal charging with 90W pass-through power to your laptop, supported by a total input of 100W, with the hub reserving 10W for operational efficiency. (Note: Wall charger not included.)
- Quick Data Transfers: Accelerate your productivity with rapid data transfers using a high-speed 5Gbps USB 3.0 port and two 480Mbps USB 2.0 ports.
- 4K HDMI Display: Enhance your visual experience with a hub capable of delivering 4K resolution at 30Hz in both mirror and extend modes. Please note that this hub is compatible with MacBook (macOS 12 and newer), Windows 10 and 11, ChromeOS, and laptops equipped with DP Alt Mode and Power Delivery. Note: This device is not compatible with Linux.
- What You Get: Anker USB-C Hub (5-in-1, 4K HDMI), welcome guide, 18-month warranty, and our friendly customer service.
Family is not a single shared login or a pooled 6 TB drive. Microsoft says each person has a separate sign-in and 1 TB allocation, and the owner may share with a maximum of five additional people. See Microsoft’s instructions for sharing a Microsoft 365 subscription.
Check family-group eligibility before choosing Family
People you invite must join the subscription owner’s Microsoft family group to receive shared benefits. Someone who already belongs to another Microsoft family group may need to leave it before accepting the invitation. If an intended user cannot or does not want to join the owner’s group, don’t assume Family sharing will work for them; check Microsoft’s sharing requirements first.
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- Sleek 7-in-1 USB-C Hub: Features an HDMI port, two USB-A 3.0 ports, and a USB-C data port, each providing 5Gbps transfer speeds. It also includes a USB-C PD input port for charging up to 100W and dual SD and TF card slots, all in a compact design.
- Flawless 4K@60Hz Video with HDMI: Delivers exceptional clarity and smoothness with its 4K@60Hz HDMI port, making it ideal for high-definition presentations and entertainment. (Note: Only the HDMI port supports video projection; the USB-C port is for data transfer only.)
- Double Up on Efficiency: The two USB-A 3.0 ports and a USB-C port support a fast 5Gbps data rate, significantly boosting your transfer speeds and improving productivity.
- Fast and Reliable 85W Charging: Offers high-capacity, speedy charging for laptops up to 85W, so you spend less time tethered to an outlet and more time being productive.
- What You Get: Anker USB-C Hub (7-in-1), welcome guide, 18-month warranty, and our friendly customer service.
Family does not share the owner’s AI benefits
Do not choose Family on the assumption that every member will receive the subscription owner’s included AI features. Microsoft Support says AI features in Word, Excel, PowerPoint, Outlook, and Designer included with Microsoft 365 Family and Premium are available only to the subscription owner and cannot be shared. The other Family members may still receive other shared plan benefits, but they do not inherit the owner’s subscription AI access. Microsoft Support’s explanation of AI benefits.
Specific AI features and usage limits can change. Check Microsoft’s current plan terms and AI limits before subscribing if those features are central to your decision; don’t rely on a fixed number of prompts or uses without verifying the current limits.
Quick Recap
Best Value
- 5-in-1 Connectivity: Equipped with a 4K HDMI port, a 5 Gbps USB-C data port, two 5 Gbps USB-A ports, and a USB C 100W PD-IN port. Note: The USB C 100W PD-IN port supports only charging and does not support data transfer devices such as headphones or speakers.
- Powerful Pass-Through Charging: Supports up to 85W pass-through charging so you can power up your laptop while you use the hub. Note: Pass-through charging requires a charger (not included). Note: To achieve full power for iPad, we recommend using a 45W wall charger.
- Transfer Files in Seconds: Move files to and from your laptop at speeds of up to 5 Gbps via the USB-C and USB-A data ports. Note: The USB C 5Gbps Data port does not support video output.
- HD Display: Connect to the HDMI port to stream or mirror content to an external monitor in resolutions of up to 4K@30Hz. Note: The USB-C ports do not support video output.
- What You Get: Anker 332 USB-C Hub (5-in-1), welcome guide, our worry-free 18-month warranty, and friendly customer service.
Rank #4
- Dual Converters, Infinite Potential：Includes 2× USB C male to USB A female adapters and 2× USB A male to USB C female adapters. Perfect for a wide range of uses—tablets with Bluetooth keyboards, expand USB ports on macbook, and more. Two different converters for all your daily needs
- Next-Level 10Gbps & 3A Charging: No more slow 480Mbps, this usb to usb c adapter has a transfer speed of up to 10Gbps, allowing you to do more transferring in less time. This usb adapter fits both USB A and USB C charger, supporting up to 3A fast charging
- Upgraded Exquisite Craftsmanship: With an aluminum alloy housing and metal connector, the usbc to usb adapter is extremely durable and sturdy. Rigorously tested to withstand more than 10,000 times of plugging and unplugging, ensuring long-lasting performance
- Broad Compatible: The usb c to usb adapter widely supports all USB C/ USB A devices like laptops, tablets, cellphones, car chargers, and phone chargers. Such as compatible with MacBook Pro/Air 2023/2022, Thunderbolt 4/3 Devices,Apple MagSafe Watch 9/8/7/SE/Ultra, iPad Pro 2022/2021, Samsung Galaxy S23/S20/S10, and iPhone 17/16/15 Pro. Plug and play
- Please Note: To reach 10Gbps speed, keep the cable under 3.3 ft. For USB A Male to USB C adapters, try flipping the USB C connector. USB C Male to USB A adapters support bidirectional 10Gbps transfer within 3.3 ft
Choose by the number of people, not just the headline price
- One person needs the apps and storage: choose Personal at the listed US prices.
- Two to six people need separate access and storage: Family is generally the lower-cost arrangement than paying for a Personal plan for each person at the listed annual prices.
- Other members specifically need the owner’s included AI benefits: Family does not provide those benefits to additional members.
- An invitee is outside the owner’s Microsoft family group: confirm they can join before counting them as a covered user.
Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.
